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		<title>Managing the lifeboats</title>
		<link>http://affordablehousinginstitute.org/blogs/us/2009/03/managing-the-lifeboats.html</link>
		<comments>http://affordablehousinginstitute.org/blogs/us/2009/03/managing-the-lifeboats.html#comments</comments>
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				<category><![CDATA[Boston]]></category>
		<category><![CDATA[DTA]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Homeless]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Massachusetts]]></category>
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		<description><![CDATA[The ship is sinking.  
 

Women, children, and credited cast members first
 
You have lifeboats in the water.
 

 
But you have fewer lifeboats than passengers.
 

We thought they were enough, for the ship could never sink
 
What do you do?
 

Get away from the wreck as quickly as possible?
 
As reported in the Boston Globe, that dilemma confronts Julia Kehoe:
 
Julia E. Kehoe, [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">The ship is sinking.<span>  </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="background: aqua none repeat scroll 0% 0%; font-size: 10pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; font-family: Arial"></span><span style="font-size: 10pt; font-family: Arial"><o:p><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestitanic-movie-lifeboats-descending-04-small.jpg" alt="Titanic_movie_lifeboats_descending_04" border="0" /></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">Women, children, and credited cast members first<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">You have lifeboats in the water.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestitanic-lowering-lifeboats-01-small.jpg" alt="Titanic_lowering_lifeboats_01" border="0" /></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">But you have fewer lifeboats than passengers.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestitanic-lifeboats-02-small.jpg" alt="Titanic_lifeboats_02" border="0" /></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">We thought they were enough, for the ship could never sink<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">What do you do?<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="background: aqua none repeat scroll 0% 0%; font-size: 10pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; font-family: Arial"></span><span style="font-size: 10pt; font-family: Arial"><o:p><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestitanic-movie-lifeboat-03-small.jpg" alt="Titanic_movie_lifeboat_03" border="0" /></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">Get away from the wreck as quickly as possible?<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">As reported in the <a href="http://www.boston.com/news/local/massachusetts/articles/2009/02/17/homeless_families_face_strict_new_rules/">Boston Globe</a>, t</span><span style="font-size: 10pt; font-family: Arial">hat dilemma confronts Julia Kehoe:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><a href="http://www.mass.gov/?pageID=eohhs2terminal&amp;L=4&amp;L0=Home&amp;L1=Government&amp;L2=Newsroom&amp;L3=Meet+the+Health+and+Human+Services+Leadership+Team&amp;sid=Eeohhs2&amp;b=terminalcontent&amp;f=eohhs_questions_answers_dta&amp;csid=Eeohhs2">Julia E. Kehoe</a>, the commissioner of the <a href="http://www.mass.gov/?pageID=eohhs2agencylanding&amp;L=4&amp;L0=Home&amp;L1=Government&amp;L2=Departments+and+Divisions&amp;L3=Department+of+Transitional+Assistance&amp;sid=Eeohhs2">Department of Transitional Assistance</a>, which oversees state shelters, said the system is &#8220;overburdened&#8221; and must change to provide services more equitably.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="background: aqua none repeat scroll 0% 0%; font-size: 10pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; font-family: Arial"></span><span style="font-size: 10pt; font-family: Arial"><o:p><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesjulia-kehoe-small.jpg" alt="Julia_kehoe" border="0" /></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">Trying to provide services equitably: Julia Kehoe<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><em><span style="font-size: 10pt; font-family: Arial">[Full disclosure; I worked with Julia when she was executive director of the <a href="http://www.mbhp.org/index.asp">Metropolitan Boston Housing Partnership</a>.<span>  </span><a href="http://affordablehousinginstitute.org/blogs/us/2009/02/hoarding-and-housing-part-1-more-prevalent-than-you-think.html">MBHP does great work</a>, and Julia's good people, so I'm biased. – Ed.]<o:p></o:p></span></em></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Key to these programs is the department&#8217;s name, <em><a href="http://www.mass.gov/?pageID=eohhs2terminal&amp;L=4&amp;L0=Home&amp;L1=Government&amp;L2=Departments+and+Divisions&amp;L3=Department+of+Transitional+Assistance&amp;sid=Eeohhs2&amp;b=terminalcontent&amp;f=dta_g_dta_commissmessage&amp;csid=Eeohhs2">Transitional <span style="font-style: normal">Assistance</span></a></em>.<span>  </span>As the Web site says:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 11pt; color: navy">At DTA, we provide individuals and families with food assistance, job assistance, cash assistance and emergency shelter.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 11pt; color: navy"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 11pt; color: navy">DTA administers benefits such as Food Stamp Benefits, Transitional Aid to Families with Dependent Children (TAFDC), Emergency Aid to the Elderly, Disabled and Children (EAEDC) and Emergency Assistance (EA).   <strong>Because DTA emphasizes transitional assistance</strong>, recipients are encouraged to participate in education, training and job search activities to assist in obtaining employment, which helps us all achieve our potential and maximizes our independence.  With our support, <strong>our clients are given the tools to improve their lives.</strong> <o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Basically, you have two choices:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Fill the lifeboats with the first in, and then repel all boarders.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Have a rotation, some in and some out of the boat.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestitanic-winslet-water-small.jpg" alt="Titanic_winslet_water" border="0" /></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">Leo, you&#8217;ll have to understand, I&#8217;m <em>in</em> the lifeboat<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">If you&#8217;re going to choose a rotation, what rules might you select?<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">Less than two years after vowing to end homelessness in <st1:place w:st="on"><st1:state w:st="on">Massachusetts</st1:state></st1:place>, the Patrick administration has proposed new regulations that it acknowledges could force hundreds of homeless families back on the street.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Consider me exasperated by the sophist false dichotomy set up in the opening sentence.<span>  </span>Supply is not being cut.<span>  </span>Rather, in forcing &#8216;hundreds of homeless families back on the street,&#8217; as the <em>Globe </em>puts it, the Patrick Administration is proposing to bring hundreds of other deserving families off the streets.<span>  </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">The regulations, scheduled to take effect April 1, would deny shelter to families who:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">1. In the last three years, had been evicted from public or subsidized housing, or ‘had abandoned such housing&#8217; without good cause.<span>  </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">2. Fail (a) to meet a new 30-hour per week work requirement or (b) to save 30% of their income.<span>  </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><em><span style="font-size: 10pt; font-family: Arial">[Both sentences rewritten for clarity. – Ed.]<o:p></o:p></span></em></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">So we have two tests.<span>  </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">1. Were you in affordable housing and then left it, either because you were kicked out or because you walked away without a good reason?<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">2. If we have been giving you free housing, have you put the time to use (the work requirement) and put aside the money you&#8217;d otherwise have had to spend on housing?<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Do either of them seem unachievable to you?<span>  </span>Unreasonable?<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesunconvinced-small.jpg" alt="Unconvinced" border="0" /></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">I take some convincing<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">What about these rules?<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">They also would:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">3. Reduce from six months to three months the period families can remain in shelters <em>after their incomes rise above state limits.<span>  </span>[Emphasis added.]<o:p></o:p></em></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">4. Force out families absent from shelters for at least two consecutive nights as well as those who reject one offer of housing without good reason.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">5. Deny benefits for families whose members have outstanding default or arrest warrants.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">6. [Deny benefits to] those whose only child is between ages 18 and 21, unless the child has a disability or is in high school.<span>  </span><em>[In our society, 18 and above is a child no longer. – Ed.] <o:p></o:p></em></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Do any of those seem unduly draconian to you?<span>  </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesnope-small.jpg" alt="Nope" border="0" /></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">Thought not<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Some thought so:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">Advocates for the homeless decried the proposal, which comes at a time when more homeless families are seeking beds in state shelters and remaining there longer. This month, the state is providing shelter for a record of nearly 2,700 families &#8211; one-quarter of them cramming for weeks at a time in expensive, often unsuitable motel rooms.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="background: aqua none repeat scroll 0% 0%; font-size: 10pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; font-family: Arial"></span><span style="font-size: 10pt; font-family: Arial"><o:p><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imageshomeless-family-small.jpg" alt="Homeless_family" border="0" /></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">Whatever the choices, it&#8217;s not easy<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">&#8220;This is not the time to change the safety net,&#8221; said <a href="http://npach.org/basics/2006/12/board_of_directors.html">Robyn Frost</a>, executive director of the <a href="http://www.mahomeless.org/">Massachusetts Coalition for the Homeless</a>. &#8220;The number of people in need of shelter is like nothing we&#8217;ve ever seen. There&#8217;s never been such a desperate need for housing, and these changes could be devastating. They couldn&#8217;t come at a worse time.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagessafety-net-fall-small.jpg" alt="Safety_net_fall" border="0" /></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">Don&#8217;t mess with my safety net when I&#8217;m falling on it<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">While I understand Ms. Frost&#8217;s concern for her constituents, the issue isn&#8217;t <a href="http://affordablehousinginstitute.org/blogs/us/2006/01/no_room_of_ones.html">whether we need more homeless housing</a> – <a href="http://affordablehousinginstitute.org/blogs/us/2007/11/the-homeless-magnet.html">we do</a> – but whether, given the finite supply, we give it to those where it will make the most difference.<span>  </span>Hence, I&#8217;m with Ms. Kehoe:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">&#8220;It is certainly not our intent to be punitive, and we understand the difficulties families are facing,&#8221; Kehoe said. &#8220;But we are responsible for transforming the system, and particularly at a challenging time, it is absolutely critical that all stakeholders need to work together to make sure that families have the greatest chance of moving out of shelter and poverty.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">And she has the evidence on her side:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">While hundreds of families will likely lose their shelter beds, she said the changes would open space for qualifying families, many of whom the state is now paying an average of $85 a night to stay in motels. <strong>Last week, more than 630 families, including about 1,000 children, were <a href="http://coloradoindependent.com/4821/no-vacancy-dnc-may-displace-denver-homeless">staying at motels</a>, waiting an average 22 days for a spot at the state&#8217;s 59 shelters.<o:p></o:p></strong></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Thus we have families staying in motel rooms – at the state&#8217;s expense (average $85 a night, or a whopping $2,550 per month) – because there is no room in the homeless-shelter lifeboats.<span>  </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesliving-in-a-car-small.jpg" alt="Living_in_a_car" border="0" /></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">Sometimes the choice is living in a car<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">By reducing those eligible for shelter, Kehoe said the new regulations would save the state $520,000 this fiscal year and more than $11 million in fiscal 2010. &#8220;<strong>Given our limited resources</strong>, <strong>we wanted to encourage people to find housing</strong> or stay where they are, rather than encouraging them to come into the system,&#8221; she said.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><em><span style="font-size: 10pt; font-family: Arial">Now </span></em><span style="font-size: 10pt; font-family: Arial">are you more willing to push out into the market those who have been evicted from affordable housing, who haven&#8217;t used their time in the shelter to work or save a little money, who are staying in the shelter even though their income has risen, and so on?<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesiz-my-turn-small.jpg" alt="Iz_my_turn" border="0" /></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">I haven&#8217;t finished using it<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">There&#8217;s also <a href="http://affordablehousinginstitute.org/blogs/us/2005/06/the_law_of_the.html">the Law of the Observant Herd</a>: forcing out those who aren&#8217;t diligent or who disrespect the benefits they are receiving sends the best possible signal to all those who are wondering which behavior to adopt.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">But those who work with the state&#8217;s neediest residents said the new &#8220;harsh restrictions&#8221; will only make it harder for the homeless to find a way out of poverty.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">They will make it harder for <em>some</em> homeless; they will make it easier for <em>some other </em>homeless.<span>  </span>A rotation policy isn&#8217;t anti-poor.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">They said many of the regulations are open to interpretation and risk being applied unfairly if a shelter director doesn&#8217;t consider an explanation reasonable. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="background: aqua none repeat scroll 0% 0%; font-size: 10pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; font-family: Arial"></span><span style="font-size: 10pt; font-family: Arial"><o:p><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesperfectly-good-explanation-small.jpg" alt="Perfectly_good_explanation" border="0" /></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">Keep thinking!<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">That&#8217;s always true of <em>any</em> regulations.<span>  </span>The alternative is to save everybody, which the state can&#8217;t afford.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">But Kehoe insisted the regulations will be applied fairly and noted they provide exceptions for:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">Families trying to pay down their debt<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">Those who hold jobs that might make them reluctant to accept a housing opportunity too far away<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">Others who can&#8217;t find affordable housing after their income rises above welfare limits.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Hard to argue with any of that.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesargue-small.jpg" alt="Argue" border="0" /></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">You think it&#8217;s hard to argue?<span>  </span>I&#8217;ll <em>show</em> you hard to argue!<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">She and other state officials said the regulations are part of the administration&#8217;s effort to overhaul the shelter system by <strong>more quickly moving the homeless into more permanent housing</strong>. In 2007, state officials moved the last homeless family out of a motel and heralded it as part of their new strategy to help all of the state&#8217;s homeless find permanent housing.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">So the state was making progress &#8212; then the recession hit, and the demand has spiked.<span>  </span>(Rents are down a little, <a href="http://affordablehousinginstitute.org/blogs/us/2006/03/housing_demand.html">not enough to make a difference in housing consumption</a>.)<span>  </span>That spike has spurred the state to innovate in pursuit of efficiency:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">As part of that plan, the state recently merged the welfare agency&#8217;s emergency shelter programs with housing programs run by the <a href="http://www.mass.gov/?pageID=ehedagencylanding&amp;L=4&amp;L0=Home&amp;L1=Economic+Analysis&amp;L2=Executive+Office+of+Housing+and+Economic+Development&amp;L3=Department+of+Housing+and+Community+Development&amp;sid=Ehed">Department of Housing and Community Development</a> and is now planning eight regional networks to better coordinate homeless services and housing.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Homeless shelters aren&#8217;t affordable housing, although they can overlap in customers and purposes.<span>  </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">And this month, <strong>the state revised the way it pays shelters</strong>, holding back thousands of dollars in payments until homeless families are housed. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">&#8216;Pay for performance&#8217; should work for shelters as much as it works for the sheltered.<span>  </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">The state now withholds its final payments for a year after the family leaves the system, as part of an incentive for shelters to extend their services to help keep the families housed.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Our goal, remember, is to get people out of shelters and into self-sufficiency.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">&#8220;We know the severity of the problem, and we&#8217;re trying to provide a comprehensive approach,&#8221; said Bob Pulster, executive director of the state&#8217;s Interagency <a href="http://www.mass.gov/?pageID=gov3subtopic&amp;L=5&amp;L0=Home&amp;L1=Our+Team&amp;L2=Lieutenant+Governor+Timothy+P.+Murray&amp;L3=Councils&amp;L4=Interagency+Council+on+Housing+and+Homelessness&amp;sid=Agov3">Council on Housing and Homelessness</a>.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesbob-pulster-small.jpg" alt="Bob_pulster" border="0" /></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">Pulster (on the left), seeking a comprehensive approach<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">He and others said they expect to receive millions of dollars from the federal stimulus package, which they hope will ease the state&#8217;s growing burden.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">But they said federal money won&#8217;t stop the new regulations from taking effect &#8211; and the imminent changes have Grace Monteiro worried.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">The 28-year-old mother of a toddler has been in and out of shelters and apartments for several years. In the fall of 2007, six months after landing a $15-an-hour job as an administrative assistant, she was forced to move out of a shelter because she exceeded the income requirements, which is now an income of $1,578 a month for a family of two.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Ms. Monteiro and her son appear to be the archetypal customer we are trying to help – someone who is teetering on the cusp of self-sufficiency.<span>  </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesglobe-grace-monteiro-small.jpg" alt="Globe_grace_monteiro" border="0" /></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">&#8221;It&#8217;s a catch-22,&#8221; Grace Monteiro, with her son Keegan, said of housing regulations for the city&#8217;s homeless. Monteiro, 28, has been in and out of shelters and apartments for several years. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">So she moved into an expensive studio apartment &#8211; she couldn&#8217;t find affordable housing in time &#8211; but she had trouble balancing the rent with her other expenses.<span>  </span>Within a few months, Monteiro lost her job <em>[What reason? – Ed.] </em>and she and her son moved into a state-subsidized motel room and then back into the shelter system.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">She says three months isn&#8217;t long enough for many families to find affordable apartments, which are increasingly scarce. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Certainly, there&#8217;s no doubt that affordable apartments are hard to come by here.<span>  </span>Ms. Monteiro needs roommates or a sharing arrangement.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">As a result, she thinks the new regulations will just encourage more parents to avoid working.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">&#8220;It&#8217;s a catch-22,&#8221; she said. &#8220;I want to get a job, but I&#8217;m afraid to get a job. I don&#8217;t want to repeat what happened last time.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">Although I&#8217;ve never been homeless, I&#8217;m convinced that <a href="http://affordablehousinginstitute.org/blogs/us/2008/05/you-are-what-you-live-in.html">you are what you live in</a> – and if you&#8217;re homeless, you cannot possibly be as effective in your life and your work as if you have some stable housing.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt 0.5in"><span style="font-size: 10pt; font-family: Arial">&#8220;Because if I don&#8217;t have housing after three months, then what? This just makes it harder to do the right thing.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial">The right thing is to find a way out of the <a href="http://affordablehousinginstitute.org/blogs/us/2005/04/means_testing_p.html">poverty trap</a> within three months, or manage the lifeboats to give someone else a try to do so.<span>  </span><o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><img src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestitanic-winslet-water-small1.jpg" alt="Titanic_winslet_water" border="0" /></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 8pt; font-family: Arial">Kate, honey, don&#8217;t you think it&#8217;s my turn in the lifeboat?<o:p></o:p></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt"><span style="font-size: 10pt; font-family: Arial"><o:p> </o:p></span></p>
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<input type="hidden" name="postContent_0" value="&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;The ship is sinking.&lt;span&gt;  &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;background: aqua none repeat scroll 0% 0%; font-size: 10pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; font-family: Arial&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestitanic-movie-lifeboats-descending-04-small.jpg&quot; alt=&quot;Titanic_movie_lifeboats_descending_04&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;Women, children, and credited cast members first&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;You have lifeboats in the water.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestitanic-lowering-lifeboats-01-small.jpg&quot; alt=&quot;Titanic_lowering_lifeboats_01&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;But you have fewer lifeboats than passengers.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestitanic-lifeboats-02-small.jpg&quot; alt=&quot;Titanic_lifeboats_02&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;We thought they were enough, for the ship could never sink&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;What do you do?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;background: aqua none repeat scroll 0% 0%; font-size: 10pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; font-family: Arial&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestitanic-movie-lifeboat-03-small.jpg&quot; alt=&quot;Titanic_movie_lifeboat_03&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;Get away from the wreck as quickly as possible?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;As reported in the &lt;a href=&quot;http://www.boston.com/news/local/massachusetts/articles/2009/02/17/homeless_families_face_strict_new_rules/&quot;&gt;Boston Globe&lt;/a&gt;, t&lt;/span&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;hat dilemma confronts Julia Kehoe:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;a href=&quot;http://www.mass.gov/?pageID=eohhs2terminal&amp;amp;L=4&amp;amp;L0=Home&amp;amp;L1=Government&amp;amp;L2=Newsroom&amp;amp;L3=Meet+the+Health+and+Human+Services+Leadership+Team&amp;amp;sid=Eeohhs2&amp;amp;b=terminalcontent&amp;amp;f=eohhs_questions_answers_dta&amp;amp;csid=Eeohhs2&quot;&gt;Julia E. Kehoe&lt;/a&gt;, the commissioner of the &lt;a href=&quot;http://www.mass.gov/?pageID=eohhs2agencylanding&amp;amp;L=4&amp;amp;L0=Home&amp;amp;L1=Government&amp;amp;L2=Departments+and+Divisions&amp;amp;L3=Department+of+Transitional+Assistance&amp;amp;sid=Eeohhs2&quot;&gt;Department of Transitional Assistance&lt;/a&gt;, which oversees state shelters, said the system is &amp;#8220;overburdened&amp;#8221; and must change to provide services more equitably.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;background: aqua none repeat scroll 0% 0%; font-size: 10pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; font-family: Arial&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesjulia-kehoe-small.jpg&quot; alt=&quot;Julia_kehoe&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;Trying to provide services equitably: Julia Kehoe&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;em&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;[Full disclosure; I worked with Julia when she was executive director of the &lt;a href=&quot;http://www.mbhp.org/index.asp&quot;&gt;Metropolitan Boston Housing Partnership&lt;/a&gt;.&lt;span&gt;  &lt;/span&gt;&lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2009/02/hoarding-and-housing-part-1-more-prevalent-than-you-think.html&quot;&gt;MBHP does great work&lt;/a&gt;, and Julia's good people, so I'm biased. – Ed.]&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/em&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Key to these programs is the department&amp;#8217;s name, &lt;em&gt;&lt;a href=&quot;http://www.mass.gov/?pageID=eohhs2terminal&amp;amp;L=4&amp;amp;L0=Home&amp;amp;L1=Government&amp;amp;L2=Departments+and+Divisions&amp;amp;L3=Department+of+Transitional+Assistance&amp;amp;sid=Eeohhs2&amp;amp;b=terminalcontent&amp;amp;f=dta_g_dta_commissmessage&amp;amp;csid=Eeohhs2&quot;&gt;Transitional &lt;span style=&quot;font-style: normal&quot;&gt;Assistance&lt;/span&gt;&lt;/a&gt;&lt;/em&gt;.&lt;span&gt;  &lt;/span&gt;As the Web site says:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 11pt; color: navy&quot;&gt;At DTA, we provide individuals and families with food assistance, job assistance, cash assistance and emergency shelter.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 11pt; color: navy&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 11pt; color: navy&quot;&gt;DTA administers benefits such as Food Stamp Benefits, Transitional Aid to Families with Dependent Children (TAFDC), Emergency Aid to the Elderly, Disabled and Children (EAEDC) and Emergency Assistance (EA).   &lt;strong&gt;Because DTA emphasizes transitional assistance&lt;/strong&gt;, recipients are encouraged to participate in education, training and job search activities to assist in obtaining employment, which helps us all achieve our potential and maximizes our independence.  With our support, &lt;strong&gt;our clients are given the tools to improve their lives.&lt;/strong&gt; &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Basically, you have two choices:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Fill the lifeboats with the first in, and then repel all boarders.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Have a rotation, some in and some out of the boat.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestitanic-winslet-water-small.jpg&quot; alt=&quot;Titanic_winslet_water&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;Leo, you&amp;#8217;ll have to understand, I&amp;#8217;m &lt;em&gt;in&lt;/em&gt; the lifeboat&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;If you&amp;#8217;re going to choose a rotation, what rules might you select?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Less than two years after vowing to end homelessness in &lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:state w:st=&quot;on&quot;&gt;Massachusetts&lt;/st1:state&gt;&lt;/st1:place&gt;, the Patrick administration has proposed new regulations that it acknowledges could force hundreds of homeless families back on the street.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Consider me exasperated by the sophist false dichotomy set up in the opening sentence.&lt;span&gt;  &lt;/span&gt;Supply is not being cut.&lt;span&gt;  &lt;/span&gt;Rather, in forcing &amp;#8216;hundreds of homeless families back on the street,&amp;#8217; as the &lt;em&gt;Globe &lt;/em&gt;puts it, the Patrick Administration is proposing to bring hundreds of other deserving families off the streets.&lt;span&gt;  &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;The regulations, scheduled to take effect April 1, would deny shelter to families who:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;1. In the last three years, had been evicted from public or subsidized housing, or ‘had abandoned such housing&amp;#8217; without good cause.&lt;span&gt;  &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;2. Fail (a) to meet a new 30-hour per week work requirement or (b) to save 30% of their income.&lt;span&gt;  &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;em&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;[Both sentences rewritten for clarity. – Ed.]&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/em&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;So we have two tests.&lt;span&gt;  &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;1. Were you in affordable housing and then left it, either because you were kicked out or because you walked away without a good reason?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;2. If we have been giving you free housing, have you put the time to use (the work requirement) and put aside the money you&amp;#8217;d otherwise have had to spend on housing?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Do either of them seem unachievable to you?&lt;span&gt;  &lt;/span&gt;Unreasonable?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesunconvinced-small.jpg&quot; alt=&quot;Unconvinced&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;I take some convincing&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;What about these rules?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;They also would:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;3. Reduce from six months to three months the period families can remain in shelters &lt;em&gt;after their incomes rise above state limits.&lt;span&gt;  &lt;/span&gt;[Emphasis added.]&lt;o:p&gt;&lt;/o:p&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;4. Force out families absent from shelters for at least two consecutive nights as well as those who reject one offer of housing without good reason.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;5. Deny benefits for families whose members have outstanding default or arrest warrants.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;6. [Deny benefits to] those whose only child is between ages 18 and 21, unless the child has a disability or is in high school.&lt;span&gt;  &lt;/span&gt;&lt;em&gt;[In our society, 18 and above is a child no longer. – Ed.] &lt;o:p&gt;&lt;/o:p&gt;&lt;/em&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Do any of those seem unduly draconian to you?&lt;span&gt;  &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesnope-small.jpg&quot; alt=&quot;Nope&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;Thought not&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Some thought so:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Advocates for the homeless decried the proposal, which comes at a time when more homeless families are seeking beds in state shelters and remaining there longer. This month, the state is providing shelter for a record of nearly 2,700 families &amp;#8211; one-quarter of them cramming for weeks at a time in expensive, often unsuitable motel rooms.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;background: aqua none repeat scroll 0% 0%; font-size: 10pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; font-family: Arial&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imageshomeless-family-small.jpg&quot; alt=&quot;Homeless_family&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;Whatever the choices, it&amp;#8217;s not easy&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&amp;#8220;This is not the time to change the safety net,&amp;#8221; said &lt;a href=&quot;http://npach.org/basics/2006/12/board_of_directors.html&quot;&gt;Robyn Frost&lt;/a&gt;, executive director of the &lt;a href=&quot;http://www.mahomeless.org/&quot;&gt;Massachusetts Coalition for the Homeless&lt;/a&gt;. &amp;#8220;The number of people in need of shelter is like nothing we&amp;#8217;ve ever seen. There&amp;#8217;s never been such a desperate need for housing, and these changes could be devastating. They couldn&amp;#8217;t come at a worse time.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagessafety-net-fall-small.jpg&quot; alt=&quot;Safety_net_fall&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;Don&amp;#8217;t mess with my safety net when I&amp;#8217;m falling on it&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;While I understand Ms. Frost&amp;#8217;s concern for her constituents, the issue isn&amp;#8217;t &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2006/01/no_room_of_ones.html&quot;&gt;whether we need more homeless housing&lt;/a&gt; – &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2007/11/the-homeless-magnet.html&quot;&gt;we do&lt;/a&gt; – but whether, given the finite supply, we give it to those where it will make the most difference.&lt;span&gt;  &lt;/span&gt;Hence, I&amp;#8217;m with Ms. Kehoe:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&amp;#8220;It is certainly not our intent to be punitive, and we understand the difficulties families are facing,&amp;#8221; Kehoe said. &amp;#8220;But we are responsible for transforming the system, and particularly at a challenging time, it is absolutely critical that all stakeholders need to work together to make sure that families have the greatest chance of moving out of shelter and poverty.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;And she has the evidence on her side:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;While hundreds of families will likely lose their shelter beds, she said the changes would open space for qualifying families, many of whom the state is now paying an average of $85 a night to stay in motels. &lt;strong&gt;Last week, more than 630 families, including about 1,000 children, were &lt;a href=&quot;http://coloradoindependent.com/4821/no-vacancy-dnc-may-displace-denver-homeless&quot;&gt;staying at motels&lt;/a&gt;, waiting an average 22 days for a spot at the state&amp;#8217;s 59 shelters.&lt;o:p&gt;&lt;/o:p&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Thus we have families staying in motel rooms – at the state&amp;#8217;s expense (average $85 a night, or a whopping $2,550 per month) – because there is no room in the homeless-shelter lifeboats.&lt;span&gt;  &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesliving-in-a-car-small.jpg&quot; alt=&quot;Living_in_a_car&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;Sometimes the choice is living in a car&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;By reducing those eligible for shelter, Kehoe said the new regulations would save the state $520,000 this fiscal year and more than $11 million in fiscal 2010. &amp;#8220;&lt;strong&gt;Given our limited resources&lt;/strong&gt;, &lt;strong&gt;we wanted to encourage people to find housing&lt;/strong&gt; or stay where they are, rather than encouraging them to come into the system,&amp;#8221; she said.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;em&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Now &lt;/span&gt;&lt;/em&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;are you more willing to push out into the market those who have been evicted from affordable housing, who haven&amp;#8217;t used their time in the shelter to work or save a little money, who are staying in the shelter even though their income has risen, and so on?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesiz-my-turn-small.jpg&quot; alt=&quot;Iz_my_turn&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;I haven&amp;#8217;t finished using it&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;There&amp;#8217;s also &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2005/06/the_law_of_the.html&quot;&gt;the Law of the Observant Herd&lt;/a&gt;: forcing out those who aren&amp;#8217;t diligent or who disrespect the benefits they are receiving sends the best possible signal to all those who are wondering which behavior to adopt.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;But those who work with the state&amp;#8217;s neediest residents said the new &amp;#8220;harsh restrictions&amp;#8221; will only make it harder for the homeless to find a way out of poverty.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;They will make it harder for &lt;em&gt;some&lt;/em&gt; homeless; they will make it easier for &lt;em&gt;some other &lt;/em&gt;homeless.&lt;span&gt;  &lt;/span&gt;A rotation policy isn&amp;#8217;t anti-poor.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;They said many of the regulations are open to interpretation and risk being applied unfairly if a shelter director doesn&amp;#8217;t consider an explanation reasonable. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;background: aqua none repeat scroll 0% 0%; font-size: 10pt; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; font-family: Arial&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesperfectly-good-explanation-small.jpg&quot; alt=&quot;Perfectly_good_explanation&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;Keep thinking!&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;That&amp;#8217;s always true of &lt;em&gt;any&lt;/em&gt; regulations.&lt;span&gt;  &lt;/span&gt;The alternative is to save everybody, which the state can&amp;#8217;t afford.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;But Kehoe insisted the regulations will be applied fairly and noted they provide exceptions for:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Families trying to pay down their debt&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Those who hold jobs that might make them reluctant to accept a housing opportunity too far away&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Others who can&amp;#8217;t find affordable housing after their income rises above welfare limits.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Hard to argue with any of that.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesargue-small.jpg&quot; alt=&quot;Argue&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;You think it&amp;#8217;s hard to argue?&lt;span&gt;  &lt;/span&gt;I&amp;#8217;ll &lt;em&gt;show&lt;/em&gt; you hard to argue!&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;She and other state officials said the regulations are part of the administration&amp;#8217;s effort to overhaul the shelter system by &lt;strong&gt;more quickly moving the homeless into more permanent housing&lt;/strong&gt;. In 2007, state officials moved the last homeless family out of a motel and heralded it as part of their new strategy to help all of the state&amp;#8217;s homeless find permanent housing.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;So the state was making progress &amp;#8212; then the recession hit, and the demand has spiked.&lt;span&gt;  &lt;/span&gt;(Rents are down a little, &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2006/03/housing_demand.html&quot;&gt;not enough to make a difference in housing consumption&lt;/a&gt;.)&lt;span&gt;  &lt;/span&gt;That spike has spurred the state to innovate in pursuit of efficiency:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;As part of that plan, the state recently merged the welfare agency&amp;#8217;s emergency shelter programs with housing programs run by the &lt;a href=&quot;http://www.mass.gov/?pageID=ehedagencylanding&amp;amp;L=4&amp;amp;L0=Home&amp;amp;L1=Economic+Analysis&amp;amp;L2=Executive+Office+of+Housing+and+Economic+Development&amp;amp;L3=Department+of+Housing+and+Community+Development&amp;amp;sid=Ehed&quot;&gt;Department of Housing and Community Development&lt;/a&gt; and is now planning eight regional networks to better coordinate homeless services and housing.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Homeless shelters aren&amp;#8217;t affordable housing, although they can overlap in customers and purposes.&lt;span&gt;  &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;And this month, &lt;strong&gt;the state revised the way it pays shelters&lt;/strong&gt;, holding back thousands of dollars in payments until homeless families are housed. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&amp;#8216;Pay for performance&amp;#8217; should work for shelters as much as it works for the sheltered.&lt;span&gt;  &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;The state now withholds its final payments for a year after the family leaves the system, as part of an incentive for shelters to extend their services to help keep the families housed.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Our goal, remember, is to get people out of shelters and into self-sufficiency.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&amp;#8220;We know the severity of the problem, and we&amp;#8217;re trying to provide a comprehensive approach,&amp;#8221; said Bob Pulster, executive director of the state&amp;#8217;s Interagency &lt;a href=&quot;http://www.mass.gov/?pageID=gov3subtopic&amp;amp;L=5&amp;amp;L0=Home&amp;amp;L1=Our+Team&amp;amp;L2=Lieutenant+Governor+Timothy+P.+Murray&amp;amp;L3=Councils&amp;amp;L4=Interagency+Council+on+Housing+and+Homelessness&amp;amp;sid=Agov3&quot;&gt;Council on Housing and Homelessness&lt;/a&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesbob-pulster-small.jpg&quot; alt=&quot;Bob_pulster&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;Pulster (on the left), seeking a comprehensive approach&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;He and others said they expect to receive millions of dollars from the federal stimulus package, which they hope will ease the state&amp;#8217;s growing burden.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;But they said federal money won&amp;#8217;t stop the new regulations from taking effect &amp;#8211; and the imminent changes have Grace Monteiro worried.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;The 28-year-old mother of a toddler has been in and out of shelters and apartments for several years. In the fall of 2007, six months after landing a $15-an-hour job as an administrative assistant, she was forced to move out of a shelter because she exceeded the income requirements, which is now an income of $1,578 a month for a family of two.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Ms. Monteiro and her son appear to be the archetypal customer we are trying to help – someone who is teetering on the cusp of self-sufficiency.&lt;span&gt;  &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesglobe-grace-monteiro-small.jpg&quot; alt=&quot;Globe_grace_monteiro&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;&amp;#8221;It&amp;#8217;s a catch-22,&amp;#8221; Grace Monteiro, with her son Keegan, said of housing regulations for the city&amp;#8217;s homeless. Monteiro, 28, has been in and out of shelters and apartments for several years. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;So she moved into an expensive studio apartment &amp;#8211; she couldn&amp;#8217;t find affordable housing in time &amp;#8211; but she had trouble balancing the rent with her other expenses.&lt;span&gt;  &lt;/span&gt;Within a few months, Monteiro lost her job &lt;em&gt;[What reason? – Ed.] &lt;/em&gt;and she and her son moved into a state-subsidized motel room and then back into the shelter system.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;She says three months isn&amp;#8217;t long enough for many families to find affordable apartments, which are increasingly scarce. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Certainly, there&amp;#8217;s no doubt that affordable apartments are hard to come by here.&lt;span&gt;  &lt;/span&gt;Ms. Monteiro needs roommates or a sharing arrangement.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;As a result, she thinks the new regulations will just encourage more parents to avoid working.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&amp;#8220;It&amp;#8217;s a catch-22,&amp;#8221; she said. &amp;#8220;I want to get a job, but I&amp;#8217;m afraid to get a job. I don&amp;#8217;t want to repeat what happened last time.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;Although I&amp;#8217;ve never been homeless, I&amp;#8217;m convinced that &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/05/you-are-what-you-live-in.html&quot;&gt;you are what you live in&lt;/a&gt; – and if you&amp;#8217;re homeless, you cannot possibly be as effective in your life and your work as if you have some stable housing.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&amp;#8220;Because if I don&amp;#8217;t have housing after three months, then what? This just makes it harder to do the right thing.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;The right thing is to find a way out of the &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2005/04/means_testing_p.html&quot;&gt;poverty trap&lt;/a&gt; within three months, or manage the lifeboats to give someone else a try to do so.&lt;span&gt;  &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;img src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestitanic-winslet-water-small1.jpg&quot; alt=&quot;Titanic_winslet_water&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 8pt; font-family: Arial&quot;&gt;Kate, honey, don&amp;#8217;t you think it&amp;#8217;s my turn in the lifeboat?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;font-size: 10pt; font-family: Arial&quot;&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
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