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Pity the poor broker? Part 1, the business-model implosion

3 March, 2011 (15:29) | Brokers, Consultants, Homeownership, Housing, Innovations, Markets, New York City |

 By: David A. Smith   If you’ve ever thought of being a real estate broker, you will be disabused by a critical perusal of a recent New York Times article, You Don’t have to Pay It, which describes an industry undergoing a business-model collapse not unlike that which has struck print media.   The poor […]

Month in Review, January 2011

2 March, 2011 (14:10) | Cities, Legislation and policy, Month in review, Municipal finance, Policy, Slums, Sovereign bankruptcy, US News |

 By: David A. Smith    [Previous Months in Review available here: [Dec 10, Nov 10, Oct 10, Sep 10, Aug 10, Jul 10, Jun 10, May 10, Apr 10, Mar 10, Feb 10, Jan 10]   My street in Cambridge, a few weeks back   During January, it snowed like a bastard in the Boston […]

OECD bubbles? LMNO bubbles! OSAR GSE M? Part 5, regulate rents, but not too much

1 March, 2011 (12:05) | Economics, Global news, Housing, Markets, OECD, Policy, Regulation, Rental, US News |

[Continued from Part 4 and the previous Part 1, Part 2, and Part 3.]   By: David A. Smith    Having abandoned its original purpose of proposing how to prevent housing bubbles, the OECD report on housing policy (available in pdf here, presented below in Calibri) took the economists’ usual shot against home mortgage interest […]

Delusion is an iron-clad defense

28 February, 2011 (12:16) | Angelo Mozilo, Countrywide, Litigation, Subprime, US News | 1 comment

  By: David A. Smith   Too bad the New York Times is so staid it has to waste Joe Nocera‘s great line by burying it after 1,500 words – but I can make it the post’s title.   “What can I do?  I’m not the headline-writer.”   At least he can start with a […]

OECD bubbles? LMNO bubbles! OSAR GSE M? Part 4, favor homeownership, but not too much

25 February, 2011 (11:56) | Economics, Global news, Housing, Markets, OECD, Policy, Regulation, Rental, US News |

[Continued from yesterday's Part 3 and the previous Part 1 and Part 2.]   By: David A. Smith    So far, the OECD report on housing policy (available in pdf here, presented below in Calibri), and described in a shallow Financial Times article) has suggested that all their residential-market troubles could be over if they’d just […]