AHI, along with Performance INC Kuwait (PIK), provided financial advisory services to the Kuwait Credit Bank (KCB) to develop a strategy to restructure their debt and become a self-sustaining entity. The new strategy addressed the widening gap between the demand and supply for affordable housing in Kuwait. The result was a practical path enabling KCB to respond to the anticipated increase in its lending volume with options on how to finance this increase in a sustainable manner. The project delivered a practical financing strategy and revised mortgage law, which can be easily implemented and accepted by the housing sector in order to ensure a fast delivery of housing finance products. Accordingly, a comprehensive public awareness strategy was prepared to communicate reform recommendations and gain public support.