Affordable Housing Institute : US

Even as the rest of the world is urbanizing, so is the United States — and in America’s case, our urbanization is striking: it’s coastal, as revealed in this remarkable graphic from the USDA’s Economic Research Service:
 

 
Set aside the gray-blue areas, which are already urbanized.  What’s the trend?  Where are people moving?
 
The red sectors are […]

Even as an enormous underground river of people flows south to north across the American continent — the vast human tide of illegal immigration from Mexico —
 
Flowing north across the Rio Grande
 
it is counterbalanced almost perfectly by another vast underground river flowing north to south: a flow of capital, in remittances from workers back […]

[Continued from yesterday’s Part 1.]
 
Yesterday we saw that Disney, Anaheim’s biggest employer, though it had lost a 3-2 city council vote regarding a proposed high-end residential development, was suing the city to block it and had secured support of at least one useful person, Anaheim’s mayor, Curt Pringle. 
 

We’re friends with the mayor!
 
Mayor Pringle was […]

At a time when workforce housing, especially in blue states and cities, is becoming an ever-more-serious problem, particularly at the local level, some employers are forging partnerships with local government to create new affordable housing.

And then there is Disney, which appears to be doing everything it can to keep ‘those’ people — who make the […]

[Continued from yesterday’s Part 1.]
 
Yesterday we discovered that, in being to thine own financial interests true, mortgage brokers claim they work neither for consumers nor for lenders.
 

“Neither a borrower nor a lender work for.
And it shall follow as the night the day.
Thou canst not be sued by any man.”
 
Imposing a fiduciary duty would increase the […]