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	<title>AHI: United States &#187; Infrastructure</title>
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		<title>Wetware beats hardware, but who pays?</title>
		<link>http://affordablehousinginstitute.org/blogs/us/2009/12/wetware-beats-hardware-but-who-pays.html</link>
		<comments>http://affordablehousinginstitute.org/blogs/us/2009/12/wetware-beats-hardware-but-who-pays.html#comments</comments>
		<pubDate>Thu, 24 Dec 2009 14:45:10 +0000</pubDate>
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				<category><![CDATA[Cities]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Infrastructure]]></category>
		<category><![CDATA[Innovations]]></category>
		<category><![CDATA[Municipal Finance]]></category>
		<category><![CDATA[New York City]]></category>
		<category><![CDATA[Sanitation]]></category>
		<category><![CDATA[Theory]]></category>
		<category><![CDATA[Toilets]]></category>

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		<description><![CDATA[

By: David A. Smith 


&#160; 
If we can put a man on the Moon, why can&#8217;t we create clean, attractive public toilets in major cities?&#160; That question is implicit in a little New York Times deposit on the subject of effective business models for urban defecation entitled We weren&#8217;t quite ready for the modern toilet [...]]]></description>
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<p><span lang="EN" style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-ansi-language: EN">By:<span style="COLOR: #333333"> </span><span style="COLOR: navy"><a href="http://www.affordablehousinginstitute.org/bio_DAS_long.php"><font color="#800080">David A. Smith</font></a></span><span style="COLOR: #333333"><o:p></o:p></span></span> </p>
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<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: lime; FONT-FAMILY: Arial; mso-highlight: lime"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p></o:p></span></p>
<p><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span> </p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">If we can put a man on the Moon, why can&#8217;t we create clean, attractive public toilets in major cities?<span style="mso-spacerun: yes">&nbsp; </span>That question is implicit in a little <a href="http://www.nytimes.com/2009/12/11/nyregion/11toilet.html?_r=2&amp;ref=nyregion&amp;pagewanted=print">New York Times</a> deposit on the subject of effective business models for urban defecation entitled <i style="mso-bidi-font-style: normal">We weren&#8217;t quite ready for the modern toilet age</i>:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Toilet_480" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/toilet_480_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span class="caption"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial">The <?xml:namespace prefix ="" st1 /><st1:street w:st="on"><st1:address w:st="on">Greeley Square</st1:address></st1:street> public restroom looks the same on the outside, but &hellip;</span></span><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial"><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The state-of-the-art French automated self-cleaning pay toilets at Herald and Greeley Squares, unveiled in January 2001 with fanfare befitting a papal visit, worked about 90% of the time. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">That would be good, wouldn&#8217;t it?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">But that was not enough, said Daniel A. Biederman, president of the <a title="The Web site of the 34th Street Partnership." href="http://www.34thstreet.org/">34th Street Partnership</a>, the business improvement district that runs the two triangular parklets north and south of <st1:street w:st="on"><st1:address w:st="on">West 34th Street</st1:address></st1:street> and Broadway.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="34th_bid" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/34th_bid_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">In the heart of <st1:city w:st="on"><st1:place w:st="on">Manhattan</st1:place></st1:city>: <st1:street w:st="on"><st1:address w:st="on">Herald Square</st1:address></st1:street> and Penn Station<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The &#8216;parklets&#8217; are new mini-green creations formed by blocking streets and replacing them with outdoor chairs.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Bryant_park_after" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/bryant_park_after_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Bryant Park, another recent green triangle<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><a href="http://affordablehousinginstitute.org/blogs/us/2008/03/meta-finance-part-2-the-basic-model.html">My friend Jockin Arputham</a>, president of <a href="http://affordablehousinginstitute.org/blogs/us/2007/12/the-thanksgiving-miracle.html">Slum Dwellers International</a> (SDI) and proud <a href="http://affordablehousinginstitute.org/blogs/us/2008/01/profile-of-a-slum-dharavi-part-1.html">Dharavi slum dweller</a>, takes a Puckish delight in talking about toilets at <a href="http://affordablehousinginstitute.org/blogs/us/2008/03/slums-a-municipal-definition.html">every conceivable opportunity</a>.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="342_jockin_mumbai" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/342_jockin_mumbai_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">He mentioned toilet again?<span style="mso-spacerun: yes">&nbsp; </span>I love toilet!<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">With a provocative glee worthy of Danny de Vito crossed with Fiorello LaGuardia, he relishes describing how SDI members built an informal toilet in New York City&#8217;s UN Plaza during some global confab, where it was the focus of attention from such as then Secretary general (and <u><span style="COLOR: blue"><a href="http://www.affordablehousinginstitute.org/blogs/us/2007/01/kofi_annans_aff.html">rent stabilization beneficiary</a></span></u>) Kofi Annan, who like many others peeped in and asked polite questions &hellip; but declined to make a contribution.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Devito_taxi" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/devito_taxi_small.jpg" border="0" /></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><span style="mso-spacerun: yes">&nbsp;</span><span style="BACKGROUND: aqua; mso-highlight: aqua"><img alt="Fiorello_laguardia" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/fiorello_laguardia_small.jpg" border="0" /></span><span style="mso-spacerun: yes">&nbsp;&nbsp; </span><span style="BACKGROUND: aqua; mso-highlight: aqua"><img alt="310_jockin_on_phone" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/310_jockin_on_phone_small.jpg" border="0" /></span></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">De Vito, LaGuardia, Arputham<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Using the toilet is deeply personal and terribly intimate, so to plant oneself upon the porcelain throne is an act of trust that requires the user to believe, within his or her very bowels, that the evacuation we are about to undertake will be safe and hygienic.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Storm_trooper_on_toilet" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/storm_trooper_on_toilet_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">We see this as funny because it contrasts invulnerable carapace with vulnerable activity<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">That&#8217;s why having an en-suite bathroom is such a convenience, one which when obtained during one&#8217;s life is a plateau.<span style="mso-spacerun: yes">&nbsp; </span>Once you are used to sleeping with an en-suite bathroom, you never want to revert to that trip out of the bedroom, down the hall, or even across the back yard to the outhouse.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Yet in cities, the diurnal population greatly outnumber the nocturnal, and the daily inflow includes many who are far from their evening&#8217;s ablution.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="P4p_entrance" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/p4p_entrance_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">And lead us not into Penn Station, but deliver us to offices &hellip;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">All of us have experienced that moment of urban dread, when we have to go and see no convenience in view.<span style="mso-spacerun: yes">&nbsp; </span>A city ought to maintain clean, safe toilets even as it maintains streets, lights, and parks &ndash; but they must be <i style="mso-bidi-font-style: normal">kept</i> clean, which is no easy thing:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The toilets were a beast and an expense to maintain. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Jockin loves that blunt word &#8216;toilet&#8217; &ndash; no euphemistic retreats for him to phrases like facilities, comfort station, restroom (who ever <i style="mso-bidi-font-style: normal">rests</i> in there?), or that most cryptic WC for water closet.<span style="mso-spacerun: yes">&nbsp; </span>No, a toilet it is and a toilet it shall be named. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Annoyingly, they needed a two-minute break between each user for the nozzles and sprays to do their thing. Most important, they never quite caught fire: <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Block that metaphor!<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Ilfracombe_loo_destroyed_by_fire" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/ilfracombe_loo_destroyed_by_fire_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">The things you can find on the Web &hellip;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Toilet in Ilfracombe, <st1:place w:st="on">Devon</st1:place>, destroyed by fire<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Use steadily dropped from 28,000 visits the first year to fewer than half that in 2007, between <b style="mso-bidi-font-weight: normal">the 25-cent entrance fee</b> &ndash; <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The quarter entrance charge is utterly minimal, yet that scarcely-visible curbstone was a deterrent.<span style="mso-spacerun: yes">&nbsp; </span>While <u><span style="COLOR: blue"><a href="http://www.affordablehousinginstitute.org/blogs/us/2005/12/people_value_on.html">people value only what they pay for</a></span></u>, in the developed world we have come to expect rest rooms to be free and plentiful, offered to us in bus stations, offices, hotel lobbies, restaurants &ndash; anywhere there&#8217;s a business, we expect a free rest room.<span style="mso-spacerun: yes">&nbsp; </span>And we expect it to be clean:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Clean_rest_room_free" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/clean_rest_room_free_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">A pledge since 1938 &hellip; clean rest rooms across the country<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">But how does one assure its cleanliness?<span style="mso-spacerun: yes">&nbsp; </span>Public toilets are the epitome of two classic problems in economics: <a href="http://en.wikipedia.org/wiki/Free_rider_problem">the free-rider problem</a> and <a href="http://en.wikipedia.org/wiki/Tragedy_of_the_commons">the tragedy-of-the-commons risk</a>.<span style="mso-spacerun: yes">&nbsp; </span>Port-a-potties are sometimes unavoidable, but no one&#8217;s favorite:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Port_a_potty_mans_best_friend" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/port_a_potty_mans_best_friend_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Man&#8217;s best friend indeed &ndash; above and beyond the call of duty<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">So if the toilet is free &ndash; which all us upright citizens want &ndash; how do you keep out the riffraff?<span style="mso-spacerun: yes">&nbsp; </span>Or, in a densely urban context, do you even <i style="mso-bidi-font-style: normal">want </i>to keep out the riffraff?<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Riff_raff" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/riff_raff_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">You don&#8217;t want to keep me out, do you?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Wouldn&#8217;t we all rather that everybody, be he ne&#8217;er so vile, have a human right to a clean evacuation?<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The question has much more economic significance than it may seem.<span style="mso-spacerun: yes">&nbsp; </span>Toilets must be cleaned after use.<span style="mso-spacerun: yes">&nbsp; </span>That involves both cost and a service, a service that throughout history has been performed manually &hellip; which again brings us, in our moment of deepest personal internalization, into verbal and olfactory proximity with another human being.<span style="mso-spacerun: yes">&nbsp; </span>Unless, that is, it can be done by a robot:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><span style="mso-spacerun: yes">&nbsp;</span>&ndash; and what focus groups described as a profound mistrust of automation in the toilet sphere.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Zero_gee_toilet" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/zero_gee_toilet_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Sphere?<span style="mso-spacerun: yes">&nbsp; </span>Toilets need gravity.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&ldquo;It wasn&rsquo;t a bad experience,&rdquo; Mr. Biederman said. &ldquo;It just wasn&rsquo;t a great experience, and we wanted it to be great.&rdquo;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Toilet_190" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/toilet_190_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span class="caption"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial">The original automatic toilet: look Ma, no hands!</span></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">And so, even as the city rolled out the <a title="A review." href="http://www.nytimes.com/2008/01/11/nyregion/11toilet.html">first</a> of its planned 20 automated pay toilets (different manufacturer; possibly fewer problems) with equal fanfare last year, the 34th Street Partnership, leader in the post-modernization of the urban public restroom, was bravely turning back the clock.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">In May 2008, the partnership quietly shut down the APT&rsquo;s. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">This past summer, it replaced them with bathrooms cleaned the old-fashioned way: by hand. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Low-tech is better tech?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The wisdom of the partnership&rsquo;s decision has already been ratified by the public. Use has jumped more than fivefold since the toilets fully reopened in October, Mr. Biederman said.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Thus the principal barrier wasn&#8217;t price, but the assurance of cleanliness.<span style="mso-spacerun: yes">&nbsp; </span>For that, a human being provides comfort in a way that any (current) machine cannot.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Robot_servant_twiki" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/robot_servant_twiki_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">I&#8217;m not comforting?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Looking back, Mr. Biederman said in an expansive interview, the partnership could have had more faith in its ability to deliver without resorting to robots. <span style="mso-spacerun: yes">&nbsp;</span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Its sister organization, the Bryant Park Corporation, of which Mr. Biederman is also president, operates the flower-filled, manually maintained temples of toilethood ranked &ldquo;<a title="Ratings." href="http://www.restroomratings.com/category/us/newyork/">best truly public restroom anywhere</a>&rdquo; by no less an authority than <a title="The Restroom Ratings home page." href="http://www.restroomratings.com/">Restroomratings.com</a>. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">But the partnership did not think it would be possible to replicate the high-end Bryant experience in the much smaller Herald and Greeley facilities, and APT&rsquo;s, despite their initial $500,000 price tag, seemed as if they would be cheaper to operate.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">My goodness &ndash; for half a million, they <i style="mso-bidi-font-style: normal">better </i>have been much cheaper.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Between maintenance contracts, supplies and repairs, though, they ended up costing about $100,000 a year, which by 2007 was offset by only about $3,500 in user revenue. The new manual toilets, Mr. Biederman said, cost no more to maintain than the automated ones &mdash; and that&rsquo;s with human attendants making as much as $12.70 an hour, though they start at <span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-ansi-language: EN-US; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-US; mso-bidi-language: AR-SA">$8.50</span> </span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">What a surprise: <a href="http://www.amazon.com/Wetware-Rudy-V-B-Rucker/dp/0380701782">wetware</a> (computing capacity that resides in biological systems known as people) beats hardware or software.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The new bathrooms are non-automated only in the sense of who cleans them. They are, in fact, plenty space-age for most people&rsquo;s purposes. Push a button and the door locks. Put a hand in front of a sensor, and a fresh length of plastic covering whips itself around the seat (LED counters tell the attendant how many servings are left). The toilet flushes automatically; the sink is sensor-operated. When finished, patrons insert their hands, perhaps with some trepidation, into a <a title="The Dyson Airblade Web site." href="http://www.dysonairblade.com/homepage.asp">Dyson Airblade</a> dryer, which looks like a sleek plastic pillory and calls itself &ldquo;the only hand dryer that literally scrapes water from hands.&rdquo;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Or better said, wetware is an essential complement to hardware and software.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">But where the floors of the old restrooms had a tank-tread-like surface that automatically rotated across a scrubbing system after each use, and the toilets themselves were cleaned by a rim-mounted, U-shaped traveling brush, the new ones are inspected, mopped and scrubbed &mdash; 15 to 25 times a day &mdash; by uniformed men and women.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="397_dharavi_toilet_Mumbai" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/397_dharavi_toilet_Mumbai_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Community co-op toilet in Dharavi:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">You do your business in private, they clean when you&#8217;re gone<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&ldquo;It&rsquo;s an attendant who knows what&rsquo;s going on and has functions that go from sanitation to exchanging a few words with you to generally having a sense of what should be done,&rdquo; said Jerome Barth, the partnership&rsquo;s vice president for operations. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">People trust <i style="mso-bidi-font-style: normal">people</i>.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&ldquo;People see them, and they know the bathrooms are clean.&rdquo;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">There&#8217;s</span></i><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"> the developing-world lesson: <i style="mso-bidi-font-style: normal">for some dirty jobs, the best solution is to employ poor people</i>.<span style="mso-spacerun: yes">&nbsp; </span>Whether it&#8217;s <a href="http://affordablehousinginstitute.org/blogs/us/2009/03/the-ecology-of-a-slum-part-3-work-flows.html">ragpickers in Sao Paulo</a>, <a href="http://affordablehousinginstitute.org/blogs/us/2009/10/the-slum-you-need.html">the zabaleen of Garbage City in Cairo</a> or <a href="http://affordablehousinginstitute.org/blogs/us/2008/03/meta-finance-part-2-the-basic-model.html">the community-cooperative toilets in Mumbai</a>, very low income people are willing to do grubby jobs &hellip; and can do them with minimal up-front cost, maximal labor flexibility, and a high standard of performance. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">And if we are going to employ low-wage laborers, where will the neighborhood get the money to pay them?<span style="mso-spacerun: yes">&nbsp; </span><span style="COLOR: black"><a href="http://cityroom.blogs.nytimes.com/2009/12/10/flush-forward-is-out-hand-scrubbed-is-in/#more-111177">A commenter to the <i style="mso-bidi-font-style: normal">New York Times article</i></a> </span>offered a brilliant solution:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 11pt; COLOR: maroon"><font face="Times New Roman">I propose a <b style="mso-bidi-font-weight: normal">tax on all diuretics</b> (coffee and alcohol top the list) to help pay for public toilets. Any establishment that offers its own toilet for public use (agreeing to put a sign in the window saying so) would be eligible for the subsidy. That includes apartment and office buildings, hotels, libraries, anything. The goal should be to have <b style="mso-bidi-font-weight: normal">at least one clearly public facility per block</b> &mdash; and either side of the block on broad avenues.<o:p></o:p></font></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in; TEXT-ALIGN: center" align="center"><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 11pt; COLOR: maroon"><font face="Times New Roman">&mdash; HK <o:p></o:p></font></span></i></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Herald_square_coffee" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/herald_square_coffee_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">It goes in &hellip; it <i style="mso-bidi-font-style: normal">must</i> come out.<span style="mso-spacerun: yes">&nbsp; </span>Herald Square Coffee promotion<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Utterly brilliant.<span style="mso-spacerun: yes">&nbsp; </span><u><span style="COLOR: blue"><a href="http://affordablehousinginstitute.org/blogs/us/2007/10/there-aint-no-such-thing-as-free-infrastructure-part-1-why.html">There ain&#8217;t no such thing as free infrastructure</a></span></u>, but if you distribute the increased cost among all neighborhood beneficiaries, you solve the free-rider and collective action problems.<span style="mso-spacerun: yes">&nbsp; </span>The incremental tax would be minuscule, the aggregate benefit substantial, and the public and private establishments would be the collective beneficiaries of tourist and commuter satisfaction.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Such a linkage was used to fund municipal infrastructure <u><span style="COLOR: blue"><a href="http://affordablehousinginstitute.org/blogs/us/2008/06/favelas-of-sao-paulo-part-2-guarapiranga.html">slum upgrading in Sao Paulo</a> </span></u>&ndash; water and sanitation infrastructure around the Guarapiranga reservoir funded via a surtax charged by the water company.<span style="mso-spacerun: yes">&nbsp; </span>And it puts people to work, which generates economic activity at the pyramid&#8217;s bottom.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="323_das_in_traffic" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/323_das_in_traffic_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Good idea, Jockin!<span style="mso-spacerun: yes">&nbsp; </span>Remind me to post about it:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">David riding alongside Jockin in Mumbai&#8217;s permanent traffic jams<o:p></o:p></span></p>
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&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span lang=&quot;EN&quot; style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt; mso-ansi-language: EN&quot;&gt;&lt;?xml:namespace prefix =&quot;&quot; o /&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span lang=&quot;EN&quot; style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-ansi-language: EN&quot;&gt;By:&lt;span style=&quot;COLOR: #333333&quot;&gt; &lt;/span&gt;&lt;span style=&quot;COLOR: navy&quot;&gt;&lt;a href=&quot;http://www.affordablehousinginstitute.org/bio_DAS_long.php&quot;&gt;&lt;font color=&quot;#800080&quot;&gt;David A. Smith&lt;/font&gt;&lt;/a&gt;&lt;/span&gt;&lt;span style=&quot;COLOR: #333333&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt; &lt;/p&gt;
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&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: lime; FONT-FAMILY: Arial; mso-highlight: lime&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt; &lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;If we can put a man on the Moon, why can&amp;#8217;t we create clean, attractive public toilets in major cities?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;That question is implicit in a little &lt;a href=&quot;http://www.nytimes.com/2009/12/11/nyregion/11toilet.html?_r=2&amp;amp;ref=nyregion&amp;amp;pagewanted=print&quot;&gt;New York Times&lt;/a&gt; deposit on the subject of effective business models for urban defecation entitled &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;We weren&amp;#8217;t quite ready for the modern toilet age&lt;/i&gt;:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Toilet_480&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/toilet_480_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span class=&quot;caption&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;The &lt;?xml:namespace prefix =&quot;&quot; st1 /&gt;&lt;st1:street w:st=&quot;on&quot;&gt;&lt;st1:address w:st=&quot;on&quot;&gt;Greeley Square&lt;/st1:address&gt;&lt;/st1:street&gt; public restroom looks the same on the outside, but &amp;hellip;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The state-of-the-art French automated self-cleaning pay toilets at Herald and Greeley Squares, unveiled in January 2001 with fanfare befitting a papal visit, worked about 90% of the time. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;That would be good, wouldn&amp;#8217;t it?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;But that was not enough, said Daniel A. Biederman, president of the &lt;a title=&quot;The Web site of the 34th Street Partnership.&quot; href=&quot;http://www.34thstreet.org/&quot;&gt;34th Street Partnership&lt;/a&gt;, the business improvement district that runs the two triangular parklets north and south of &lt;st1:street w:st=&quot;on&quot;&gt;&lt;st1:address w:st=&quot;on&quot;&gt;West 34th Street&lt;/st1:address&gt;&lt;/st1:street&gt; and Broadway.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;34th_bid&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/34th_bid_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;In the heart of &lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Manhattan&lt;/st1:place&gt;&lt;/st1:city&gt;: &lt;st1:street w:st=&quot;on&quot;&gt;&lt;st1:address w:st=&quot;on&quot;&gt;Herald Square&lt;/st1:address&gt;&lt;/st1:street&gt; and Penn Station&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The &amp;#8216;parklets&amp;#8217; are new mini-green creations formed by blocking streets and replacing them with outdoor chairs.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Bryant_park_after&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/bryant_park_after_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Bryant Park, another recent green triangle&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/03/meta-finance-part-2-the-basic-model.html&quot;&gt;My friend Jockin Arputham&lt;/a&gt;, president of &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2007/12/the-thanksgiving-miracle.html&quot;&gt;Slum Dwellers International&lt;/a&gt; (SDI) and proud &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/01/profile-of-a-slum-dharavi-part-1.html&quot;&gt;Dharavi slum dweller&lt;/a&gt;, takes a Puckish delight in talking about toilets at &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/03/slums-a-municipal-definition.html&quot;&gt;every conceivable opportunity&lt;/a&gt;.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;342_jockin_mumbai&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/342_jockin_mumbai_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;He mentioned toilet again?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;I love toilet!&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;With a provocative glee worthy of Danny de Vito crossed with Fiorello LaGuardia, he relishes describing how SDI members built an informal toilet in New York City&amp;#8217;s UN Plaza during some global confab, where it was the focus of attention from such as then Secretary general (and &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2007/01/kofi_annans_aff.html&quot;&gt;rent stabilization beneficiary&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;) Kofi Annan, who like many others peeped in and asked polite questions &amp;hellip; but declined to make a contribution.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Devito_taxi&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/devito_taxi_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span style=&quot;BACKGROUND: aqua; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Fiorello_laguardia&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/fiorello_laguardia_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;span style=&quot;BACKGROUND: aqua; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;310_jockin_on_phone&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/310_jockin_on_phone_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;De Vito, LaGuardia, Arputham&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Using the toilet is deeply personal and terribly intimate, so to plant oneself upon the porcelain throne is an act of trust that requires the user to believe, within his or her very bowels, that the evacuation we are about to undertake will be safe and hygienic.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Storm_trooper_on_toilet&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/storm_trooper_on_toilet_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;We see this as funny because it contrasts invulnerable carapace with vulnerable activity&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;That&amp;#8217;s why having an en-suite bathroom is such a convenience, one which when obtained during one&amp;#8217;s life is a plateau.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Once you are used to sleeping with an en-suite bathroom, you never want to revert to that trip out of the bedroom, down the hall, or even across the back yard to the outhouse.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Yet in cities, the diurnal population greatly outnumber the nocturnal, and the daily inflow includes many who are far from their evening&amp;#8217;s ablution.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;P4p_entrance&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/p4p_entrance_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;And lead us not into Penn Station, but deliver us to offices &amp;hellip;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;All of us have experienced that moment of urban dread, when we have to go and see no convenience in view.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;A city ought to maintain clean, safe toilets even as it maintains streets, lights, and parks &amp;ndash; but they must be &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;kept&lt;/i&gt; clean, which is no easy thing:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The toilets were a beast and an expense to maintain. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Jockin loves that blunt word &amp;#8216;toilet&amp;#8217; &amp;ndash; no euphemistic retreats for him to phrases like facilities, comfort station, restroom (who ever &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;rests&lt;/i&gt; in there?), or that most cryptic WC for water closet.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;No, a toilet it is and a toilet it shall be named. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Annoyingly, they needed a two-minute break between each user for the nozzles and sprays to do their thing. Most important, they never quite caught fire: &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Block that metaphor!&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Ilfracombe_loo_destroyed_by_fire&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/ilfracombe_loo_destroyed_by_fire_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;The things you can find on the Web &amp;hellip;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Toilet in Ilfracombe, &lt;st1:place w:st=&quot;on&quot;&gt;Devon&lt;/st1:place&gt;, destroyed by fire&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Use steadily dropped from 28,000 visits the first year to fewer than half that in 2007, between &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;the 25-cent entrance fee&lt;/b&gt; &amp;ndash; &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The quarter entrance charge is utterly minimal, yet that scarcely-visible curbstone was a deterrent.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;While &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2005/12/people_value_on.html&quot;&gt;people value only what they pay for&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;, in the developed world we have come to expect rest rooms to be free and plentiful, offered to us in bus stations, offices, hotel lobbies, restaurants &amp;ndash; anywhere there&amp;#8217;s a business, we expect a free rest room.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;And we expect it to be clean:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Clean_rest_room_free&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/clean_rest_room_free_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;A pledge since 1938 &amp;hellip; clean rest rooms across the country&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;But how does one assure its cleanliness?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Public toilets are the epitome of two classic problems in economics: &lt;a href=&quot;http://en.wikipedia.org/wiki/Free_rider_problem&quot;&gt;the free-rider problem&lt;/a&gt; and &lt;a href=&quot;http://en.wikipedia.org/wiki/Tragedy_of_the_commons&quot;&gt;the tragedy-of-the-commons risk&lt;/a&gt;.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Port-a-potties are sometimes unavoidable, but no one&amp;#8217;s favorite:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Port_a_potty_mans_best_friend&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/port_a_potty_mans_best_friend_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Man&amp;#8217;s best friend indeed &amp;ndash; above and beyond the call of duty&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;So if the toilet is free &amp;ndash; which all us upright citizens want &amp;ndash; how do you keep out the riffraff?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Or, in a densely urban context, do you even &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;want &lt;/i&gt;to keep out the riffraff?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Riff_raff&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/riff_raff_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;You don&amp;#8217;t want to keep me out, do you?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Wouldn&amp;#8217;t we all rather that everybody, be he ne&amp;#8217;er so vile, have a human right to a clean evacuation?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The question has much more economic significance than it may seem.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Toilets must be cleaned after use.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;That involves both cost and a service, a service that throughout history has been performed manually &amp;hellip; which again brings us, in our moment of deepest personal internalization, into verbal and olfactory proximity with another human being.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Unless, that is, it can be done by a robot:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;&amp;ndash; and what focus groups described as a profound mistrust of automation in the toilet sphere.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Zero_gee_toilet&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/zero_gee_toilet_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Sphere?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Toilets need gravity.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;ldquo;It wasn&amp;rsquo;t a bad experience,&amp;rdquo; Mr. Biederman said. &amp;ldquo;It just wasn&amp;rsquo;t a great experience, and we wanted it to be great.&amp;rdquo;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Toilet_190&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/toilet_190_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span class=&quot;caption&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;The original automatic toilet: look Ma, no hands!&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;And so, even as the city rolled out the &lt;a title=&quot;A review.&quot; href=&quot;http://www.nytimes.com/2008/01/11/nyregion/11toilet.html&quot;&gt;first&lt;/a&gt; of its planned 20 automated pay toilets (different manufacturer; possibly fewer problems) with equal fanfare last year, the 34th Street Partnership, leader in the post-modernization of the urban public restroom, was bravely turning back the clock.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;In May 2008, the partnership quietly shut down the APT&amp;rsquo;s. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;This past summer, it replaced them with bathrooms cleaned the old-fashioned way: by hand. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Low-tech is better tech?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The wisdom of the partnership&amp;rsquo;s decision has already been ratified by the public. Use has jumped more than fivefold since the toilets fully reopened in October, Mr. Biederman said.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Thus the principal barrier wasn&amp;#8217;t price, but the assurance of cleanliness.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;For that, a human being provides comfort in a way that any (current) machine cannot.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Robot_servant_twiki&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/robot_servant_twiki_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;I&amp;#8217;m not comforting?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Looking back, Mr. Biederman said in an expansive interview, the partnership could have had more faith in its ability to deliver without resorting to robots. &lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Its sister organization, the Bryant Park Corporation, of which Mr. Biederman is also president, operates the flower-filled, manually maintained temples of toilethood ranked &amp;ldquo;&lt;a title=&quot;Ratings.&quot; href=&quot;http://www.restroomratings.com/category/us/newyork/&quot;&gt;best truly public restroom anywhere&lt;/a&gt;&amp;rdquo; by no less an authority than &lt;a title=&quot;The Restroom Ratings home page.&quot; href=&quot;http://www.restroomratings.com/&quot;&gt;Restroomratings.com&lt;/a&gt;. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;But the partnership did not think it would be possible to replicate the high-end Bryant experience in the much smaller Herald and Greeley facilities, and APT&amp;rsquo;s, despite their initial $500,000 price tag, seemed as if they would be cheaper to operate.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;My goodness &amp;ndash; for half a million, they &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;better &lt;/i&gt;have been much cheaper.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Between maintenance contracts, supplies and repairs, though, they ended up costing about $100,000 a year, which by 2007 was offset by only about $3,500 in user revenue. The new manual toilets, Mr. Biederman said, cost no more to maintain than the automated ones &amp;mdash; and that&amp;rsquo;s with human attendants making as much as $12.70 an hour, though they start at &lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-ansi-language: EN-US; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-US; mso-bidi-language: AR-SA&quot;&gt;$8.50&lt;/span&gt; &lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;What a surprise: &lt;a href=&quot;http://www.amazon.com/Wetware-Rudy-V-B-Rucker/dp/0380701782&quot;&gt;wetware&lt;/a&gt; (computing capacity that resides in biological systems known as people) beats hardware or software.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The new bathrooms are non-automated only in the sense of who cleans them. They are, in fact, plenty space-age for most people&amp;rsquo;s purposes. Push a button and the door locks. Put a hand in front of a sensor, and a fresh length of plastic covering whips itself around the seat (LED counters tell the attendant how many servings are left). The toilet flushes automatically; the sink is sensor-operated. When finished, patrons insert their hands, perhaps with some trepidation, into a &lt;a title=&quot;The Dyson Airblade Web site.&quot; href=&quot;http://www.dysonairblade.com/homepage.asp&quot;&gt;Dyson Airblade&lt;/a&gt; dryer, which looks like a sleek plastic pillory and calls itself &amp;ldquo;the only hand dryer that literally scrapes water from hands.&amp;rdquo;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Or better said, wetware is an essential complement to hardware and software.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;But where the floors of the old restrooms had a tank-tread-like surface that automatically rotated across a scrubbing system after each use, and the toilets themselves were cleaned by a rim-mounted, U-shaped traveling brush, the new ones are inspected, mopped and scrubbed &amp;mdash; 15 to 25 times a day &amp;mdash; by uniformed men and women.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;397_dharavi_toilet_Mumbai&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/397_dharavi_toilet_Mumbai_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Community co-op toilet in Dharavi:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;You do your business in private, they clean when you&amp;#8217;re gone&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;ldquo;It&amp;rsquo;s an attendant who knows what&amp;rsquo;s going on and has functions that go from sanitation to exchanging a few words with you to generally having a sense of what should be done,&amp;rdquo; said Jerome Barth, the partnership&amp;rsquo;s vice president for operations. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;People trust &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;people&lt;/i&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;ldquo;People see them, and they know the bathrooms are clean.&amp;rdquo;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;There&amp;#8217;s&lt;/span&gt;&lt;/i&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt; the developing-world lesson: &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;for some dirty jobs, the best solution is to employ poor people&lt;/i&gt;.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Whether it&amp;#8217;s &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2009/03/the-ecology-of-a-slum-part-3-work-flows.html&quot;&gt;ragpickers in Sao Paulo&lt;/a&gt;, &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2009/10/the-slum-you-need.html&quot;&gt;the zabaleen of Garbage City in Cairo&lt;/a&gt; or &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/03/meta-finance-part-2-the-basic-model.html&quot;&gt;the community-cooperative toilets in Mumbai&lt;/a&gt;, very low income people are willing to do grubby jobs &amp;hellip; and can do them with minimal up-front cost, maximal labor flexibility, and a high standard of performance. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;And if we are going to employ low-wage laborers, where will the neighborhood get the money to pay them?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;span style=&quot;COLOR: black&quot;&gt;&lt;a href=&quot;http://cityroom.blogs.nytimes.com/2009/12/10/flush-forward-is-out-hand-scrubbed-is-in/#more-111177&quot;&gt;A commenter to the &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;New York Times article&lt;/i&gt;&lt;/a&gt; &lt;/span&gt;offered a brilliant solution:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: maroon&quot;&gt;&lt;font face=&quot;Times New Roman&quot;&gt;I propose a &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;tax on all diuretics&lt;/b&gt; (coffee and alcohol top the list) to help pay for public toilets. Any establishment that offers its own toilet for public use (agreeing to put a sign in the window saying so) would be eligible for the subsidy. That includes apartment and office buildings, hotels, libraries, anything. The goal should be to have &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;at least one clearly public facility per block&lt;/b&gt; &amp;mdash; and either side of the block on broad avenues.&lt;o:p&gt;&lt;/o:p&gt;&lt;/font&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in; TEXT-ALIGN: center&quot; align=&quot;center&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: maroon&quot;&gt;&lt;font face=&quot;Times New Roman&quot;&gt;&amp;mdash; HK &lt;o:p&gt;&lt;/o:p&gt;&lt;/font&gt;&lt;/span&gt;&lt;/i&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Herald_square_coffee&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/herald_square_coffee_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;It goes in &amp;hellip; it &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;must&lt;/i&gt; come out.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Herald Square Coffee promotion&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Utterly brilliant.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2007/10/there-aint-no-such-thing-as-free-infrastructure-part-1-why.html&quot;&gt;There ain&amp;#8217;t no such thing as free infrastructure&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;, but if you distribute the increased cost among all neighborhood beneficiaries, you solve the free-rider and collective action problems.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;The incremental tax would be minuscule, the aggregate benefit substantial, and the public and private establishments would be the collective beneficiaries of tourist and commuter satisfaction.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Such a linkage was used to fund municipal infrastructure &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/06/favelas-of-sao-paulo-part-2-guarapiranga.html&quot;&gt;slum upgrading in Sao Paulo&lt;/a&gt; &lt;/span&gt;&lt;/u&gt;&amp;ndash; water and sanitation infrastructure around the Guarapiranga reservoir funded via a surtax charged by the water company.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;And it puts people to work, which generates economic activity at the pyramid&amp;#8217;s bottom.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;323_das_in_traffic&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/323_das_in_traffic_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Good idea, Jockin!&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Remind me to post about it:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;David riding alongside Jockin in Mumbai&amp;#8217;s permanent traffic jams&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
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		<title>Bring the city to the people</title>
		<link>http://affordablehousinginstitute.org/blogs/us/2009/11/bring-the-city-to-the-people.html</link>
		<comments>http://affordablehousinginstitute.org/blogs/us/2009/11/bring-the-city-to-the-people.html#comments</comments>
		<pubDate>Wed, 18 Nov 2009 15:53:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Cities]]></category>
		<category><![CDATA[Global news]]></category>
		<category><![CDATA[Infrastructure]]></category>
		<category><![CDATA[Philippines]]></category>
		<category><![CDATA[Slums]]></category>
		<category><![CDATA[Speculation]]></category>

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		<description><![CDATA[By: David A. Smith
&#160;
&#8220;Either you bring the water to LA or you bring LA to the water.&#8221;
&#8211; Noah Cross, Chinatown

&#160;

&#8220;&#8216;Course I&#8217;m respectable.&#160; I&#8217;m old.&#8221;
&#160;
Someday I&#8217;ll post in detail about Chinatown, because it (and its spiritual cousin, True Confessions) is a great film about housing development and municipal infrastructure, whose economic power did much to define [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span lang="EN" style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-ansi-language: EN">By:<span style="COLOR: #333333"> </span><span style="COLOR: navy"><a href="http://www.affordablehousinginstitute.org/bio_DAS_long.php">David A. Smith</a></span><span style="COLOR: #333333"><?xml:namespace prefix ="" o ns ="" "urn:schemas-microsoft-com:office:office" /><o:p></o:p></span></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0.5in 0pt"><span style="FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial">&#8220;Either you bring the water to LA or you bring LA to the water.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0.5in 0pt; TEXT-ALIGN: right" align="right"><a name="OLE_LINK2"></a><a name="OLE_LINK1"><span style="mso-bookmark: OLE_LINK2"><span style="FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial">&ndash; Noah Cross, </span></span></a><?xml:namespace prefix ="" st1 ns ="" "urn:schemas-microsoft-com:office:smarttags" /><st1:place w:st="on"><span style="mso-bookmark: OLE_LINK2"><span style="mso-bookmark: OLE_LINK1"><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial">Chinatown</span></i></span></span></st1:place><span style="mso-bookmark: OLE_LINK2"><span style="mso-bookmark: OLE_LINK1"><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial"><o:p></o:p></span></i></span></span></p>
<p><span style="mso-bookmark: OLE_LINK1"></span><span style="mso-bookmark: OLE_LINK2"></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt; mso-highlight: aqua"><img alt="Cross_05" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/cross_05_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial">&#8220;&#8216;Course I&#8217;m respectable.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>I&#8217;m <I style="mso-bidi-font-style: normal">old.&#8221;<o:p></o:p></i></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">Someday I&#8217;ll post in detail about <i style="mso-bidi-font-style: normal"><a href="http://www.imdb.com/title/tt0071315/quotes">Chinatown</a></i>, because it (and its spiritual cousin, <i style="mso-bidi-font-style: normal">True Confessions</i>) is a great film about housing development and municipal infrastructure, whose economic power did much to define Los Angeles &ndash; a city that grew where it <i style="mso-bidi-font-style: normal">wanted </i>to grow.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt; mso-highlight: aqua"><img alt="City_of_los_angeles" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/city_of_los_angeles_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial">Self-gerrymandered with self-interest in mind: <st1:city w:st="on"><st1:place w:st="on">Los Angeles</st1:place></st1:city><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">In a similar way, </span><u><span style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial"><a href="http://affordablehousinginstitute.org/blogs/us/2009/10/help-the-philippines.html"><font color="#800080">the typhoon-battered city of Manila</font></a></span></u><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"> is now proposing to grow by relocation, moving those who lived on its squalid and polluted river banks out to a <st1:city w:st="on"><st1:place w:st="on">new city</st1:place></st1:city> a-building.<span style="mso-spacerun: yes">&nbsp; </span>As reported in <a href="http://www.bulatlat.com/main/2009/10/16/regime%E2%80%99s-relocation-solution-poses-a-dilemma-to-slum-dwellers-made-homeless-by-ondoy/">Bulatlat</a></span><font face="Times New Roman" size="3">:</font></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">16 Oct 2009: Relocation Solution Poses a Dilemma to Slum Dwellers Made Homeless by Ondoy<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Days after Ondoy struck, the government declared that it would no longer allow these poor Filipinos to return to their shattered homes.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><st1:place w:st="on"><st1:city w:st="on"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Manila_01" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/manila_01_small.jpg" border="0" /></span></st1:city></st1:place></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Manila waterway slums before the typhoons<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">What is the &#8216;home&#8217; to go back to?<span style="mso-spacerun: yes">&nbsp; </span>Disaster can create an urban palimpsest, wiping away everything but the land itself.<span style="mso-spacerun: yes">&nbsp; </span>So, as in Joe Slovo in <st1:city w:st="on"><st1:place w:st="on">Cape Town</st1:place></st1:city>, we have the tension &ndash; an urgent need to do something <i style="mso-bidi-font-style: normal">very quickly</i>, and a unique opportunity to do something <i style="mso-bidi-font-style: normal">very profound</i>.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><st1:city w:st="on"><st1:place w:st="on"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">MANILA</span></st1:place></st1:city><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"> &ndash; In the aftermath of typhoon Ondoy, many were quick to blame the urban poor living along the creeks, waterways and riverbanks of Metro Manila. Their shanties and their garbage block these sewage systems, hence worsening the impact of the typhoon, so goes the familiar criticism.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Nonsense.<span style="mso-spacerun: yes">&nbsp; </span>While I have not toured the now-destroyed riverbank slums, the pictures I saw at <a href="http://www.habitat.org.ph/aphf2/presentations/Plenary%20Presentations/C%20-%20Addressing%20the%20Problem%20of%20Urban%20Slums/David%20Smith.pdf">the Asia-Pacific Housing Forum</a>, coupled with the scale of flooding, make this claim just about impossible.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Days after the disaster, the government declared that it would no longer allow these poor Filipinos to return to their shattered homes. <span style="mso-spacerun: yes">&nbsp;</span>Vice President <a href="http://en.wikipedia.org/wiki/Noli_de_Castro">Noli de Castro</a>, who also chairs the Housing Urban Development Coordinating Council, confirmed in a news report that the families who were living along waterways and riverbanks would no longer be allowed to rebuild their homes in those areas.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Noli_de_castro" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/noli_de_castro_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Mr. de Castro&#8217;s long been interested in housing and slums<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Anti-poor, or another reason?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">He said <b style="mso-bidi-font-weight: normal">government-acquired lands outside of the metropolis</b> are more than enough to give homes to the displaced victims of Ondoy.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">A good idea &hellip; if built fast enough.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">De Castro offered 1,400 houses that may be utilized as relocation sites for displaced victims of Ondoy. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Sounds better &hellip;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Of these, 400 units are located in Towerville Resettlement in San Jose del Monte, Bulacan; 250 units in Southville 4 in Sta. Rosa, Laguna; 500 units in Southville 5 in Biñan, Laguna; and 250 units in Southville 5-A, also in Biñan. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Manila_90" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/manila_90_small1.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Metro <st1:city w:st="on">Manila</st1:city> &ndash; growing like <st1:place w:st="on"><st1:city w:st="on">Los Angeles</st1:city></st1:place><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">That&#8217;s the alternative offered &ndash; not a return to the insecure, filthy, disease-ridden rabbit warrens you knew, but to cleanly blocked and properly built new house.<span style="mso-spacerun: yes">&nbsp; </span>There&#8217;s a powerful case for it.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0.5in 0pt"><span style="FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial">&#8220;Our cities are so bad I sometimes wonder if we should just build completely new ones from scratch.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0.5in 0pt; TEXT-ALIGN: right" align="right"><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial">&ndash; Quote from a Mexican expert at the AHI symposium<o:p></o:p></span></i></p>
<p class="MsoNormal" style="MARGIN: 0in 0.5in 0pt; TEXT-ALIGN: right" align="right"><st1:city w:st="on"><st1:place w:st="on"><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial">Mexico City</span></i></st1:place></st1:city><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial">, 28-30 October, 2009<o:p></o:p></span></i></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><st1:city w:st="on"><st1:place w:st="on"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Manila_02" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/manila_02_small.jpg" border="0" /></span></st1:place></st1:city></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Manila waterway slums before the typhoons<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Imagine if you could de-densify the slums by expanding the city.<span style="mso-spacerun: yes">&nbsp; </span>Can you?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">He said there are 5,721 lots that may be developed to accommodate the displaced families. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Reblocking &ndash; <a href="http://www.audacity.org/downloads/SA-07a-Arterial-Grid.pdf">Solly Angel&#8217;s arterial grid of dirt roads</a>, plus security of tenure in your own plot of land &ndash; is a powerful combination.<span style="mso-spacerun: yes">&nbsp; </span>Give people s plan and confidence in their piece of it and they will build.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&ldquo;Technically, there is nothing wrong with the relocation of the families living along the areas that the government deems as danger zones,&rdquo; <a href="http://kadamay-natl.blogspot.com/2009/08/arroyo-making-mockery-of-extreme-hunger.html">Jon Vincent Marin</a>, spokesman of the urban-poor group <a href="http://cosca-dlsu-cwts.wikispaces.com/KADAMAY+National">Kadamay</a>, told Bulatlat. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Kadamay" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/kadamay_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">A group worthy of your support<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I bumped into Kadamay at Asia-Pacific.<span style="mso-spacerun: yes">&nbsp; </span>I liked their thinking and tend to trust their perspectives.<span style="mso-spacerun: yes">&nbsp; </span>Nor is he an unthinking doomsayer:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Marin emphasized that their organization understands the direct and immediate threat that storm surges could bring to these families. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Yet he&#8217;s a further realist:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&ldquo;But if they will be relocated to areas where there is <b style="mso-bidi-font-weight: normal">no social services and job opportunities</b>, then there is something wrong with the relocation,&rdquo; he pointed out.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Ay, there&#8217;s the rub.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Problems" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/problems_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Will the government follow through by creating not just a relocation camp but an actual city beyond the city?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&ldquo;The government thinks that the only solution to the problem is to relocate urban-poor communities outside Metro Manila where they would not survive,&rdquo; Marin said. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">People move to cities in search of a better life.<span style="mso-spacerun: yes">&nbsp; </span>Relocating them to the far countryside without income opportunities is like pulling up weeds and transplanting them to the desert; they&#8217;ll die, and your city will still have weeds.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">He said these families would eventually return to the metropolis and live along the riverbanks and waterways because their condition in the relocation areas are worse than what they would be leaving behind in Metro Manila. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">One cannot repatriate people into the rural poverty and expect them to stay here.<span style="mso-spacerun: yes">&nbsp; </span>But you <i style="mso-bidi-font-style: normal">can </i>bring the city to the country. <span style="mso-spacerun: yes">&nbsp;</span>Paging Noah Cross.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Or should we?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Cross_06" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/cross_06_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">&#8220;I&#8217;m going to bring LA to the water.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">As a participant at AHI&#8217;s recent <st1:place w:st="on"><st1:city w:st="on">Mexico City</st1:city></st1:place> symposium on land irresolution commented, &#8220;People can become urbanized without moving.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><st1:city w:st="on"><st1:place w:st="on"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Manila_03" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/manila_03_small.jpg" border="0" /></span></st1:place></st1:city></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Manila waterway slums before the typhoons<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></i></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Chinatown&#8217;s </span></i><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Noah Cross wanted the valley to become <st1:place w:st="on"><st1:city w:st="on">Los Angeles</st1:city></st1:place> simply to boost the value of its land.<span style="mso-spacerun: yes">&nbsp; </span>He had no thought of affordability except insofar as it could be achieved by building blocks and locks of houses.<span style="mso-spacerun: yes">&nbsp; </span>&#8220;The <I style="mso-bidi-font-style: normal">future</I>, Mister Gitts, the <I style="mso-bidi-font-style: normal">future</I>!&#8221;<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Marin said the mere location of the resettlement areas pose problems to the families. &ldquo;Most of these relocation sites are located in remote areas. They would <b style="mso-bidi-font-weight: normal">have no source of income there.</b> Naturally, they would want to go back to the metropolis, where at least they would have something to eat.&rdquo; <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">He didn&#8217;t foresee that LA would grow so vast that even the valley would be built-up and dense, or that its most enduring feature would be the marvelous grid of streets, not the boxy bungalows he scattered like a human orchard.<span style="mso-spacerun: yes">&nbsp; </span>He can be excused his lack of foresight regarding the need for social infrastructure, but the Manilans have no such excuse.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Cross_07" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/cross_07_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">&#8220;At the right time, and in the right place, a man is capable of just about anything.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">In a recent relief operation, the Citizen&rsquo;s <st1:place w:st="on"><st1:placename w:st="on">Disaster</st1:placename> <st1:placename w:st="on">Response</st1:placename> <st1:placetype w:st="on">Center</st1:placetype></st1:place> found that most of the houses in the resettlement area in Marilao, Bulacan, had been washed away. &ldquo;The houses there were <b style="mso-bidi-font-weight: normal">made from substandard materials</b>,&rdquo; deputy executive director Carlos Padolina told Bulatlat. He said the walls were mere layers of hallow blocks and without the thick metal braces inside that would have supported these. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">You must fix the houses.<span style="mso-spacerun: yes">&nbsp; </span>You must fix the income-generation possibilities.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Should the &ldquo;relocatees&rdquo; choose to continue working in Metro Manila, they would have to spend so much for their fares to go home to their new homes, the transportation cost eating into the little income they have. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><st1:city w:st="on"><st1:place w:st="on"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Cross_04" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/cross_04_small.jpg" border="0" /></span></st1:place></st1:city></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Manila waterway slums before the typhoon: bathing<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">In such a case, the families would solve their problem by geographically dividing: the earner in the city, his or her family in the country.<span style="mso-spacerun: yes">&nbsp; </span>That&#8217;s family-destabilizing.<span style="mso-spacerun: yes">&nbsp; </span>So is this:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Marin added that most of the relocation sites do not have access to basic services such as hospitals and schools. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">City-building involves building new economies.<span style="mso-spacerun: yes">&nbsp; </span>If you want people to come, you must build it.<span style="mso-spacerun: yes">&nbsp; </span>Build a social infrastructure: homes, schools, jobs, shopping, safety.<span style="mso-spacerun: yes">&nbsp; </span>Expand the city; bring it to the country.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">And since the framework of the housing services of the government is profit-oriented, the resettlement units are not given free. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">That&#8217;s sound policy: <u><span style="COLOR: blue"><a href="http://www.affordablehousinginstitute.org/blogs/us/2005/12/people_value_on.html">People value only what they pay for</a>.<o:p></o:p></span></u></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Filipino_builder" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/filipino_builder_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Be it ever some humble, you should pay something for it<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Only this week, de Castro said that the resettlement for the victims of Ondoy will be offered at an &ldquo;affordable&rdquo; package of two-year moratorium on their payments, with a monthly amortization of roughly P200 at 6% per annum that is payable in 30 years. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">That&#8217;s an extremely affordable monthly payment.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">But Marin said that &ldquo;even if it&rsquo;s just P300 to P500 a month, we have to consider the kind of jobs that they have. They have children to feed and to send to school.&rdquo;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Yes, affordability is measured relative to income.<span style="mso-spacerun: yes">&nbsp; </span>It has to be.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&ldquo;For a genuine housing service for the poor,&rdquo; Marin said, &ldquo;a big fund is needed.&rdquo; But he told Bulatlat that these projects of the government only receive 0.4 to 0.6 percent of the total budget for the expenditure of the government. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><u><span style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial"><a href="http://affordablehousinginstitute.org/blogs/us/2005/09/affordable_hous_2.html">Affordable housing is expensive for government</a></span></u><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">.<span style="mso-spacerun: yes">&nbsp; </span>Money is a gating factor.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Turnstile_alewife" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/turnstile_alewife_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">No entry into housing without money<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">More money is better &ndash; but some money is much better than no money, and smart money is best of all.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><span style="mso-spacerun: yes">&nbsp;</span>&ldquo;Relocation should not only include houses. It should include social services and livelihood for the people,&rdquo; Marin said. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">In a statement, Kadamay reiterated that the devastation that Ondoy has brought could be the perfect opportunity for the government to change their housing projects for the poor. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Yes, if one can move <i style="mso-bidi-font-style: normal">quickly </i>and <i style="mso-bidi-font-style: normal">wisely</i>.<span style="mso-spacerun: yes">&nbsp; </span>Not easy.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&ldquo;We should all remember that the poor communities living along the riverbanks and waterways are only there because of too much poverty, lack of job opportunities, source of livelihood and social services,&rdquo; he said. &ldquo;They are not dusts that the government can sweep under the rug.&rdquo; <a title="http://www.bulatlat.com/" href="http://www.bulatlat.com/">(Bulatlat.com)</a><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">If that happens, it will be as Noah Cross put it:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0.5in 0pt"><span style="FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial">&#8220;&#8216;Course I&#8217;m respectable.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>I&#8217;m <I style="mso-bidi-font-style: normal">old</I>.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>Politicians, ugly buildings, and whores all get respectable if they last long enough.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0.5in 0pt; TEXT-ALIGN: right" align="right"><span style="FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial">&ndash; Noah Cross, <st1:place w:st="on"><i style="mso-bidi-font-style: normal">Chinatown</i></st1:place><i style="mso-bidi-font-style: normal"><o:p></o:p></i></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0.5in 0pt 0in"><span style="FONT-SIZE: 10pt; BACKGROUND: fuchsia; FONT-FAMILY: Arial; mso-highlight: fuchsia"><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0.5in 0pt 0in"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Cross_01" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/cross_01_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0.5in 0pt 0in"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">&#8220;And I lasted long enough&#8221;<o:p></o:p></span></p>
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&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0.5in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial&quot;&gt;&amp;#8220;Either you bring the water to LA or you bring LA to the water.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0.5in 0pt; TEXT-ALIGN: right&quot; align=&quot;right&quot;&gt;&lt;a name=&quot;OLE_LINK2&quot;&gt;&lt;/a&gt;&lt;a name=&quot;OLE_LINK1&quot;&gt;&lt;span style=&quot;mso-bookmark: OLE_LINK2&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial&quot;&gt;&amp;ndash; Noah Cross, &lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;?xml:namespace prefix =&quot;&quot; st1 ns =&quot;&quot; &quot;urn:schemas-microsoft-com:office:smarttags&quot; /&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;span style=&quot;mso-bookmark: OLE_LINK2&quot;&gt;&lt;span style=&quot;mso-bookmark: OLE_LINK1&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial&quot;&gt;Chinatown&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/st1:place&gt;&lt;span style=&quot;mso-bookmark: OLE_LINK2&quot;&gt;&lt;span style=&quot;mso-bookmark: OLE_LINK1&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span style=&quot;mso-bookmark: OLE_LINK1&quot;&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: OLE_LINK2&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Cross_05&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/cross_05_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;&amp;#8220;&amp;#8216;Course I&amp;#8217;m respectable.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;I&amp;#8217;m &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;old.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;Someday I&amp;#8217;ll post in detail about &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;a href=&quot;http://www.imdb.com/title/tt0071315/quotes&quot;&gt;Chinatown&lt;/a&gt;&lt;/i&gt;, because it (and its spiritual cousin, &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;True Confessions&lt;/i&gt;) is a great film about housing development and municipal infrastructure, whose economic power did much to define Los Angeles &amp;ndash; a city that grew where it &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;wanted &lt;/i&gt;to grow.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;City_of_los_angeles&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/city_of_los_angeles_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;Self-gerrymandered with self-interest in mind: &lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Los Angeles&lt;/st1:place&gt;&lt;/st1:city&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;In a similar way, &lt;/span&gt;&lt;u&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2009/10/help-the-philippines.html&quot;&gt;&lt;font color=&quot;#800080&quot;&gt;the typhoon-battered city of Manila&lt;/font&gt;&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt; is now proposing to grow by relocation, moving those who lived on its squalid and polluted river banks out to a &lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;new city&lt;/st1:place&gt;&lt;/st1:city&gt; a-building.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;As reported in &lt;a href=&quot;http://www.bulatlat.com/main/2009/10/16/regime%E2%80%99s-relocation-solution-poses-a-dilemma-to-slum-dwellers-made-homeless-by-ondoy/&quot;&gt;Bulatlat&lt;/a&gt;&lt;/span&gt;&lt;font face=&quot;Times New Roman&quot; size=&quot;3&quot;&gt;:&lt;/font&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;16 Oct 2009: Relocation Solution Poses a Dilemma to Slum Dwellers Made Homeless by Ondoy&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Days after Ondoy struck, the government declared that it would no longer allow these poor Filipinos to return to their shattered homes.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Manila_01&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/manila_01_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/st1:city&gt;&lt;/st1:place&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Manila waterway slums before the typhoons&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;What is the &amp;#8216;home&amp;#8217; to go back to?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Disaster can create an urban palimpsest, wiping away everything but the land itself.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;So, as in Joe Slovo in &lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Cape Town&lt;/st1:place&gt;&lt;/st1:city&gt;, we have the tension &amp;ndash; an urgent need to do something &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;very quickly&lt;/i&gt;, and a unique opportunity to do something &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;very profound&lt;/i&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;MANILA&lt;/span&gt;&lt;/st1:place&gt;&lt;/st1:city&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt; &amp;ndash; In the aftermath of typhoon Ondoy, many were quick to blame the urban poor living along the creeks, waterways and riverbanks of Metro Manila. Their shanties and their garbage block these sewage systems, hence worsening the impact of the typhoon, so goes the familiar criticism.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Nonsense.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;While I have not toured the now-destroyed riverbank slums, the pictures I saw at &lt;a href=&quot;http://www.habitat.org.ph/aphf2/presentations/Plenary%20Presentations/C%20-%20Addressing%20the%20Problem%20of%20Urban%20Slums/David%20Smith.pdf&quot;&gt;the Asia-Pacific Housing Forum&lt;/a&gt;, coupled with the scale of flooding, make this claim just about impossible.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Days after the disaster, the government declared that it would no longer allow these poor Filipinos to return to their shattered homes. &lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;Vice President &lt;a href=&quot;http://en.wikipedia.org/wiki/Noli_de_Castro&quot;&gt;Noli de Castro&lt;/a&gt;, who also chairs the Housing Urban Development Coordinating Council, confirmed in a news report that the families who were living along waterways and riverbanks would no longer be allowed to rebuild their homes in those areas.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Noli_de_castro&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/noli_de_castro_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Mr. de Castro&amp;#8217;s long been interested in housing and slums&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Anti-poor, or another reason?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;He said &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;government-acquired lands outside of the metropolis&lt;/b&gt; are more than enough to give homes to the displaced victims of Ondoy.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;A good idea &amp;hellip; if built fast enough.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;De Castro offered 1,400 houses that may be utilized as relocation sites for displaced victims of Ondoy. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Sounds better &amp;hellip;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Of these, 400 units are located in Towerville Resettlement in San Jose del Monte, Bulacan; 250 units in Southville 4 in Sta. Rosa, Laguna; 500 units in Southville 5 in Biñan, Laguna; and 250 units in Southville 5-A, also in Biñan. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Manila_90&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/manila_90_small1.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Metro &lt;st1:city w:st=&quot;on&quot;&gt;Manila&lt;/st1:city&gt; &amp;ndash; growing like &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Los Angeles&lt;/st1:city&gt;&lt;/st1:place&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;That&amp;#8217;s the alternative offered &amp;ndash; not a return to the insecure, filthy, disease-ridden rabbit warrens you knew, but to cleanly blocked and properly built new house.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;There&amp;#8217;s a powerful case for it.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0.5in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial&quot;&gt;&amp;#8220;Our cities are so bad I sometimes wonder if we should just build completely new ones from scratch.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0.5in 0pt; TEXT-ALIGN: right&quot; align=&quot;right&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial&quot;&gt;&amp;ndash; Quote from a Mexican expert at the AHI symposium&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/i&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0.5in 0pt; TEXT-ALIGN: right&quot; align=&quot;right&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial&quot;&gt;Mexico City&lt;/span&gt;&lt;/i&gt;&lt;/st1:place&gt;&lt;/st1:city&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial&quot;&gt;, 28-30 October, 2009&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/i&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Manila_02&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/manila_02_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/st1:place&gt;&lt;/st1:city&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Manila waterway slums before the typhoons&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Imagine if you could de-densify the slums by expanding the city.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Can you?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;He said there are 5,721 lots that may be developed to accommodate the displaced families. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Reblocking &amp;ndash; &lt;a href=&quot;http://www.audacity.org/downloads/SA-07a-Arterial-Grid.pdf&quot;&gt;Solly Angel&amp;#8217;s arterial grid of dirt roads&lt;/a&gt;, plus security of tenure in your own plot of land &amp;ndash; is a powerful combination.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Give people s plan and confidence in their piece of it and they will build.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;ldquo;Technically, there is nothing wrong with the relocation of the families living along the areas that the government deems as danger zones,&amp;rdquo; &lt;a href=&quot;http://kadamay-natl.blogspot.com/2009/08/arroyo-making-mockery-of-extreme-hunger.html&quot;&gt;Jon Vincent Marin&lt;/a&gt;, spokesman of the urban-poor group &lt;a href=&quot;http://cosca-dlsu-cwts.wikispaces.com/KADAMAY+National&quot;&gt;Kadamay&lt;/a&gt;, told Bulatlat. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Kadamay&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/kadamay_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;A group worthy of your support&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;I bumped into Kadamay at Asia-Pacific.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;I liked their thinking and tend to trust their perspectives.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Nor is he an unthinking doomsayer:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Marin emphasized that their organization understands the direct and immediate threat that storm surges could bring to these families. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Yet he&amp;#8217;s a further realist:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;ldquo;But if they will be relocated to areas where there is &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;no social services and job opportunities&lt;/b&gt;, then there is something wrong with the relocation,&amp;rdquo; he pointed out.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Ay, there&amp;#8217;s the rub.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Problems&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/problems_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Will the government follow through by creating not just a relocation camp but an actual city beyond the city?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;ldquo;The government thinks that the only solution to the problem is to relocate urban-poor communities outside Metro Manila where they would not survive,&amp;rdquo; Marin said. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;People move to cities in search of a better life.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Relocating them to the far countryside without income opportunities is like pulling up weeds and transplanting them to the desert; they&amp;#8217;ll die, and your city will still have weeds.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;He said these families would eventually return to the metropolis and live along the riverbanks and waterways because their condition in the relocation areas are worse than what they would be leaving behind in Metro Manila. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;One cannot repatriate people into the rural poverty and expect them to stay here.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;But you &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;can &lt;/i&gt;bring the city to the country. &lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;Paging Noah Cross.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Or should we?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Cross_06&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/cross_06_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;&amp;#8220;I&amp;#8217;m going to bring LA to the water.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;As a participant at AHI&amp;#8217;s recent &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Mexico City&lt;/st1:city&gt;&lt;/st1:place&gt; symposium on land irresolution commented, &amp;#8220;People can become urbanized without moving.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Manila_03&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/manila_03_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/st1:place&gt;&lt;/st1:city&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Manila waterway slums before the typhoons&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/i&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Chinatown&amp;#8217;s &lt;/span&gt;&lt;/i&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Noah Cross wanted the valley to become &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Los Angeles&lt;/st1:city&gt;&lt;/st1:place&gt; simply to boost the value of its land.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;He had no thought of affordability except insofar as it could be achieved by building blocks and locks of houses.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&amp;#8220;The &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;future&lt;/I&gt;, Mister Gitts, the &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;future&lt;/I&gt;!&amp;#8221;&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Marin said the mere location of the resettlement areas pose problems to the families. &amp;ldquo;Most of these relocation sites are located in remote areas. They would &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;have no source of income there.&lt;/b&gt; Naturally, they would want to go back to the metropolis, where at least they would have something to eat.&amp;rdquo; &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;He didn&amp;#8217;t foresee that LA would grow so vast that even the valley would be built-up and dense, or that its most enduring feature would be the marvelous grid of streets, not the boxy bungalows he scattered like a human orchard.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;He can be excused his lack of foresight regarding the need for social infrastructure, but the Manilans have no such excuse.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Cross_07&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/cross_07_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;&amp;#8220;At the right time, and in the right place, a man is capable of just about anything.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;In a recent relief operation, the Citizen&amp;rsquo;s &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:placename w:st=&quot;on&quot;&gt;Disaster&lt;/st1:placename&gt; &lt;st1:placename w:st=&quot;on&quot;&gt;Response&lt;/st1:placename&gt; &lt;st1:placetype w:st=&quot;on&quot;&gt;Center&lt;/st1:placetype&gt;&lt;/st1:place&gt; found that most of the houses in the resettlement area in Marilao, Bulacan, had been washed away. &amp;ldquo;The houses there were &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;made from substandard materials&lt;/b&gt;,&amp;rdquo; deputy executive director Carlos Padolina told Bulatlat. He said the walls were mere layers of hallow blocks and without the thick metal braces inside that would have supported these. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;You must fix the houses.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;You must fix the income-generation possibilities.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Should the &amp;ldquo;relocatees&amp;rdquo; choose to continue working in Metro Manila, they would have to spend so much for their fares to go home to their new homes, the transportation cost eating into the little income they have. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Cross_04&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/cross_04_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/st1:place&gt;&lt;/st1:city&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Manila waterway slums before the typhoon: bathing&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;In such a case, the families would solve their problem by geographically dividing: the earner in the city, his or her family in the country.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;That&amp;#8217;s family-destabilizing.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;So is this:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Marin added that most of the relocation sites do not have access to basic services such as hospitals and schools. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;City-building involves building new economies.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;If you want people to come, you must build it.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Build a social infrastructure: homes, schools, jobs, shopping, safety.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Expand the city; bring it to the country.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;And since the framework of the housing services of the government is profit-oriented, the resettlement units are not given free. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;That&amp;#8217;s sound policy: &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2005/12/people_value_on.html&quot;&gt;People value only what they pay for&lt;/a&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/u&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Filipino_builder&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/filipino_builder_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Be it ever some humble, you should pay something for it&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Only this week, de Castro said that the resettlement for the victims of Ondoy will be offered at an &amp;ldquo;affordable&amp;rdquo; package of two-year moratorium on their payments, with a monthly amortization of roughly P200 at 6% per annum that is payable in 30 years. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;That&amp;#8217;s an extremely affordable monthly payment.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;But Marin said that &amp;ldquo;even if it&amp;rsquo;s just P300 to P500 a month, we have to consider the kind of jobs that they have. They have children to feed and to send to school.&amp;rdquo;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Yes, affordability is measured relative to income.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;It has to be.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;ldquo;For a genuine housing service for the poor,&amp;rdquo; Marin said, &amp;ldquo;a big fund is needed.&amp;rdquo; But he told Bulatlat that these projects of the government only receive 0.4 to 0.6 percent of the total budget for the expenditure of the government. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;u&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2005/09/affordable_hous_2.html&quot;&gt;Affordable housing is expensive for government&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Money is a gating factor.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Turnstile_alewife&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/turnstile_alewife_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;No entry into housing without money&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;More money is better &amp;ndash; but some money is much better than no money, and smart money is best of all.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;&amp;ldquo;Relocation should not only include houses. It should include social services and livelihood for the people,&amp;rdquo; Marin said. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;In a statement, Kadamay reiterated that the devastation that Ondoy has brought could be the perfect opportunity for the government to change their housing projects for the poor. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Yes, if one can move &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;quickly &lt;/i&gt;and &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;wisely&lt;/i&gt;.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Not easy.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;ldquo;We should all remember that the poor communities living along the riverbanks and waterways are only there because of too much poverty, lack of job opportunities, source of livelihood and social services,&amp;rdquo; he said. &amp;ldquo;They are not dusts that the government can sweep under the rug.&amp;rdquo; &lt;a title=&quot;http://www.bulatlat.com/&quot; href=&quot;http://www.bulatlat.com/&quot;&gt;(Bulatlat.com)&lt;/a&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;If that happens, it will be as Noah Cross put it:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0.5in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial&quot;&gt;&amp;#8220;&amp;#8216;Course I&amp;#8217;m respectable.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;I&amp;#8217;m &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;old&lt;/I&gt;.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;Politicians, ugly buildings, and whores all get respectable if they last long enough.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0.5in 0pt; TEXT-ALIGN: right&quot; align=&quot;right&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: 'Palatino Linotype'; mso-bidi-font-family: Arial&quot;&gt;&amp;ndash; Noah Cross, &lt;st1:place w:st=&quot;on&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;Chinatown&lt;/i&gt;&lt;/st1:place&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0.5in 0pt 0in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: fuchsia; FONT-FAMILY: Arial; mso-highlight: fuchsia&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0.5in 0pt 0in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Cross_01&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/cross_01_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0.5in 0pt 0in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;&amp;#8220;And I lasted long enough&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
">
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		<title>Help the Philippines</title>
		<link>http://affordablehousinginstitute.org/blogs/us/2009/10/help-the-philippines.html</link>
		<comments>http://affordablehousinginstitute.org/blogs/us/2009/10/help-the-philippines.html#comments</comments>
		<pubDate>Thu, 01 Oct 2009 15:58:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Global news]]></category>
		<category><![CDATA[Infrastructure]]></category>
		<category><![CDATA[Philippines]]></category>
		<category><![CDATA[SDI]]></category>
		<category><![CDATA[Slums]]></category>

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		<description><![CDATA[
Manila, yesterday
&#160;
Sonia Fadraigo, Federation leader and Board member of AHI&#8217;s client Slum Dwellers International wrote this morning:
Federation not OK. &#160;Badly hit. &#160;Biggest disaster ever. &#160;Don&#8217;t know where to start. &#160;Still gathering info as to how many died. &#160;Thousands of Fed members lost their houses &#8211; washed out by the floods. &#160;We need help. &#160;Thank you [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Sonia_manila_090930" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/sonia_manila_090930_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><?xml:namespace prefix ="" st1 /><st1:city w:st="on"><st1:place w:st="on"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Manila</span></st1:place></st1:city><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">, yesterday<?xml:namespace prefix ="" o /><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Sonia Fadraigo, Federation leader and Board member of AHI&#8217;s client <a href="http://affordablehousinginstitute.org/blogs/us/2007/12/the-thanksgiving-miracle.html">Slum Dwellers International</a> wrote this morning:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><br /></span><span style="FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: Calibri; mso-bidi-font-family: Arial">Federation not OK. <span style="mso-spacerun: yes">&nbsp;</span>Badly hit. <span style="mso-spacerun: yes">&nbsp;</span>Biggest disaster ever. <span style="mso-spacerun: yes">&nbsp;</span>Don&#8217;t know where to start. <span style="mso-spacerun: yes">&nbsp;</span>Still gathering info as to how many died. <span style="mso-spacerun: yes">&nbsp;</span>Thousands of Fed members lost their houses &#8211; washed out by the floods. <span style="mso-spacerun: yes">&nbsp;</span>We need help. <span style="mso-spacerun: yes">&nbsp;</span>Thank you for the concern. <span style="mso-spacerun: yes">&nbsp;</span>Please pray for us.<span style="mso-spacerun: yes">&nbsp; </span>Another typhoon coming.<br style="mso-special-character: line-break"><br style="mso-special-character: line-break"><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><st1:country-region w:st="on"><st1:place w:st="on"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Philippines_flood_03" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/Philippines_flood_03_small.jpg" border="0" /></span></st1:place></st1:country-region></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><a href="http://www.affordablehousinginstitute.org/library.php#2aphf2009pdf"><font color="#800080">Three weeks ago</font></a> I was in <st1:city w:st="on"><st1:place w:st="on">Manila</st1:place></st1:city>, at the <a href="http://www.aphousingforum.org/">Second Asia-Pacific Housing Forum</a>, speaking about <a href="http://www.affordablehousinginstitute.org/resources/library/APHF2_slum_redevelopment_2009.pdf"><font color="#800080">slum redevelopment as an urban poverty solution</font></a>.<span style="mso-spacerun: yes">&nbsp; </span>It rained the entire time, but the locals said, <i style="mso-bidi-font-style: normal">this isn&#8217;t rain</i>. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><st1:place w:st="on"><st1:country-region w:st="on"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Philippines_flood" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/Philippines_flood_small.jpg" border="0" /></span></st1:country-region></st1:place></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"></span>&nbsp;</p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I flew home.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: Calibri; mso-bidi-font-family: Arial">SDI Secretariat awaits further news. National Federations on standby to go to <st1:place w:st="on"><st1:city w:st="on">Manila</st1:city></st1:place> if possible and if needed.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Remember <a href="http://affordablehousinginstitute.org/blogs/us/2005/09/hurricanes_insu_2.html">Hurricane Katrina</a>?<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Biloxi_katrina_damage" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/biloxi_katrina_damage_small.jpg" border="0" /></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><a href="http://affordablehousinginstitute.org/blogs/us/2005/09/new_new_orleans_2.html">What it did</a> to <a href="http://affordablehousinginstitute.org/blogs/us/2009/01/new-new-orleans-is-here-part-1-the-people.html">New Orleans</a>?<span style="mso-spacerun: yes">&nbsp; </span>How it completely changed the lives of <u><span style="COLOR: blue"><a href="http://affordablehousinginstitute.org/blogs/us/2007/03/the_battle_of_n_2.html"><span style="mso-bidi-font-size: 12.0pt">hundreds of thousands of Americans</span></a>?<o:p></o:p></span></u></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><st1:place w:st="on"><st1:country-region w:st="on"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Philippines_flood_4" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/Philippines_flood_4_small.jpg" border="0" /></span></st1:country-region></st1:place></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Now imagine Katrina with informal self-built slums, inadequate plumbing and sanitation, and limited municipal infrastructure.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><st1:country-region w:st="on"><st1:place w:st="on"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Philippines_flood_05" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/Philippines_flood_05_small.jpg" border="0" /></span></st1:place></st1:country-region></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Help the Phillippines.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><st1:country-region w:st="on"><st1:place w:st="on"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><img alt="Philippines_flood_06" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/Philippines_flood_06_small.jpg" border="0" /></span></st1:place></st1:country-region></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><a href="http://www.sdinet.co.za/">More information here.</a></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"></span>&nbsp;</p>
<p><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">UPDATE: Among the many worthwhile disaster-response charities working in the Philippines, we particularly recommend <a title="http://www.habitat.org/ap/" href="http://www.habitat.org/ap/">Habitat for Humanity Asia-Pacific</a> (HFHAP), which has a donation link on their home page: <a title="http://www.habitat.org/ap/" href="http://www.habitat.org/ap/">http://www.habitat.org/ap/</a>. <?xml:namespace prefix ="" o ns ="" "urn:schemas-microsoft-com:office:office" /><o:p></o:p></span></p>
<p><o:p></o:p></span></p>
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<input type="hidden" name="postContent_0" value="&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Sonia_manila_090930&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/sonia_manila_090930_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;?xml:namespace prefix =&quot;&quot; st1 /&gt;&lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Manila&lt;/span&gt;&lt;/st1:place&gt;&lt;/st1:city&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;, yesterday&lt;?xml:namespace prefix =&quot;&quot; o /&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Sonia Fadraigo, Federation leader and Board member of AHI&amp;#8217;s client &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2007/12/the-thanksgiving-miracle.html&quot;&gt;Slum Dwellers International&lt;/a&gt; wrote this morning:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: Calibri; mso-bidi-font-family: Arial&quot;&gt;Federation not OK. &lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;Badly hit. &lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;Biggest disaster ever. &lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;Don&amp;#8217;t know where to start. &lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;Still gathering info as to how many died. &lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;Thousands of Fed members lost their houses &amp;#8211; washed out by the floods. &lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;We need help. &lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;Thank you for the concern. &lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/span&gt;Please pray for us.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Another typhoon coming.&lt;br style=&quot;mso-special-character: line-break&quot;&gt;&lt;br style=&quot;mso-special-character: line-break&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;st1:country-region w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Philippines_flood_03&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/Philippines_flood_03_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/st1:place&gt;&lt;/st1:country-region&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://www.affordablehousinginstitute.org/library.php#2aphf2009pdf&quot;&gt;&lt;font color=&quot;#800080&quot;&gt;Three weeks ago&lt;/font&gt;&lt;/a&gt; I was in &lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Manila&lt;/st1:place&gt;&lt;/st1:city&gt;, at the &lt;a href=&quot;http://www.aphousingforum.org/&quot;&gt;Second Asia-Pacific Housing Forum&lt;/a&gt;, speaking about &lt;a href=&quot;http://www.affordablehousinginstitute.org/resources/library/APHF2_slum_redevelopment_2009.pdf&quot;&gt;&lt;font color=&quot;#800080&quot;&gt;slum redevelopment as an urban poverty solution&lt;/font&gt;&lt;/a&gt;.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;It rained the entire time, but the locals said, &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;this isn&amp;#8217;t rain&lt;/i&gt;. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:country-region w:st=&quot;on&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Philippines_flood&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/Philippines_flood_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/st1:country-region&gt;&lt;/st1:place&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;/span&gt;&amp;nbsp;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;I flew home.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #333399; FONT-FAMILY: Calibri; mso-bidi-font-family: Arial&quot;&gt;SDI Secretariat awaits further news. National Federations on standby to go to &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Manila&lt;/st1:city&gt;&lt;/st1:place&gt; if possible and if needed.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Remember &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2005/09/hurricanes_insu_2.html&quot;&gt;Hurricane Katrina&lt;/a&gt;?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Biloxi_katrina_damage&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/biloxi_katrina_damage_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2005/09/new_new_orleans_2.html&quot;&gt;What it did&lt;/a&gt; to &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2009/01/new-new-orleans-is-here-part-1-the-people.html&quot;&gt;New Orleans&lt;/a&gt;?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;How it completely changed the lives of &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2007/03/the_battle_of_n_2.html&quot;&gt;&lt;span style=&quot;mso-bidi-font-size: 12.0pt&quot;&gt;hundreds of thousands of Americans&lt;/span&gt;&lt;/a&gt;?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/u&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:country-region w:st=&quot;on&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Philippines_flood_4&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/Philippines_flood_4_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/st1:country-region&gt;&lt;/st1:place&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Now imagine Katrina with informal self-built slums, inadequate plumbing and sanitation, and limited municipal infrastructure.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;st1:country-region w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Philippines_flood_05&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/Philippines_flood_05_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/st1:place&gt;&lt;/st1:country-region&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Help the Phillippines.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;st1:country-region w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;img alt=&quot;Philippines_flood_06&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/Philippines_flood_06_small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/span&gt;&lt;/st1:place&gt;&lt;/st1:country-region&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://www.sdinet.co.za/&quot;&gt;More information here.&lt;/a&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;/span&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;UPDATE: Among the many worthwhile disaster-response charities working in the Philippines, we particularly recommend &lt;a title=&quot;http://www.habitat.org/ap/&quot; href=&quot;http://www.habitat.org/ap/&quot;&gt;Habitat for Humanity Asia-Pacific&lt;/a&gt; (HFHAP), which has a donation link on their home page: &lt;a title=&quot;http://www.habitat.org/ap/&quot; href=&quot;http://www.habitat.org/ap/&quot;&gt;http://www.habitat.org/ap/&lt;/a&gt;. &lt;?xml:namespace prefix =&quot;&quot; o ns =&quot;&quot; &quot;urn:schemas-microsoft-com:office:office&quot; /&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
">
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		<title>Development done right in Jamaica?  Part 2, the mix of inclusion</title>
		<link>http://affordablehousinginstitute.org/blogs/us/2009/06/development-done-right-in-jamaica-part-2-the-mix-of-inclusion.html</link>
		<comments>http://affordablehousinginstitute.org/blogs/us/2009/06/development-done-right-in-jamaica-part-2-the-mix-of-inclusion.html#comments</comments>
		<pubDate>Fri, 12 Jun 2009 14:34:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Configuration]]></category>
		<category><![CDATA[Embryo house]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Infrastructure]]></category>
		<category><![CDATA[Innovations]]></category>
		<category><![CDATA[Jamaica]]></category>

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		<description><![CDATA[In yesterday&#8217;s blog post, we heard from Jamaican columnist and developer/ architect Carlton Cunningham, whose his mid-April Gleaner column describes his successful housing development, Old Harbour Glades, that has apparently replaced &#8220;the bad lands of Succaba Settlement&#8221;:
&#160;

&#8220;Dem a loot, dem a shoot, dem a wail in shanty town&#8221;
&#160;
His summary of how it was done, and [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">In yesterday&#8217;s blog post, we heard from J</span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">amaican columnist and developer/ architect </span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><a href="http://www.jamaica-gleaner.com/gleaner/20090531/focus/focus5.html">Carlton Cunningham</a>, whose </span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">his mid-April <a href="http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html">Gleaner</a> column describes his successful housing development, </span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Old Harbour Glades, that has apparently replaced &#8220;the bad lands of Succaba Settlement&#8221;:</span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><?xml:namespace prefix ="" o ns ="" "urn:schemas-microsoft-com:office:office" /><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Jimmy_clliff" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jimmy-clliff-small1.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">&#8220;Dem a loot, dem a shoot, dem a wail in shanty town&#8221;</span><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 6pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt"><o:p></o:p></span></i></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">His summary of how it was done, and why it worked, reads like extracts from an AHI manual of successful mixed-income affordable development in the global South:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Gleanerjamaica_building_hope_through_housing_cunningham_090519" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/gleanerjamaica-building-hope-through-housing-cunningham-090519-small.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial">Carlton Cunningham has a vision<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">[1] There was <b style="mso-bidi-font-weight: normal">a master plan </b>which included well-designed drains, high-quality central sewage treatment (tertiary level, meaning the effluent is clean water) and abundance of potable water from a dedicated well. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><u><span style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial"><a href="http://affordablehousinginstitute.org/blogs/us/2007/10/there-aint-no-such-thing-as-free-infrastructure-part-1-why.html">There ain&#8217;t no such thing as free infrastructure</a></span></u><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">, and <u><span style="COLOR: blue"><a href="http://www.affordablehousinginstitute.org/blogs/us/2005/06/urban_revival_c.html">government must lead</a> </span></u>by creating an enabling rather than <u><span style="COLOR: blue"><a href="http://affordablehousinginstitute.org/blogs/us/2009/02/nigeria-the-disabling-environment-part-1-no-law-no-money.html">disabling environment</a></span></u>:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">[2] To <a title="http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html" href="http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html" target="undefined">counter</a> the negative connotations of the squatter settlement and its strong correlation with crime and disorder, <b style="mso-bidi-font-weight: normal">regular plots with full access to services</b> were allocated to the poor and to the squatters. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The term of art is &#8217;sites and stands,&#8217; and we&#8217;ve seen it around the world<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Spanish_town_new_construction" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/spanish-town-new-construction-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">New construction public housing, <?xml:namespace prefix ="" st1 ns ="" "urn:schemas-microsoft-com:office:smarttags" /><st1:placename w:st="on">Spanish</st1:placename> <st1:placetype w:st="on">Town</st1:placetype>, <st1:place w:st="on"><st1:city w:st="on">Kingston</st1:city>, <st1:country-region w:st="on">Jamaica</st1:country-region></st1:place><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">A regular grid of dirt roads.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">[3] The next mission was to <b style="mso-bidi-font-weight: normal">make the serviced plots affordable</b>, through <b style="mso-bidi-font-weight: normal">creative finance</b>. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&#8216;Creative&#8217; is here a synonym for &#8216;efficiently subsidized&#8217; &hellip; but that&#8217;s okay, <u><span style="COLOR: blue"><a href="http://affordablehousinginstitute.org/blogs/us/2005/09/affordable_hous_2.html">affordable housing always costs money</a></span></u>.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The Old Harbour Glades project, which has provided such a glimpse into the future, is a joint venture of the Building Societies Development Limited and the Government of Jamaica (<a href="http://www.jis.gov.jm/water_housing/news.asp">Ministry of Water and Housing</a> and <a href="http://jamaica.gov.jm/">National Housing Development Corporation</a>), financed by private sector (HG012) funds from USAID.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">In this case, it comprised a system of <u><span style="COLOR: blue"><a href="http://affordablehousinginstitute.org/blogs/us/2005/06/hard_debt_archi_2.html">low-interest, internationally sourced loans</a></span></u> and the development of <b style="mso-bidi-font-weight: normal">cross-subsidies</b> which assisted everyone with low to moderate incomes to afford the serviced lots. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The cross-subsidies had to involve government contributing land and infrastructure cheaply or at no cost &hellip; but again, that&#8217;s fine too.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Building_jamaican_house" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/building-jamaican-house-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">It&#8217;s always better to give people better housing<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><u><span style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial"><a href="http://affordablehousinginstitute.org/blogs/us/2007/03/the_value_of_ur.html">Urban land</a> </span></u><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">is one of the few valuable things government can contribute off-balance-sheet, and if you can get people onto a plot of land where they have secure tenure, and at least the <u><span style="COLOR: blue"><a href="http://affordablehousinginstitute.org/blogs/us/2009/04/the-embryo-house-part-1-the-idea.html"><font color="#800080">embryo house</font></a></span></u>, they become embryo owners, and <u><span style="COLOR: blue"><a href="http://affordablehousinginstitute.org/blogs/us/2005/05/right_to_buy_ch.html">homeownership improves their civic behavior</a></span></u>.<u><span style="COLOR: blue"><o:p></o:p></span></u></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><b style="mso-bidi-font-weight: normal"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">[4] Open-market purchasers of all income levels</span></b><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"> were invited to buy into the development whose sectors were so spaced that successive areas were priced <b style="mso-bidi-font-weight: normal">closer and closer to full market levels.<o:p></o:p></b></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">That&#8217;s brilliant &ndash; income mixing and gradually declining purchase-price subsidy. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">But, would they come? After all, social stratification is natural and Jamaicans don&#8217;t like to mix!<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">WRONG! They came in droves; teachers, nurses, civil servants, members of the security forces, doctors, accountants, businessmen and returning residents as well as artisans, in response to national advertisement and were selected <b style="mso-bidi-font-weight: normal">without a single reference to politics or religion. <o:p></o:p></b></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I can&#8217;t tell you how heartening and affirming I find Mr. Cunningham&#8217;s exuberant secularism.<span style="mso-spacerun: yes">&nbsp; </span>At AHI lately we&#8217;ve been hosting an <a href="http://web.mit.edu/spurs/www/hhh/index.html">MIT Humphrey Fellow</a>, <a href="http://web.mit.edu/spurs/www/community/">Mensur Hodzic</a>, whose dream is to use ethnically-mixed affordable housing to create a healing microcosm in blasted and divided <st1:city w:st="on">Sarajevo</st1:city> in his home <st1:place w:st="on"><st1:placetype w:st="on">county</st1:placetype> of <st1:placename w:st="on">Bosnia</st1:placename></st1:place>.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 9pt; COLOR: maroon; FONT-FAMILY: Verdana; mso-bidi-font-size: 10.0pt; mso-bidi-font-family: Arial">Well, I try to do the things that I want <br />Cause when you&#8217;re dead, you know that you can&#8217;t <br />I&#8217;d rather be a free man in my grave <br />Than living as a puppet or a slave <br />So as sure as the sun will shine <br />I&#8217;m gonna get my share right of what&#8217;s mine <br />And then the harder they come <br />The harder they fall, one and all (Ohh, ohh, ohh)</span><span style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana; mso-bidi-font-family: Arial"> <br style="mso-special-character: line-break"><br style="mso-special-character: line-break"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Give people a subsidy, and they will come:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">They came, they bought, they built.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Give people personal equity in their community, and they will build it:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">And, they taught us lessons. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Jamaican_schoolgirls" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jamaican-schoolgirls-small.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">That&#8217;s because we Jamaicans are smart!<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">[1] They <b style="mso-bidi-font-weight: normal">extracted unbelievable <a title="http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html" href="http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html" target="undefined">construction</a> value</b> from their NHT and building society loans. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Give people choice and they will use it.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">[2] <b style="mso-bidi-font-weight: normal">Their construction, for a decade, became a mainstay of the <st1:place w:st="on"><st1:placename w:st="on">Old</st1:placename> <st1:placetype w:st="on">Harbour</st1:placetype></st1:place> economy</b>. They also provided continuous <a title="http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html" href="http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html" target="undefined">employment</a> to many erstwhile squatters who viewed the newcomers as essential to their own well-being. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">At <st1:place w:st="on"><st1:placename w:st="on">Wilton</st1:placename> <st1:placetype w:st="on">Park</st1:placetype></st1:place> a few weeks back, Sharad Shankardass, UN Habitat&#8217;s spokesperson, told me of his immense frustration trying to convince World Bank and other economists that economic growth by itself will not fix housing.<span style="mso-spacerun: yes">&nbsp; </span>&#8220;Quite the reverse,&#8221; he said with as much heat as a superbly educated and cultured spokesman can manage, &#8220;housing will fix the economy!&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Jamaican_workers" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jamaican-workers-small.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Hard hats = hard cash<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">[3] Some built <b style="mso-bidi-font-weight: normal">cleverly appointed rental units</b> on top of the units they occupied. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><b style="mso-bidi-font-weight: normal"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Others built inter-generational units</span></b><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"> occupied by mom dad, adult children, visiting friends and relatives, giving security for the kids, flexibility for the parents. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Throughout the world, we see that people given a monolithic configuration layout will personalize and customize it into variations of <u><span style="COLOR: blue"><a href="http://affordablehousinginstitute.org/blogs/us/2006/02/multi_family_ho.html">multi-family housing</a></span></u>.<span style="mso-spacerun: yes">&nbsp; </span>That adaptation of tenure is nothing short of critical, and part of why the <a href="http://affordablehousinginstitute.org/blogs/us/2009/04/the-embryo-house-part-1-the-idea.html"><font color="#800080">embryo house</font></a> is so important. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">[4] Planners can take a cue, since not everyone needs to own 100% of every dwelling.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Absolutely &ndash; rental is always undervalued, because everyone wants to be a homeowner, and every politician wants to finance more homeownership.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">But the greatest lesson from the transformation is that poverty is a temporary state, transition from which depends upon ability and opportunity. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><b style="mso-bidi-font-weight: normal"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">With beautiful views and good services, possession of registered titles in this community is gold,</span></b><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"> even if the roads show need of repair. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><a href="http://affordablehousinginstitute.org/affiliates.php">AHI Affiliate</a> <a href="http://www.amazon.com/Housing-Policy-Matters-Global-Analysis/dp/0195137159/ref=sr_1_1?ie=UTF8&amp;s=books&amp;qid=1244310019&amp;sr=1-1">Solly Angel</a>, a land-use specialist whom I find a never-ending source of insight, has been advocating an urban-investment theory of <i style="mso-bidi-font-style: normal"><a href="http://www.audacity.org/downloads/SA-07a-Arterial-Grid.pdf">an arterial grid of dirt roads</a></i>.<span style="mso-spacerun: yes">&nbsp; </span>He&#8217;s got a big <i style="mso-bidi-font-style: normal">DRAFT-DO-NOT-QUOTE </i>written on the piece but I think it&#8217;s brilliant anyway.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Solly_angel" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/solly-angel-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Pleased to be called brilliant?<span style="mso-spacerun: yes">&nbsp; </span>Solly Angel<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Mr. Cunningham&#8217;s development is a tangible demonstration of Solly&#8217;s thesis.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">So the inhabitants are not pre-occupied with conflict at the gates, but how to seize the day, transforming passive home equity into dynamic industrial wealth. Their opportunity is to unlock Hernando <u><span style="COLOR: blue"><a href="http://www.affordablehousinginstitute.org/blogs/us/2006/05/desotos_dryer_p.html">DeSoto&#8217;s</a></span></u> <i style="mso-bidi-font-style: normal">Mystery of Capital</i>. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The same thing applies to Nancy, who could leverage her wealth, register with NCU, become a state <a title="http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html" href="http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html" target="undefined">registered nurse</a> and earn big money in the USA or Europe, while <a href="http://affordablehousinginstitute.org/blogs/us/2007/06/capitals_underg.html">adding to remittances</a> which are the <a href="http://affordablehousinginstitute.org/blogs/us/2008/08/the-ultimate-remittance-2.html">mainstay of the Jamaican economy</a>. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I&#8217;ve previously posted about <a href="http://affordablehousinginstitute.org/blogs/us/2007/06/capitals_underg.html">remittances</a> &ndash; we are convinced they&#8217;re the dark matter of the global south housing-economic universe.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Instead, she was last seen in front of her substantial house waiting for a hand-out of a <a title="http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html" href="http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html" target="undefined">gas burner</a> from Food for the Poor.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Spanish_town_market" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/spanish-town-market-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Where do they live?<span style="mso-spacerun: yes">&nbsp; </span>Market in <st1:place w:st="on"><st1:placename w:st="on">Spanish</st1:placename> <st1:placetype w:st="on">Town</st1:placetype></st1:place><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Such are the possibilities when ordinary people acquire capital, cease to think poor, are not diverted by the daily excesses of shottas in their communities and are not depressed by the inconvenience posed by the absence of basic services. With imagination, poverty can indeed be a temporary, not a permanent or natural state. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Adds the <i style="mso-bidi-font-style: normal">Gleaner</i>, with British restraint:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">A new phase of the project is being planned.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Perhaps, it is worth emulation.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Gleanerjamaica_building_hope_through_housing_cunningham_090519" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/gleanerjamaica-building-hope-through-housing-cunningham-090519-small1.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial">Cheer up, Mr. Cunningham: it&#8217;s working<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 9pt; COLOR: maroon; FONT-FAMILY: Verdana; mso-bidi-font-size: 10.0pt; mso-bidi-font-family: Arial">But as sure as the sun will shine <br />I&#8217;m gonna get my share of what&#8217;s mine <br />I said the harder they come <br />The harder they fall, one and all (Ohh, ohh, ohh) <br />I said the harder they come <br />Harder they fall, one and all (Yeah, yeah, yeah) <br />Break it down!</span><span style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana; mso-bidi-font-family: Arial"> <br style="mso-special-character: line-break"><br style="mso-special-character: line-break"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p></o:p></span></p>
<p><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA"><br style="PAGE-BREAK-BEFORE: always" clear="all"></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p></o:p></span>&nbsp;</p>
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<input type="hidden" name="postTitle_0" value="Development done right in Jamaica?  Part 2, the mix of inclusion">
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<input type="hidden" name="postContent_0" value="&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;In yesterday&amp;#8217;s blog post, we heard from J&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;amaican columnist and developer/ architect &lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://www.jamaica-gleaner.com/gleaner/20090531/focus/focus5.html&quot;&gt;Carlton Cunningham&lt;/a&gt;, whose &lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;his mid-April &lt;a href=&quot;http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html&quot;&gt;Gleaner&lt;/a&gt; column describes his successful housing development, &lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Old Harbour Glades, that has apparently replaced &amp;#8220;the bad lands of Succaba Settlement&amp;#8221;:&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;?xml:namespace prefix =&quot;&quot; o ns =&quot;&quot; &quot;urn:schemas-microsoft-com:office:office&quot; /&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Jimmy_clliff&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jimmy-clliff-small1.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;&amp;#8220;Dem a loot, dem a shoot, dem a wail in shanty town&amp;#8221;&lt;/span&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 6pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/i&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;His summary of how it was done, and why it worked, reads like extracts from an AHI manual of successful mixed-income affordable development in the global South:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Gleanerjamaica_building_hope_through_housing_cunningham_090519&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/gleanerjamaica-building-hope-through-housing-cunningham-090519-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;Carlton Cunningham has a vision&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;[1] There was &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;a master plan &lt;/b&gt;which included well-designed drains, high-quality central sewage treatment (tertiary level, meaning the effluent is clean water) and abundance of potable water from a dedicated well. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;u&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2007/10/there-aint-no-such-thing-as-free-infrastructure-part-1-why.html&quot;&gt;There ain&amp;#8217;t no such thing as free infrastructure&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;, and &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2005/06/urban_revival_c.html&quot;&gt;government must lead&lt;/a&gt; &lt;/span&gt;&lt;/u&gt;by creating an enabling rather than &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2009/02/nigeria-the-disabling-environment-part-1-no-law-no-money.html&quot;&gt;disabling environment&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;[2] To &lt;a title=&quot;http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html&quot; href=&quot;http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html&quot; target=&quot;undefined&quot;&gt;counter&lt;/a&gt; the negative connotations of the squatter settlement and its strong correlation with crime and disorder, &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;regular plots with full access to services&lt;/b&gt; were allocated to the poor and to the squatters. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The term of art is &amp;#8217;sites and stands,&amp;#8217; and we&amp;#8217;ve seen it around the world&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Spanish_town_new_construction&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/spanish-town-new-construction-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;New construction public housing, &lt;?xml:namespace prefix =&quot;&quot; st1 ns =&quot;&quot; &quot;urn:schemas-microsoft-com:office:smarttags&quot; /&gt;&lt;st1:placename w:st=&quot;on&quot;&gt;Spanish&lt;/st1:placename&gt; &lt;st1:placetype w:st=&quot;on&quot;&gt;Town&lt;/st1:placetype&gt;, &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Kingston&lt;/st1:city&gt;, &lt;st1:country-region w:st=&quot;on&quot;&gt;Jamaica&lt;/st1:country-region&gt;&lt;/st1:place&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;A regular grid of dirt roads.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;[3] The next mission was to &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;make the serviced plots affordable&lt;/b&gt;, through &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;creative finance&lt;/b&gt;. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;#8216;Creative&amp;#8217; is here a synonym for &amp;#8216;efficiently subsidized&amp;#8217; &amp;hellip; but that&amp;#8217;s okay, &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2005/09/affordable_hous_2.html&quot;&gt;affordable housing always costs money&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The Old Harbour Glades project, which has provided such a glimpse into the future, is a joint venture of the Building Societies Development Limited and the Government of Jamaica (&lt;a href=&quot;http://www.jis.gov.jm/water_housing/news.asp&quot;&gt;Ministry of Water and Housing&lt;/a&gt; and &lt;a href=&quot;http://jamaica.gov.jm/&quot;&gt;National Housing Development Corporation&lt;/a&gt;), financed by private sector (HG012) funds from USAID.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;In this case, it comprised a system of &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2005/06/hard_debt_archi_2.html&quot;&gt;low-interest, internationally sourced loans&lt;/a&gt;&lt;/span&gt;&lt;/u&gt; and the development of &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;cross-subsidies&lt;/b&gt; which assisted everyone with low to moderate incomes to afford the serviced lots. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The cross-subsidies had to involve government contributing land and infrastructure cheaply or at no cost &amp;hellip; but again, that&amp;#8217;s fine too.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Building_jamaican_house&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/building-jamaican-house-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;It&amp;#8217;s always better to give people better housing&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;u&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2007/03/the_value_of_ur.html&quot;&gt;Urban land&lt;/a&gt; &lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;is one of the few valuable things government can contribute off-balance-sheet, and if you can get people onto a plot of land where they have secure tenure, and at least the &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2009/04/the-embryo-house-part-1-the-idea.html&quot;&gt;&lt;font color=&quot;#800080&quot;&gt;embryo house&lt;/font&gt;&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;, they become embryo owners, and &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2005/05/right_to_buy_ch.html&quot;&gt;homeownership improves their civic behavior&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;.&lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/u&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;[4] Open-market purchasers of all income levels&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt; were invited to buy into the development whose sectors were so spaced that successive areas were priced &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;closer and closer to full market levels.&lt;o:p&gt;&lt;/o:p&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;That&amp;#8217;s brilliant &amp;ndash; income mixing and gradually declining purchase-price subsidy. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;But, would they come? After all, social stratification is natural and Jamaicans don&amp;#8217;t like to mix!&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;WRONG! They came in droves; teachers, nurses, civil servants, members of the security forces, doctors, accountants, businessmen and returning residents as well as artisans, in response to national advertisement and were selected &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;without a single reference to politics or religion. &lt;o:p&gt;&lt;/o:p&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;I can&amp;#8217;t tell you how heartening and affirming I find Mr. Cunningham&amp;#8217;s exuberant secularism.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;At AHI lately we&amp;#8217;ve been hosting an &lt;a href=&quot;http://web.mit.edu/spurs/www/hhh/index.html&quot;&gt;MIT Humphrey Fellow&lt;/a&gt;, &lt;a href=&quot;http://web.mit.edu/spurs/www/community/&quot;&gt;Mensur Hodzic&lt;/a&gt;, whose dream is to use ethnically-mixed affordable housing to create a healing microcosm in blasted and divided &lt;st1:city w:st=&quot;on&quot;&gt;Sarajevo&lt;/st1:city&gt; in his home &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:placetype w:st=&quot;on&quot;&gt;county&lt;/st1:placetype&gt; of &lt;st1:placename w:st=&quot;on&quot;&gt;Bosnia&lt;/st1:placename&gt;&lt;/st1:place&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 9pt; COLOR: maroon; FONT-FAMILY: Verdana; mso-bidi-font-size: 10.0pt; mso-bidi-font-family: Arial&quot;&gt;Well, I try to do the things that I want &lt;br /&gt;Cause when you&amp;#8217;re dead, you know that you can&amp;#8217;t &lt;br /&gt;I&amp;#8217;d rather be a free man in my grave &lt;br /&gt;Than living as a puppet or a slave &lt;br /&gt;So as sure as the sun will shine &lt;br /&gt;I&amp;#8217;m gonna get my share right of what&amp;#8217;s mine &lt;br /&gt;And then the harder they come &lt;br /&gt;The harder they fall, one and all (Ohh, ohh, ohh)&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana; mso-bidi-font-family: Arial&quot;&gt; &lt;br style=&quot;mso-special-character: line-break&quot;&gt;&lt;br style=&quot;mso-special-character: line-break&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Give people a subsidy, and they will come:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;They came, they bought, they built.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Give people personal equity in their community, and they will build it:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;And, they taught us lessons. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Jamaican_schoolgirls&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jamaican-schoolgirls-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;That&amp;#8217;s because we Jamaicans are smart!&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;[1] They &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;extracted unbelievable &lt;a title=&quot;http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html&quot; href=&quot;http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html&quot; target=&quot;undefined&quot;&gt;construction&lt;/a&gt; value&lt;/b&gt; from their NHT and building society loans. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Give people choice and they will use it.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;[2] &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;Their construction, for a decade, became a mainstay of the &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:placename w:st=&quot;on&quot;&gt;Old&lt;/st1:placename&gt; &lt;st1:placetype w:st=&quot;on&quot;&gt;Harbour&lt;/st1:placetype&gt;&lt;/st1:place&gt; economy&lt;/b&gt;. They also provided continuous &lt;a title=&quot;http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html&quot; href=&quot;http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html&quot; target=&quot;undefined&quot;&gt;employment&lt;/a&gt; to many erstwhile squatters who viewed the newcomers as essential to their own well-being. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;At &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:placename w:st=&quot;on&quot;&gt;Wilton&lt;/st1:placename&gt; &lt;st1:placetype w:st=&quot;on&quot;&gt;Park&lt;/st1:placetype&gt;&lt;/st1:place&gt; a few weeks back, Sharad Shankardass, UN Habitat&amp;#8217;s spokesperson, told me of his immense frustration trying to convince World Bank and other economists that economic growth by itself will not fix housing.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&amp;#8220;Quite the reverse,&amp;#8221; he said with as much heat as a superbly educated and cultured spokesman can manage, &amp;#8220;housing will fix the economy!&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Jamaican_workers&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jamaican-workers-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Hard hats = hard cash&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;[3] Some built &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;cleverly appointed rental units&lt;/b&gt; on top of the units they occupied. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Others built inter-generational units&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt; occupied by mom dad, adult children, visiting friends and relatives, giving security for the kids, flexibility for the parents. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Throughout the world, we see that people given a monolithic configuration layout will personalize and customize it into variations of &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2006/02/multi_family_ho.html&quot;&gt;multi-family housing&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;That adaptation of tenure is nothing short of critical, and part of why the &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2009/04/the-embryo-house-part-1-the-idea.html&quot;&gt;&lt;font color=&quot;#800080&quot;&gt;embryo house&lt;/font&gt;&lt;/a&gt; is so important. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;[4] Planners can take a cue, since not everyone needs to own 100% of every dwelling.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Absolutely &amp;ndash; rental is always undervalued, because everyone wants to be a homeowner, and every politician wants to finance more homeownership.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;But the greatest lesson from the transformation is that poverty is a temporary state, transition from which depends upon ability and opportunity. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;With beautiful views and good services, possession of registered titles in this community is gold,&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt; even if the roads show need of repair. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/affiliates.php&quot;&gt;AHI Affiliate&lt;/a&gt; &lt;a href=&quot;http://www.amazon.com/Housing-Policy-Matters-Global-Analysis/dp/0195137159/ref=sr_1_1?ie=UTF8&amp;amp;s=books&amp;amp;qid=1244310019&amp;amp;sr=1-1&quot;&gt;Solly Angel&lt;/a&gt;, a land-use specialist whom I find a never-ending source of insight, has been advocating an urban-investment theory of &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;a href=&quot;http://www.audacity.org/downloads/SA-07a-Arterial-Grid.pdf&quot;&gt;an arterial grid of dirt roads&lt;/a&gt;&lt;/i&gt;.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;He&amp;#8217;s got a big &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;DRAFT-DO-NOT-QUOTE &lt;/i&gt;written on the piece but I think it&amp;#8217;s brilliant anyway.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Solly_angel&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/solly-angel-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Pleased to be called brilliant?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Solly Angel&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Mr. Cunningham&amp;#8217;s development is a tangible demonstration of Solly&amp;#8217;s thesis.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;So the inhabitants are not pre-occupied with conflict at the gates, but how to seize the day, transforming passive home equity into dynamic industrial wealth. Their opportunity is to unlock Hernando &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2006/05/desotos_dryer_p.html&quot;&gt;DeSoto&amp;#8217;s&lt;/a&gt;&lt;/span&gt;&lt;/u&gt; &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;Mystery of Capital&lt;/i&gt;. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The same thing applies to Nancy, who could leverage her wealth, register with NCU, become a state &lt;a title=&quot;http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html&quot; href=&quot;http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html&quot; target=&quot;undefined&quot;&gt;registered nurse&lt;/a&gt; and earn big money in the USA or Europe, while &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2007/06/capitals_underg.html&quot;&gt;adding to remittances&lt;/a&gt; which are the &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/08/the-ultimate-remittance-2.html&quot;&gt;mainstay of the Jamaican economy&lt;/a&gt;. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;I&amp;#8217;ve previously posted about &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2007/06/capitals_underg.html&quot;&gt;remittances&lt;/a&gt; &amp;ndash; we are convinced they&amp;#8217;re the dark matter of the global south housing-economic universe.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Instead, she was last seen in front of her substantial house waiting for a hand-out of a &lt;a title=&quot;http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html&quot; href=&quot;http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html&quot; target=&quot;undefined&quot;&gt;gas burner&lt;/a&gt; from Food for the Poor.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Spanish_town_market&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/spanish-town-market-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Where do they live?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Market in &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:placename w:st=&quot;on&quot;&gt;Spanish&lt;/st1:placename&gt; &lt;st1:placetype w:st=&quot;on&quot;&gt;Town&lt;/st1:placetype&gt;&lt;/st1:place&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Such are the possibilities when ordinary people acquire capital, cease to think poor, are not diverted by the daily excesses of shottas in their communities and are not depressed by the inconvenience posed by the absence of basic services. With imagination, poverty can indeed be a temporary, not a permanent or natural state. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Adds the &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;Gleaner&lt;/i&gt;, with British restraint:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;A new phase of the project is being planned.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Perhaps, it is worth emulation.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Gleanerjamaica_building_hope_through_housing_cunningham_090519&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/gleanerjamaica-building-hope-through-housing-cunningham-090519-small1.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;Cheer up, Mr. Cunningham: it&amp;#8217;s working&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 9pt; COLOR: maroon; FONT-FAMILY: Verdana; mso-bidi-font-size: 10.0pt; mso-bidi-font-family: Arial&quot;&gt;But as sure as the sun will shine &lt;br /&gt;I&amp;#8217;m gonna get my share of what&amp;#8217;s mine &lt;br /&gt;I said the harder they come &lt;br /&gt;The harder they fall, one and all (Ohh, ohh, ohh) &lt;br /&gt;I said the harder they come &lt;br /&gt;Harder they fall, one and all (Yeah, yeah, yeah) &lt;br /&gt;Break it down!&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana; mso-bidi-font-family: Arial&quot;&gt; &lt;br style=&quot;mso-special-character: line-break&quot;&gt;&lt;br style=&quot;mso-special-character: line-break&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA&quot;&gt;&lt;br style=&quot;PAGE-BREAK-BEFORE: always&quot; clear=&quot;all&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&amp;nbsp;&lt;/p&gt;
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		<title>Development done right in Jamaica?  Part 1, the gates of exclusion</title>
		<link>http://affordablehousinginstitute.org/blogs/us/2009/06/development-done-right-in-jamaica-part-1-the-gates-of-exclusion.html</link>
		<comments>http://affordablehousinginstitute.org/blogs/us/2009/06/development-done-right-in-jamaica-part-1-the-gates-of-exclusion.html#comments</comments>
		<pubDate>Thu, 11 Jun 2009 14:00:34 +0000</pubDate>
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		<description><![CDATA[Allow Jamaican columnist and developer/ architect Carlton Cunningham the voice of pride that shines through his mid-April column in The Gleaner as he describes his successful housing development:
&#160;
Building hope through housing 
&#160;
Jamaican housing is stratified. Uptown erects gated communities while downtown erects settlements at the gates. Some settlers provide valuable services to the gated, while [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">Allow Jamaican columnist and developer/ architect </span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><a href="http://www.jamaica-gleaner.com/gleaner/20090531/focus/focus5.html">Carlton Cunningham</a> </span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">the voice of pride that shines through his mid-April column in <a href="http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html">The Gleaner</a> as he describes his successful housing development:<?xml:namespace prefix ="" o ns ="" "urn:schemas-microsoft-com:office:office" /><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><b style="mso-bidi-font-weight: normal"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Building hope through housing <o:p></o:p></span></b></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Jamaican housing is stratified. Uptown erects gated communities while downtown erects settlements at the gates. Some settlers provide valuable services to the gated, while others, marginalised by lack of skills and, motivated by a &#8220;we-are-poor-because-you-are-rich&#8221; perception, seek to destroy the gate and the gated. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt; mso-highlight: aqua"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p><img alt="Montego_bay_white" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/montego-bay-white-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial">Ever wonder where live the guys cleaning your hotel room?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">It may well have been in <?xml:namespace prefix ="" st1 ns ="" "urn:schemas-microsoft-com:office:smarttags" /><st1:place w:st="on"><st1:country-region w:st="on">Jamaica</st1:country-region></st1:place>, February 1982, that I first became interested in the whys of affordable housing globally.<span style="mso-spacerun: yes">&nbsp; </span>On our honeymoon, </span><u><span style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial"><a href="http://www.affordablehousinginstitute.org/blogs/us/2006/08/happy_birthday_3.html">Nancy</a></span></u><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"> and I wandered into downtown Montego Bay, where as usual in such situations I played the local game &ndash; in this case dominos, about which Jamaicans are passionate:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt; mso-highlight: aqua"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p><img alt="Jamaica_sport_domino" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jamaica-sport-domino-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial">You hold your dominos cupped in your left hand<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial">And <i style="mso-bidi-font-style: normal">slam</i> your tile on the table<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">Of course, our hosts were pleased not only that the gangly pasty white boy sat down and played, but also that he was not entirely clueless about the game.<span style="mso-spacerun: yes">&nbsp; </span>We befriended one of them, Linford Campbell (a very Jamaican name, I came to learn), and eventually he invited us for dinner, whereupon we walked maybe a mile on a dirt road up into the verdant hills to his new house, a four-room cement construction built via a Michael-Manley inspired housing scheme, about which he was button-bustingly proud.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Jamaican_subdivision" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jamaican-subdivision-small.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial">Jamaican affordable subdivision: run wires and plumbing, stucco the walls, and it&#8217;s home sweet home<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">It&#8217;s been a decade since I thought of Linford &ndash; we lost touch in the mid-80&#8217;s &ndash; and yet I can without difficulty summon up memories of his whitewashed and pastel walls, his Bakelite plates, and our dinner of carrots and squash and goat.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">It was our first encounter with housing in the global South, and it was followed soon thereafter by our seeing <i style="mso-bidi-font-style: normal"><a href="http://en.wikipedia.org/wiki/The_Harder_They_Come">The Harder They Come</a></i>, a remarkable cinema-verite movie that spotlighted the intersection of poverty, drugs, crime, and housing:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Harder_they_come" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/harder-they-come-small.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial">The album that introduced reggae to <st1:country-region w:st="on"><st1:place w:st="on">America</st1:place></st1:country-region><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 9pt; COLOR: maroon; FONT-FAMILY: Verdana; mso-bidi-font-size: 10.0pt; mso-bidi-font-family: Arial">Well, they tell me there&#8217;s a pie up in the sky <br />Waiting for me when I die <br />But between the day you&#8217;re born and when you die <br />No one ever seems to hear you cry <br />But as sure as the sun will shine <br />I&#8217;m gonna get my share of what&#8217;s mine <br />And then the harder they come <br />The harder they fall, one and all (Ohh, ohh, ohh) <br />I said the harder they come <br />Harder they fall, one and all</span><span style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana; mso-bidi-font-family: Arial"> <br style="mso-special-character: line-break"><br style="mso-special-character: line-break"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt; mso-highlight: aqua"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p><img alt="Jimmy_clliff" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jimmy-clliff-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">As we&#8217;ve seen around the world, <i style="mso-bidi-font-style: normal">like lives with like</i>, and when rich people can use zoning or gates to create enclaves for themselves, many often do.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">But, would they come? After all, social stratification is natural and Jamaicans don&#8217;t like to mix!<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">People need workforce housing, and if they <a href="http://affordablehousinginstitute.org/blogs/us/2009/05/outlaw-in-laws-part-1-symbiotic-replication.html">cannot winkle it into existing properties</a>, they will tend <a href="http://affordablehousinginstitute.org/blogs/us/2008/07/when-money-moves-in.html">economically to expel the workers</a> to the periphery, conveniently putting </span><u><span style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial"><a href="http://www.affordablehousinginstitute.org/blogs/us/2006/09/those_people.html">&#8216;those people&#8217;</a> </span></u><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt">out of sight, out of mind:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Gleanerjamaica_building_hope_through_housing_mangowalk_090519" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/gleanerjamaica-building-hope-through-housing-mangowalk-090519-small2.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial">A view of the upscale community of Mango Walk (left) and the squatter settlement of Shanty Town, Montego Bay, just across the road, which is devaluing properties, in Mango Walk, and is causing grave concerns by many persons. &#8211; File <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Some of the gated communities display genuine concern for the settlers and so initiate <a href="http://www.jis.gov.jm/security/html/20050420T090000-0500_5439_JIS_PEACE_MANAGEMENT_INITIATIVE_LAUNCHED_IN_ST__JAMES.asp">Peace Management Initiatives</a> and other interventions, while others don&#8217;t care. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Put very poor people in close proximity to each other, and to rich people, and violence ensues, as so memorably sung by Jimmy Cliff in the breakthrough film <i style="mso-bidi-font-style: normal">The Harder They Come</i>:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><o:p><img alt="Harder_they_come" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/harder-they-come-small1.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><o:p></o:p></span>&nbsp;</p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 9pt; COLOR: maroon; FONT-FAMILY: Verdana; mso-bidi-font-size: 10.0pt; mso-bidi-font-family: Arial">I said the oppressors are trying to keep me down <br />Trying to drive me underground <br />But they think they&#8217;re gonna have the battle won <br />I say forgive them Lord, they know not what they&#8217;ve done <br />But as sure as the sun will shine <br />I&#8217;m gonna get my share of what&#8217;s mine <br />I said the harder they come <br />The harder they fall, one and all (Ohh, ohh, ohh) <br />I said the harder they come <br />Harder they fall, one and all (Yeah, yeah, yeah) <br />Break it down! </span><span style="FONT-SIZE: 10pt; COLOR: maroon; FONT-FAMILY: Verdana; mso-bidi-font-family: Arial"><br style="mso-special-character: line-break"><br style="mso-special-character: line-break"></span><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; COLOR: maroon; FONT-FAMILY: Arial; mso-highlight: aqua"><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"><o:p><img alt="Htc_021" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/htc-021-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">On the ride to a better life?<span style="mso-spacerun: yes">&nbsp; </span>Jimmy Cliff in <i style="mso-bidi-font-style: normal">Harder They Come<o:p></o:p></i></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Add to that <st1:place w:st="on"><st1:country-region w:st="on">Jamaica</st1:country-region></st1:place>&#8217;s extraordinarily rich soil, so fertile for growing ganja, and you have an inflammable mixture:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Bob_marley_ganja" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/bob-marley-ganja-small.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Getting high on life?<span style="mso-spacerun: yes">&nbsp; </span>Bob Marley<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Both gated and settlers are trapped, ultimate fighters, locked at the wrist in a death duel. <b style="mso-bidi-font-weight: normal">The trap is called underdevelopment.</b> Its most visible members are donmanship in the settlements and private security behind the gates, disfigured progeny of corrupt ancestry.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">If you haven&#8217;t heard of <a href="http://www.jamaica-gleaner.com/gleaner/20020314/cleisure/cleisure2.html">donmanship</a> (I hadn&#8217;t), here&#8217;s a <i style="mso-bidi-font-style: normal">Gleaner </i>extract from 2002:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 11pt; COLOR: #003300; mso-bidi-font-size: 10.0pt"><font face="Times New Roman">Donmanship gone a school. <b style="mso-bidi-font-weight: normal">There is growing terrorist extortion in schools. </b>Other students are being forced by the student dons to pay taxes for right of passage and presence or the victims dare not turn up at school. Like in the protection rackets on the streets, fear of reprisal shelters the extortion from exposure. <o:p></o:p></font></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I&#8217;ve previously posted about how <a href="http://affordablehousinginstitute.org/blogs/us/2009/04/childhood-poverty-damages-your-mind.html">childhood poverty damages your mind</a>, and perpetuates a cycle of poverty, how slums are <u><span style="COLOR: blue"><a href="http://www.affordablehousinginstitute.org/blogs/us/2007/03/haitis_slums_th.html">slums are houses of crime</a> </span></u>, and how <a href="http://affordablehousinginstitute.org/blogs/us/2008/08/who-wins-from-a-slum-part-1-the-actors.html">some people are a slum&#8217;s winners</a>. <u><span style="COLOR: blue"><o:p></o:p></span></u></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 11pt; COLOR: #003300; mso-bidi-font-size: 10.0pt"><font face="Times New Roman">A few weeks ago, a grieving family had to bury their bright, ambitious, peace-keeping daughter who was stabbed to death at school while trying to pacify a fight. Whole armouries of weapons are seized in some institutions and there have been arrests of students for guns and ammunition. The police could profitably open a special statistical category for school-related crimes including an increasing number of murder cases. <o:p></o:p></font></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Kingston_slum" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/kingston-slum-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">A slum in <st1:place w:st="on"><st1:city w:st="on">Kingston</st1:city>, <st1:country-region w:st="on">Jamaica</st1:country-region></st1:place><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Poverty and lack of education tie to crime, via drugs:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 11pt; COLOR: #003300; mso-bidi-font-size: 10.0pt"><font face="Times New Roman">There is ganja at Munro &#8211; and everywhere else. There is booze (as The Sunday Gleaner has recently documented), and there is every other kind of drug readily available. Not only is there widespread use but students are peddlers on campus. <o:p></o:p></font></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; COLOR: #003300"><o:p><font face="Times New Roman">&nbsp;</font></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><a href="http://www.jamaica-gleaner.com/gleaner/20090531/focus/focus5.html">Mr. Cunningham</a> evidently comes to housing via workforce development.<span style="mso-spacerun: yes">&nbsp; </span>He&#8217;s a former managing director of <a href="http://www.moa.gov.jm/about/agencies/sugar.php">Sugar Industry Housing Limited</a> (SIHL), which:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 11pt; COLOR: navy; mso-bidi-font-size: 12.0pt"><font face="Times New Roman">The Sugar Industry Housing Ltd. (SIHL) is a wholly owned subsidiary of the Sugar Industry Authority and its mandate is to provide for <b style="mso-bidi-font-weight: normal">the housing needs of the workers</b> in the industry. <o:p></o:p></font></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><o:p><font face="Times New Roman" size="3">&nbsp;</font></o:p></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Increasingly I&#8217;m becoming convinced that in <a href="http://www.affordablehousinginstitute.org/resources/library/AHI_Fusion_Countries.pdf">fusion countries</a>, if municipal is politically weak or has a shortage of banking and financing expertise, the best approach is a direct partnership between <a href="http://www.jamaicasugar.org/SIRIIndex.htm">the dominant employer</a>, the poor, and a financial backing agency (whether domestic or international).<span style="mso-spacerun: yes">&nbsp; </span>Mr. Cunningham evidently shares that view:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">But suppose we create a different vision, where there is no fundamental distinction between settlement or gated, where both share basic facilities and amenities of identical standard, so that:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Scandal bag waste disposal no longer coexists with &#8220;Bed, Bath &amp; Beyond&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">In <st1:place w:st="on">Africa</st1:place>, they&#8217;re called &#8216;flying toilets&#8217;.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Flying_toilet_kibera" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/flying-toilet-kibera-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Flying toilets, Kibera<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Nor are the public conveniences any better.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Kingston_urinal" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/kingston-urinal-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Think that&#8217;s clean?<span style="mso-spacerun: yes">&nbsp; </span><st1:place w:st="on"><st1:city w:st="on">Kingston</st1:city>, <st1:country-region w:st="on">Jamaica</st1:country-region></st1:place><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Potable water is commonly available.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Drinking_from_pipe" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/drinking-from-pipe-small.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Stealing water from the pipe<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">When it rains there is no fear of drowning or land slippage, because the site is on rocky ground, not a riverbed, nor is it in a flood prone depression.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Manila_slum" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/manila-slum-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Slums in <st1:city w:st="on"><st1:place w:st="on">Manila</st1:place></st1:city><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Where no gated visitor to a settlement ever has to cry real tears because he never believed that fellow Jamaicans could live in such squalor.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Child_ocho_rios" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/child-ocho-rios-small.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Child in <st1:place w:st="on"><st1:city w:st="on">Ocho Rios</st1:city>, <st1:country-region w:st="on">Jamaica</st1:country-region></st1:place><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">(<a href="http://www.flickr.com/photos/bz3rk/2419996268/">More great photos by James Willamor may be found here</a>.)<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><a name="OLE_LINK1"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">A little-publicised development in Old Harbour, called Old Harbour Glades, to mark its evolution from the bad lands of Succaba Settlement, </span></a><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">has boldly achieved much of that vision and, remarkably, it has done so with solutions which have resulted in the Government being fully repaid for its input of land and services and with no significant overruns, so the escalation clause in nearly 2,000 purchase contracts in seven phases; A1, A2, B, C, D, E, E1 averaging 250 lots each, has never been used. How did this come about? <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Jimmy_cliff_2" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jimmy-cliff-2-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">How hard did it come?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">[Continued tomorrow in Part 2.]</span></i></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt"><o:p></o:p></span></i>&nbsp;</p>
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<input type="hidden" name="postContent_0" value="&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;Allow Jamaican columnist and developer/ architect &lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://www.jamaica-gleaner.com/gleaner/20090531/focus/focus5.html&quot;&gt;Carlton Cunningham&lt;/a&gt; &lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;the voice of pride that shines through his mid-April column in &lt;a href=&quot;http://www.jamaica-gleaner.com/gleaner/20090419/focus/focus7.html&quot;&gt;The Gleaner&lt;/a&gt; as he describes his successful housing development:&lt;?xml:namespace prefix =&quot;&quot; o ns =&quot;&quot; &quot;urn:schemas-microsoft-com:office:office&quot; /&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Building hope through housing &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Jamaican housing is stratified. Uptown erects gated communities while downtown erects settlements at the gates. Some settlers provide valuable services to the gated, while others, marginalised by lack of skills and, motivated by a &amp;#8220;we-are-poor-because-you-are-rich&amp;#8221; perception, seek to destroy the gate and the gated. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Montego_bay_white&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/montego-bay-white-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;Ever wonder where live the guys cleaning your hotel room?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;It may well have been in &lt;?xml:namespace prefix =&quot;&quot; st1 ns =&quot;&quot; &quot;urn:schemas-microsoft-com:office:smarttags&quot; /&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:country-region w:st=&quot;on&quot;&gt;Jamaica&lt;/st1:country-region&gt;&lt;/st1:place&gt;, February 1982, that I first became interested in the whys of affordable housing globally.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;On our honeymoon, &lt;/span&gt;&lt;u&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2006/08/happy_birthday_3.html&quot;&gt;Nancy&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt; and I wandered into downtown Montego Bay, where as usual in such situations I played the local game &amp;ndash; in this case dominos, about which Jamaicans are passionate:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Jamaica_sport_domino&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jamaica-sport-domino-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;You hold your dominos cupped in your left hand&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;And &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;slam&lt;/i&gt; your tile on the table&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;Of course, our hosts were pleased not only that the gangly pasty white boy sat down and played, but also that he was not entirely clueless about the game.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;We befriended one of them, Linford Campbell (a very Jamaican name, I came to learn), and eventually he invited us for dinner, whereupon we walked maybe a mile on a dirt road up into the verdant hills to his new house, a four-room cement construction built via a Michael-Manley inspired housing scheme, about which he was button-bustingly proud.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Jamaican_subdivision&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jamaican-subdivision-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;Jamaican affordable subdivision: run wires and plumbing, stucco the walls, and it&amp;#8217;s home sweet home&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;It&amp;#8217;s been a decade since I thought of Linford &amp;ndash; we lost touch in the mid-80&amp;#8217;s &amp;ndash; and yet I can without difficulty summon up memories of his whitewashed and pastel walls, his Bakelite plates, and our dinner of carrots and squash and goat.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;It was our first encounter with housing in the global South, and it was followed soon thereafter by our seeing &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;a href=&quot;http://en.wikipedia.org/wiki/The_Harder_They_Come&quot;&gt;The Harder They Come&lt;/a&gt;&lt;/i&gt;, a remarkable cinema-verite movie that spotlighted the intersection of poverty, drugs, crime, and housing:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Harder_they_come&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/harder-they-come-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;The album that introduced reggae to &lt;st1:country-region w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;America&lt;/st1:place&gt;&lt;/st1:country-region&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 9pt; COLOR: maroon; FONT-FAMILY: Verdana; mso-bidi-font-size: 10.0pt; mso-bidi-font-family: Arial&quot;&gt;Well, they tell me there&amp;#8217;s a pie up in the sky &lt;br /&gt;Waiting for me when I die &lt;br /&gt;But between the day you&amp;#8217;re born and when you die &lt;br /&gt;No one ever seems to hear you cry &lt;br /&gt;But as sure as the sun will shine &lt;br /&gt;I&amp;#8217;m gonna get my share of what&amp;#8217;s mine &lt;br /&gt;And then the harder they come &lt;br /&gt;The harder they fall, one and all (Ohh, ohh, ohh) &lt;br /&gt;I said the harder they come &lt;br /&gt;Harder they fall, one and all&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Verdana; mso-bidi-font-family: Arial&quot;&gt; &lt;br style=&quot;mso-special-character: line-break&quot;&gt;&lt;br style=&quot;mso-special-character: line-break&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Jimmy_clliff&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jimmy-clliff-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;As we&amp;#8217;ve seen around the world, &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;like lives with like&lt;/i&gt;, and when rich people can use zoning or gates to create enclaves for themselves, many often do.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;But, would they come? After all, social stratification is natural and Jamaicans don&amp;#8217;t like to mix!&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;People need workforce housing, and if they &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2009/05/outlaw-in-laws-part-1-symbiotic-replication.html&quot;&gt;cannot winkle it into existing properties&lt;/a&gt;, they will tend &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/07/when-money-moves-in.html&quot;&gt;economically to expel the workers&lt;/a&gt; to the periphery, conveniently putting &lt;/span&gt;&lt;u&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2006/09/those_people.html&quot;&gt;&amp;#8216;those people&amp;#8217;&lt;/a&gt; &lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;out of sight, out of mind:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Gleanerjamaica_building_hope_through_housing_mangowalk_090519&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/gleanerjamaica-building-hope-through-housing-mangowalk-090519-small2.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial&quot;&gt;A view of the upscale community of Mango Walk (left) and the squatter settlement of Shanty Town, Montego Bay, just across the road, which is devaluing properties, in Mango Walk, and is causing grave concerns by many persons. &amp;#8211; File &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Some of the gated communities display genuine concern for the settlers and so initiate &lt;a href=&quot;http://www.jis.gov.jm/security/html/20050420T090000-0500_5439_JIS_PEACE_MANAGEMENT_INITIATIVE_LAUNCHED_IN_ST__JAMES.asp&quot;&gt;Peace Management Initiatives&lt;/a&gt; and other interventions, while others don&amp;#8217;t care. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Put very poor people in close proximity to each other, and to rich people, and violence ensues, as so memorably sung by Jimmy Cliff in the breakthrough film &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;The Harder They Come&lt;/i&gt;:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Harder_they_come&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/harder-they-come-small1.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&amp;nbsp;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 9pt; COLOR: maroon; FONT-FAMILY: Verdana; mso-bidi-font-size: 10.0pt; mso-bidi-font-family: Arial&quot;&gt;I said the oppressors are trying to keep me down &lt;br /&gt;Trying to drive me underground &lt;br /&gt;But they think they&amp;#8217;re gonna have the battle won &lt;br /&gt;I say forgive them Lord, they know not what they&amp;#8217;ve done &lt;br /&gt;But as sure as the sun will shine &lt;br /&gt;I&amp;#8217;m gonna get my share of what&amp;#8217;s mine &lt;br /&gt;I said the harder they come &lt;br /&gt;The harder they fall, one and all (Ohh, ohh, ohh) &lt;br /&gt;I said the harder they come &lt;br /&gt;Harder they fall, one and all (Yeah, yeah, yeah) &lt;br /&gt;Break it down! &lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: maroon; FONT-FAMILY: Verdana; mso-bidi-font-family: Arial&quot;&gt;&lt;br style=&quot;mso-special-character: line-break&quot;&gt;&lt;br style=&quot;mso-special-character: line-break&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; COLOR: maroon; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Htc_021&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/htc-021-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;On the ride to a better life?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Jimmy Cliff in &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;Harder They Come&lt;o:p&gt;&lt;/o:p&gt;&lt;/i&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Add to that &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:country-region w:st=&quot;on&quot;&gt;Jamaica&lt;/st1:country-region&gt;&lt;/st1:place&gt;&amp;#8217;s extraordinarily rich soil, so fertile for growing ganja, and you have an inflammable mixture:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Bob_marley_ganja&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/bob-marley-ganja-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Getting high on life?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Bob Marley&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Both gated and settlers are trapped, ultimate fighters, locked at the wrist in a death duel. &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;The trap is called underdevelopment.&lt;/b&gt; Its most visible members are donmanship in the settlements and private security behind the gates, disfigured progeny of corrupt ancestry.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;If you haven&amp;#8217;t heard of &lt;a href=&quot;http://www.jamaica-gleaner.com/gleaner/20020314/cleisure/cleisure2.html&quot;&gt;donmanship&lt;/a&gt; (I hadn&amp;#8217;t), here&amp;#8217;s a &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;Gleaner &lt;/i&gt;extract from 2002:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #003300; mso-bidi-font-size: 10.0pt&quot;&gt;&lt;font face=&quot;Times New Roman&quot;&gt;Donmanship gone a school. &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;There is growing terrorist extortion in schools. &lt;/b&gt;Other students are being forced by the student dons to pay taxes for right of passage and presence or the victims dare not turn up at school. Like in the protection rackets on the streets, fear of reprisal shelters the extortion from exposure. &lt;o:p&gt;&lt;/o:p&gt;&lt;/font&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;I&amp;#8217;ve previously posted about how &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2009/04/childhood-poverty-damages-your-mind.html&quot;&gt;childhood poverty damages your mind&lt;/a&gt;, and perpetuates a cycle of poverty, how slums are &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;a href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2007/03/haitis_slums_th.html&quot;&gt;slums are houses of crime&lt;/a&gt; &lt;/span&gt;&lt;/u&gt;, and how &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/08/who-wins-from-a-slum-part-1-the-actors.html&quot;&gt;some people are a slum&amp;#8217;s winners&lt;/a&gt;. &lt;u&gt;&lt;span style=&quot;COLOR: blue&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/u&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #003300; mso-bidi-font-size: 10.0pt&quot;&gt;&lt;font face=&quot;Times New Roman&quot;&gt;A few weeks ago, a grieving family had to bury their bright, ambitious, peace-keeping daughter who was stabbed to death at school while trying to pacify a fight. Whole armouries of weapons are seized in some institutions and there have been arrests of students for guns and ammunition. The police could profitably open a special statistical category for school-related crimes including an increasing number of murder cases. &lt;o:p&gt;&lt;/o:p&gt;&lt;/font&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Kingston_slum&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/kingston-slum-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;A slum in &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Kingston&lt;/st1:city&gt;, &lt;st1:country-region w:st=&quot;on&quot;&gt;Jamaica&lt;/st1:country-region&gt;&lt;/st1:place&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Poverty and lack of education tie to crime, via drugs:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: #003300; mso-bidi-font-size: 10.0pt&quot;&gt;&lt;font face=&quot;Times New Roman&quot;&gt;There is ganja at Munro &amp;#8211; and everywhere else. There is booze (as The Sunday Gleaner has recently documented), and there is every other kind of drug readily available. Not only is there widespread use but students are peddlers on campus. &lt;o:p&gt;&lt;/o:p&gt;&lt;/font&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; COLOR: #003300&quot;&gt;&lt;o:p&gt;&lt;font face=&quot;Times New Roman&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;a href=&quot;http://www.jamaica-gleaner.com/gleaner/20090531/focus/focus5.html&quot;&gt;Mr. Cunningham&lt;/a&gt; evidently comes to housing via workforce development.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;He&amp;#8217;s a former managing director of &lt;a href=&quot;http://www.moa.gov.jm/about/agencies/sugar.php&quot;&gt;Sugar Industry Housing Limited&lt;/a&gt; (SIHL), which:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 11pt; COLOR: navy; mso-bidi-font-size: 12.0pt&quot;&gt;&lt;font face=&quot;Times New Roman&quot;&gt;The Sugar Industry Housing Ltd. (SIHL) is a wholly owned subsidiary of the Sugar Industry Authority and its mandate is to provide for &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;the housing needs of the workers&lt;/b&gt; in the industry. &lt;o:p&gt;&lt;/o:p&gt;&lt;/font&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;o:p&gt;&lt;font face=&quot;Times New Roman&quot; size=&quot;3&quot;&gt;&amp;nbsp;&lt;/font&gt;&lt;/o:p&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Increasingly I&amp;#8217;m becoming convinced that in &lt;a href=&quot;http://www.affordablehousinginstitute.org/resources/library/AHI_Fusion_Countries.pdf&quot;&gt;fusion countries&lt;/a&gt;, if municipal is politically weak or has a shortage of banking and financing expertise, the best approach is a direct partnership between &lt;a href=&quot;http://www.jamaicasugar.org/SIRIIndex.htm&quot;&gt;the dominant employer&lt;/a&gt;, the poor, and a financial backing agency (whether domestic or international).&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Mr. Cunningham evidently shares that view:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;But suppose we create a different vision, where there is no fundamental distinction between settlement or gated, where both share basic facilities and amenities of identical standard, so that:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Scandal bag waste disposal no longer coexists with &amp;#8220;Bed, Bath &amp;amp; Beyond&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;In &lt;st1:place w:st=&quot;on&quot;&gt;Africa&lt;/st1:place&gt;, they&amp;#8217;re called &amp;#8216;flying toilets&amp;#8217;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Flying_toilet_kibera&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/flying-toilet-kibera-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Flying toilets, Kibera&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Nor are the public conveniences any better.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Kingston_urinal&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/kingston-urinal-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Think that&amp;#8217;s clean?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Kingston&lt;/st1:city&gt;, &lt;st1:country-region w:st=&quot;on&quot;&gt;Jamaica&lt;/st1:country-region&gt;&lt;/st1:place&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Potable water is commonly available.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Drinking_from_pipe&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/drinking-from-pipe-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Stealing water from the pipe&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;When it rains there is no fear of drowning or land slippage, because the site is on rocky ground, not a riverbed, nor is it in a flood prone depression.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Manila_slum&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/manila-slum-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Slums in &lt;st1:city w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;Manila&lt;/st1:place&gt;&lt;/st1:city&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Where no gated visitor to a settlement ever has to cry real tears because he never believed that fellow Jamaicans could live in such squalor.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Child_ocho_rios&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/child-ocho-rios-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Child in &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:city w:st=&quot;on&quot;&gt;Ocho Rios&lt;/st1:city&gt;, &lt;st1:country-region w:st=&quot;on&quot;&gt;Jamaica&lt;/st1:country-region&gt;&lt;/st1:place&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;(&lt;a href=&quot;http://www.flickr.com/photos/bz3rk/2419996268/&quot;&gt;More great photos by James Willamor may be found here&lt;/a&gt;.)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;a name=&quot;OLE_LINK1&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;A little-publicised development in Old Harbour, called Old Harbour Glades, to mark its evolution from the bad lands of Succaba Settlement, &lt;/span&gt;&lt;/a&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;has boldly achieved much of that vision and, remarkably, it has done so with solutions which have resulted in the Government being fully repaid for its input of land and services and with no significant overruns, so the escalation clause in nearly 2,000 purchase contracts in seven phases; A1, A2, B, C, D, E, E1 averaging 250 lots each, has never been used. How did this come about? &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Jimmy_cliff_2&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/jimmy-cliff-2-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;How hard did it come?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;[Continued tomorrow in Part 2.]&lt;/span&gt;&lt;/i&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/i&gt;&amp;nbsp;&lt;/p&gt;
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		<slash:comments>0</slash:comments>
		</item>
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