Developing Affordable Housing Ecosystems World Wide
[Continued from yesterday's Part 1.] By: David A. Smith Yesterday’s exploration of a Wall Street Journal story on banking concentration asked whether banking concentration was depriving customers of informed choice. There’s a reason we enacted the 1890 Sherman Antitrust Act Measured in loans and other assets, Citigroup Inc. and the three [...]
By: David A. Smith How many banks is enough? How many are too many? And how many physical branches should a bank have? What is convenience when capital has dematerialized? Those questions lie silently behind a Wall Street Journal article with surprisingly populist overtones: A City Feels the Squeeze in the [...]
In the halcyon days of the early Peanuts comic strip, Charlie brown was trying to console the perpetually-aggrieved Lucy via a bit of soothing wisdom: “Life has its ups and downs, you know.” My dear, your being down is in the nature of things “I don’t want downs!” shrieked Lucy. “I want only [...]
Saving, as we learn a bit didactically from Aesop’s fable, is at some level both dull and timid. Down payment? What’s that, dude? Ant-like savings seems so vapidly incremental, one modest contribution at a time. Try not to judge too harshly the young people whose former insipidity is so on display [...]
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