Developing Affordable Housing Ecosystems World Wide
By: David A. Smith
[Previous Months In Review here: Oct 09, Sep 09, Aug 09, Jul 09, Jun 09, May 09, Apr 09, Mar 09, Feb 09, Jan 09]
The more I write about housing, the more entangled it becomes with the fabric of cities, formally and informally. Housing is what makes places into cities, because cities [...]
[Continued from yesterday's Part 1.]
[Previous Months In Review here: Sep 09, Aug 09, Jul 09, Jun 09, May 09, Apr 09, Mar 09, Feb 09, Jan 09]
By: David A. Smith
October featured extensive consequences of the capital shakeout: human consequences, political consequences, and bank recapitalization consequences. These interesting times (as the Chinese curse would describe them) [...]
[Previous Months In Review here: Sep 09, Aug 09, Jul 09, Jun 09, May 09, Apr 09, Mar 09, Feb 09, Jan 09]
By: David A. Smith
In our US housing world, July and August are the sleepy months when Congress flees the scene, September is the month of recovery, and in October all conventioneering and symposiating [...]
By: David A. Smith
[Continued from yesterday's Part 1.]
Yesterday’s post opened the topic of payday lending as exploitive microfinance, designed not to maximize the borrower’s well-being but rather to hold that borrower on the razor’s edge of permanent default, as illustrated by this article from the Washington Post:
Meanwhile, big companies are muscling into a sector that [...]
By: David A. Smith
In business, does motivation matter? Or are markets sufficiently rational that our apologias are meaningless, and we should be judged exclusively by our actions? This philosophical question lies submerged under every new lender and loan product, for every action – extending or denying credit, charging too high a rate – can be [...]
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