Category: Value Chain

The meandering evolution of Amazonian bank

18 October, 2012 (17:14) | Banking, Capital markets, Innovations, Regulation, Retail, US News, Value Chain |

Because they are large institutions whose very existence depends on the perception of stability, we tend to take banks’ existence for granted – yet every bank started somewhere, as something much less evolved, such as an interim lender to a valued supply-chain partner, as revealed in this article from the Wall Street Journal (October 4, […]

Who grows there? Part 2, the community’s response

6 June, 2012 (16:07) | California, Crime, Entrepreneur, Foreclosure, Homeownership, Housing, marijuana, Markets, occupancy, US News, Value Chain |

[Continued from yesterday's Part 1.]   By:David A. Smith   Yesterday’s post smoked out the issue, latent in a New York Times story about marijuana grow houses, that illegal activity (even if it’s the most unassuming and seemingly peaceful) is a community risk, and one that proliferates when communities decline and are riddled with vacant […]

Who grows there? Part 1, the strangers’ arrival

5 June, 2012 (10:54) | California, Crime, Entrepreneur, Foreclosure, Homeownership, Housing, marijuana, Markets, occupancy, US News, Value Chain |

By:David A. Smith   Want to profit from the foreclosure crisis in California?    You’ll need electricity, ventilation, and water   Want to make big money at home?   Adaptive reuse!   Own your own business, be your own boss?   Learn a valuable trade   All with low capital outlays and minimal risk?  If […]

Value chain growing pains?

8 July, 2009 (10:00) | Appraisals, Fannie Mae, Freddie Mac, GSEs, Housing Finance, Innovations, Markets, Subprime, US News, Value Chain | 2 comments

You’ve got to try harder In the aftermath of the subprime meltdown, fingers are being pointed every which way, among them at the appraisal community, which led to a systemic change brought about by new York’s aggressive Attorney General, Andrew Cuomo, who pressured the GSEs into an agreement about which I recently posted: [The Home […]

The Model T house?

25 June, 2009 (09:47) | Affordability, Configuration, India, Innovations, Tata, Usonian, Value Chain | 2 comments

To make housing affordable, why don’t we lower its costs, using mass production? “A car that ordinary Americans can afford.” Henry Ford with his Model T For nearly a century, that thesis has appealed to automotive titans, of whom the latest is from India, as reported in the Financial Times: Indian companies want to repeat […]