Developing Affordable Housing Ecosystems World Wide
You’ve got to try harder
In the aftermath of the subprime meltdown, fingers are being pointed every which way, among them at the appraisal community, which led to a systemic change brought about by new York’s aggressive Attorney General, Andrew Cuomo, who pressured the GSEs into an agreement about which [...]
To make housing affordable, why don’t we lower its costs, using mass production?
“A car that ordinary Americans can afford.”
Henry Ford with his Model T
For nearly a century, that thesis has appealed to automotive titans, of whom the latest is from India, as reported in the Financial [...]
[Continued from yesterday's Part 1.]
In yesterday’s exploration of the changing appraisal world, using an interesting Wall Street Journal article, we’d identified the intrinsic challenge of appraisal – having to simulate a forward-looking market by using exclusively backward-looking evidence from past sales. Called upon to appraise a pending sale, the [...]
As sensory creatures, all we ever perceive is the past, because every signal comes to us after the event which it reports.
All we know is what’s behind us
Our brains reinterpret this flurry of pass information into a seamless present, which works beautifully except when reporting cycles are misaligned, [...]
[Continued from yesterday's Part 1.]
The amazing race starts here
In yesterday’s post, we followed the Phoenix police (via a horrifying Wall Street Journal article), as they intercepted a human smuggling ring funneling illegal immigrants on the northbound flyway into the jobs of America.
Finding a way in is only the beginning
Essential to this value chain is conveniently [...]
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