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	<title>AHI: United States &#187; Concepts in housing</title>
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		<title>Paradise future?  Part 2, operations</title>
		<link>http://affordablehousinginstitute.org/blogs/us/2009/01/paradise-future-part-2-operations.html</link>
		<comments>http://affordablehousinginstitute.org/blogs/us/2009/01/paradise-future-part-2-operations.html#comments</comments>
		<pubDate>Mon, 12 Jan 2009 14:16:37 +0000</pubDate>
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				<category><![CDATA[Chapter 40B]]></category>
		<category><![CDATA[Co-housing]]></category>
		<category><![CDATA[Concepts in housing]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Innovations]]></category>
		<category><![CDATA[Local issues]]></category>
		<category><![CDATA[Massachusetts]]></category>
		<category><![CDATA[Tenure]]></category>
		<category><![CDATA[Zoning and land use]]></category>

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		<description><![CDATA[[Continued from yesterday's Part 1.]
&#160;
Yesterday&#8217;s exploration of the interesting experiment of co-housing, based on a sympathetic Boston Globe account, had reached the point of a completed development, using as an anti-snob crowbar the powerful lever of Massachusetts&#8217; Chapter 40B law to produce a development that the founders swear up down and sideways &#8216;will&#8217; be green.&#160; [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><i style="mso-bidi-font-style: normal"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">[Continued from yesterday's <a href="http://affordablehousinginstitute.org/blogs/us/2009/01/paradise-future-part-1-development.html">Part 1</a>.]<?xml:namespace prefix ="" o /><o:p></o:p></span></i></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Yesterday&#8217;s exploration of the interesting experiment of co-housing, based on a sympathetic </span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt"><a href="http://www.boston.com/news/local/massachusetts/articles/2008/12/07/building_community/">Boston Globe</a> </span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">account, had reached the point of a completed development, using as an anti-snob crowbar the powerful lever of Massachusetts&#8217; <a href="http://affordablehousinginstitute.org/blogs/us/2008/12/massachusetts-chapter-40b-pachinko-machine-part-1-reshaping-the-state-%E2%80%A6.html">Chapter 40B law</a> to produce a development that the founders swear up down and sideways &#8216;will&#8217; be green.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Sawyer_hill_mosaic_05" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagessawyer-hill-mosaic-05-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Future green? The Mosaic Commons site at Sawyer Hill<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Will?<span style="mso-spacerun: yes">&nbsp; </span>Nothing about co-housing makes it inherently greener than any other form of higher-density living.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">There are 74 communities in various stages of development, 25 in <?xml:namespace prefix ="" st1 /><st1:place w:st="on"><st1:state w:st="on">California</st1:state></st1:place> alone, according to the Cohousing Association.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&#8220;The web of life that we have created through driving is just eliminated in cohousing,&#8221; said an association spokeswoman, Neshama Abraham Paiss. &#8220;You&#8217;ve got a real village.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Except you have to drive to your job, and to your groceries.<span style="mso-spacerun: yes">&nbsp; </span>All of this sounds merely like a plea for higher-density new urbanism, not a breakthrough innovation in its own right.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Emerson Chandler, a member of the <a href="http://townofberlin.com/Zoning%20Board%20of%20Appeals/Zoning%20Board%20of%20Appeals.htm">Zoning Board of Appeals</a>, said Sawyer Hill&#8217;s contention that it is environmentally sustainable is &#8220;baloney,&#8221; because the clustering has caused <b style="mso-bidi-font-weight: normal">water to run onto a neighboring property.<o:p></o:p></b></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">In the long run, the greatest threat to residential property is water.<span style="mso-spacerun: yes">&nbsp; </span>It can <a href="http://affordablehousinginstitute.org/blogs/us/2008/08/dreamers-versus-plumbers.html">rot building envelops</a>, <a href="http://affordablehousinginstitute.org/blogs/us/2007/09/going-somewhere-to-die.html">drain into standing pools that rot siding</a>, <a href="http://affordablehousinginstitute.org/blogs/us/2005/09/new_orleans_law.html">submerge property and breed expensive mold</a>, and weaken building foundations.<span style="mso-spacerun: yes">&nbsp; </span>Grade a site and you change the runoff, often to someone&#8217;s detriment.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">But he cast the deciding vote in January 2007 to allow the project, avoiding a lengthy fight.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">That Mr. Chandler voted yes reveals, despite his misgivings, another <a href="http://affordablehousinginstitute.org/blogs/us/2008/12/massachusetts-chapter-40b-pachinko-machine-part-2-%e2%80%a6-in-spite-of-local-opposition.html">power of Chapter 40B</a> that we saw in <a href="http://affordablehousinginstitute.org/blogs/us/2008/12/massachusetts-chapter-40b-pachinko-machine-part-1-reshaping-the-state-%E2%80%A6.html">my two-part post</a>: developers generally prevail on appeals, so local zoning boards sometimes hold their noses and acquiesce to something they dislike.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Simple_gasmask" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagessimple-gasmask-small2.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Vote yes and think of <st1:place w:st="on">New England</st1:place><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Tony Valchius has lived for 35 years on his 23-acre <st1:street w:st="on"><st1:address w:st="on">Pleasant Street</st1:address></st1:street> property, downhill from the western side of the development. He said since construction began at Sawyer Hill, he&#8217;s had at least <b style="mso-bidi-font-weight: normal">a 200% increase in storm-water runoff cascading over his land</b>, and has spent more than $60,000 in legal and engineering fees trying to prove that the development&#8217;s runoff controls are inadequate.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Mr. Valchius has visual evidence on his side.<span style="mso-spacerun: yes">&nbsp; </span>Against him are those who believe the future will be different:<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Journeay said engineers representing three different parties &#8211; Sawyer Hill, the town, and Valchius &#8211; all have said the arrangement in place <b style="mso-bidi-font-weight: normal">should</b> work.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&#8216;Should&#8217; &ndash; not even a future-tense verb, a future-tense conditional verb. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Do_your_chores" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesdo-your-chores-small.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">We always did all our chores, didn&#8217;t we?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">What if it doesn&#8217;t work?<span style="mso-spacerun: yes">&nbsp; </span>In a co-housing development, who&#8217;s responsible for making it work?<span style="mso-spacerun: yes">&nbsp; </span>Who will pay to fix it?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Cohousers also may face cultural challenges as they move in over the coming months.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><st1:state w:st="on"><st1:place w:st="on"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Berlin</span></st1:place></st1:state><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"> is so committed to its agricultural roots that it recently approved a bylaw protecting farmers from complaints about noise, odors, and dust. Many of the Sawyer Hill residents have jobs that stray far from the land &#8211; it&#8217;s a &#8220;geek-heavy&#8221; crowd, said Journeay.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Who, despite their desire for a walking community, drive to work.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&#8220;We have lots of people in the computer industry,&#8221; as well as a large number of Worcester Polytechnic Institute graduates, in Camelot, said Journeay, who is a business account manager at Tufts Health Plan. &#8220;We have an honest-to-God rocket scientist.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Who drive.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I have nothing against those who drive to work.<span style="mso-spacerun: yes">&nbsp; </span>But if your search for a sylvan walkable community takes you so far from your work that you are unable to use public transportation, how green are you really being?<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">But the village&#8217;s residents say they are committed to contributing to the community, through politics, schools, or by <b style="mso-bidi-font-weight: normal">just being good neighbors.</b><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Good_neighbor" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesgood-neighbor-small.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">How angelic, contributing to the community<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Being good neighbors is not limited to co-housing residents. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&#8220;One of the things we&#8217;re so excited about is that we were able to put so much of the land into conservation,&#8221; said Ginny Maki <i style="mso-bidi-font-style: normal">[involved with the property since 2003 &ndash; Ed.]</i>, referring to the 28.5 acres that Sawyer Hill has set aside as open space.&nbsp;</span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"></p>
<p class="MsoNormal"><s><font face="Arial" color="#333333" size="2"><span lang="EN" style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: Arial">Sorry, Ms. Maki, no points for that.&nbsp; That the residents have set it aside does not mean it&rsquo;s legally deeded into conservation.&nbsp; That land could be redeveloped later &ndash; and before the co-housing property arrived, it <i><span style="FONT-STYLE: italic">was</span></i> undeveloped.&nbsp;&nbsp;</span></font></s><span style="mso-spacerun: yes">&nbsp; </span></p>
<p><span style="mso-spacerun: yes"></p>
<p class="MsoNormal"><i><font face="Arial" size="2"><span lang="EN" style="FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Arial">[Update &ndash; in the comments, see below, commenter &lsquo;dbang&rsquo; adds something omitted from the Globe&rsquo;s article:</span></font></i><font face="Arial" size="2"><span lang="EN" style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"> &ldquo;</span></font><font face="Arial" size="2"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The conversation land is, in fact, legally deeded into conservation in perpetuity. It can&rsquo;t legally be redeveloped later. Before, that land was undeveloped because no one had developed it &mdash; now it is undeveloped by force of law.&rdquo;&nbsp; <i><span style="FONT-STYLE: italic">That <u>is</u> a conservation benefit.]</span></i><?xml:namespace prefix ="" o ns ="" "urn:schemas-microsoft-com:office:office" /><o:p></o:p></span></font></p>
<p></span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Not that I oppose development.<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><img alt="Against_picketing" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesagainst-picketing-small.jpg" border="0" /></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Rather, I think you get little credit for using a zoning override to create higher density than the town allows, only to pat yourself for having left undeveloped what your permit required you to leave undeveloped. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Residents will build and maintain trails for public use.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">More future-tense verbs.<span style="mso-spacerun: yes">&nbsp; </span>Building and maintaining trails is hard work. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua"></span><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Hardworking" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imageshardworking-small.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Blogging&#8217;s even harder<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">When we&#8217;re young, we read and write science fiction, because the imagined worlds are more interesting than the experienced ones.<span style="mso-spacerun: yes">&nbsp; </span>When we&#8217;re old, we read and write history, because what has happened is both remarkable in itself, and real.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">This month, Maki will be moving into her three-bedroom unit with her family. In addition to her husband and two young children, her mother will be there.<o:p></o:p></span></p>
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<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">And her younger brother, Ethan Bickford, was able to buy a reduced-rate unit in the community because his income falls within the 40B guidelines.<o:p></o:p></span></p>
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<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I&#8217;m all for income-mixing.<span style="mso-spacerun: yes">&nbsp; </span>(You can see details of the affordable units, designed by <a href="http://www.s-e-b.com/lottery/forsale.php">Stockard &amp; Engler &amp; Brigham</a>, here.)<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Maki said her children are ecstatic about their future home and she loves that Sawyer Hill is multigenerational. After the death of her sister eight years ago, she said, she realized even more the importance of a tight-knit community and being close to loved ones.<o:p></o:p></span></p>
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<p class="MsoNormal" style="MARGIN: 0in 0in 0pt 0.5in"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">&#8220;Once something like that has happened in your life,&#8221; she said, &#8220;it makes you take stock and remember what&#8217;s important.&#8221;&nbsp;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">I wish them luck.<span style="mso-spacerun: yes">&nbsp; </span>Travel hopefully, but read the signs.<o:p></o:p></span></p>
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<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img alt="Trouble_ahead" src="http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestrouble-ahead-small1.jpg" border="0" /></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><font style="BACKGROUND-COLOR: #00ffff"></font></o:p></span>&nbsp;</p>
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<input type="hidden" name="postContent_0" value="&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;[Continued from yesterday's &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2009/01/paradise-future-part-1-development.html&quot;&gt;Part 1&lt;/a&gt;.]&lt;?xml:namespace prefix =&quot;&quot; o /&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/i&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Yesterday&amp;#8217;s exploration of the interesting experiment of co-housing, based on a sympathetic &lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-bidi-font-size: 8.0pt&quot;&gt;&lt;a href=&quot;http://www.boston.com/news/local/massachusetts/articles/2008/12/07/building_community/&quot;&gt;Boston Globe&lt;/a&gt; &lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;account, had reached the point of a completed development, using as an anti-snob crowbar the powerful lever of Massachusetts&amp;#8217; &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/12/massachusetts-chapter-40b-pachinko-machine-part-1-reshaping-the-state-%E2%80%A6.html&quot;&gt;Chapter 40B law&lt;/a&gt; to produce a development that the founders swear up down and sideways &amp;#8216;will&amp;#8217; be green.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Sawyer_hill_mosaic_05&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagessawyer-hill-mosaic-05-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Future green? The Mosaic Commons site at Sawyer Hill&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Will?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Nothing about co-housing makes it inherently greener than any other form of higher-density living.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;There are 74 communities in various stages of development, 25 in &lt;?xml:namespace prefix =&quot;&quot; st1 /&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:state w:st=&quot;on&quot;&gt;California&lt;/st1:state&gt;&lt;/st1:place&gt; alone, according to the Cohousing Association.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;#8220;The web of life that we have created through driving is just eliminated in cohousing,&amp;#8221; said an association spokeswoman, Neshama Abraham Paiss. &amp;#8220;You&amp;#8217;ve got a real village.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Except you have to drive to your job, and to your groceries.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;All of this sounds merely like a plea for higher-density new urbanism, not a breakthrough innovation in its own right.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Emerson Chandler, a member of the &lt;a href=&quot;http://townofberlin.com/Zoning%20Board%20of%20Appeals/Zoning%20Board%20of%20Appeals.htm&quot;&gt;Zoning Board of Appeals&lt;/a&gt;, said Sawyer Hill&amp;#8217;s contention that it is environmentally sustainable is &amp;#8220;baloney,&amp;#8221; because the clustering has caused &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;water to run onto a neighboring property.&lt;o:p&gt;&lt;/o:p&gt;&lt;/b&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;In the long run, the greatest threat to residential property is water.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;It can &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/08/dreamers-versus-plumbers.html&quot;&gt;rot building envelops&lt;/a&gt;, &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2007/09/going-somewhere-to-die.html&quot;&gt;drain into standing pools that rot siding&lt;/a&gt;, &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2005/09/new_orleans_law.html&quot;&gt;submerge property and breed expensive mold&lt;/a&gt;, and weaken building foundations.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Grade a site and you change the runoff, often to someone&amp;#8217;s detriment.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;But he cast the deciding vote in January 2007 to allow the project, avoiding a lengthy fight.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;That Mr. Chandler voted yes reveals, despite his misgivings, another &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/12/massachusetts-chapter-40b-pachinko-machine-part-2-%e2%80%a6-in-spite-of-local-opposition.html&quot;&gt;power of Chapter 40B&lt;/a&gt; that we saw in &lt;a href=&quot;http://affordablehousinginstitute.org/blogs/us/2008/12/massachusetts-chapter-40b-pachinko-machine-part-1-reshaping-the-state-%E2%80%A6.html&quot;&gt;my two-part post&lt;/a&gt;: developers generally prevail on appeals, so local zoning boards sometimes hold their noses and acquiesce to something they dislike.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Simple_gasmask&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagessimple-gasmask-small2.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Vote yes and think of &lt;st1:place w:st=&quot;on&quot;&gt;New England&lt;/st1:place&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Tony Valchius has lived for 35 years on his 23-acre &lt;st1:street w:st=&quot;on&quot;&gt;&lt;st1:address w:st=&quot;on&quot;&gt;Pleasant Street&lt;/st1:address&gt;&lt;/st1:street&gt; property, downhill from the western side of the development. He said since construction began at Sawyer Hill, he&amp;#8217;s had at least &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;a 200% increase in storm-water runoff cascading over his land&lt;/b&gt;, and has spent more than $60,000 in legal and engineering fees trying to prove that the development&amp;#8217;s runoff controls are inadequate.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Mr. Valchius has visual evidence on his side.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Against him are those who believe the future will be different:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Journeay said engineers representing three different parties &amp;#8211; Sawyer Hill, the town, and Valchius &amp;#8211; all have said the arrangement in place &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;should&lt;/b&gt; work.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;#8216;Should&amp;#8217; &amp;ndash; not even a future-tense verb, a future-tense conditional verb. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Do_your_chores&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesdo-your-chores-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;We always did all our chores, didn&amp;#8217;t we?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;What if it doesn&amp;#8217;t work?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;In a co-housing development, who&amp;#8217;s responsible for making it work?&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Who will pay to fix it?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Cohousers also may face cultural challenges as they move in over the coming months.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;st1:state w:st=&quot;on&quot;&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Berlin&lt;/span&gt;&lt;/st1:place&gt;&lt;/st1:state&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt; is so committed to its agricultural roots that it recently approved a bylaw protecting farmers from complaints about noise, odors, and dust. Many of the Sawyer Hill residents have jobs that stray far from the land &amp;#8211; it&amp;#8217;s a &amp;#8220;geek-heavy&amp;#8221; crowd, said Journeay.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Who, despite their desire for a walking community, drive to work.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;#8220;We have lots of people in the computer industry,&amp;#8221; as well as a large number of Worcester Polytechnic Institute graduates, in Camelot, said Journeay, who is a business account manager at Tufts Health Plan. &amp;#8220;We have an honest-to-God rocket scientist.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Who drive.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;I have nothing against those who drive to work.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;But if your search for a sylvan walkable community takes you so far from your work that you are unable to use public transportation, how green are you really being?&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;But the village&amp;#8217;s residents say they are committed to contributing to the community, through politics, schools, or by &lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;just being good neighbors.&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Good_neighbor&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesgood-neighbor-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;How angelic, contributing to the community&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Being good neighbors is not limited to co-housing residents. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;#8220;One of the things we&amp;#8217;re so excited about is that we were able to put so much of the land into conservation,&amp;#8221; said Ginny Maki &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;[involved with the property since 2003 &amp;ndash; Ed.]&lt;/i&gt;, referring to the 28.5 acres that Sawyer Hill has set aside as open space.&amp;nbsp;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot;&gt;&lt;s&gt;&lt;font face=&quot;Arial&quot; color=&quot;#333333&quot; size=&quot;2&quot;&gt;&lt;span lang=&quot;EN&quot; style=&quot;FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: Arial&quot;&gt;Sorry, Ms. Maki, no points for that.&amp;nbsp; That the residents have set it aside does not mean it&amp;rsquo;s legally deeded into conservation.&amp;nbsp; That land could be redeveloped later &amp;ndash; and before the co-housing property arrived, it &lt;i&gt;&lt;span style=&quot;FONT-STYLE: italic&quot;&gt;was&lt;/span&gt;&lt;/i&gt; undeveloped.&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;/font&gt;&lt;/s&gt;&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot;&gt;&lt;i&gt;&lt;font face=&quot;Arial&quot; size=&quot;2&quot;&gt;&lt;span lang=&quot;EN&quot; style=&quot;FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Arial&quot;&gt;[Update &amp;ndash; in the comments, see below, commenter &amp;lsquo;dbang&amp;rsquo; adds something omitted from the Globe&amp;rsquo;s article:&lt;/span&gt;&lt;/font&gt;&lt;/i&gt;&lt;font face=&quot;Arial&quot; size=&quot;2&quot;&gt;&lt;span lang=&quot;EN&quot; style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt; &amp;ldquo;&lt;/span&gt;&lt;/font&gt;&lt;font face=&quot;Arial&quot; size=&quot;2&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The conversation land is, in fact, legally deeded into conservation in perpetuity. It can&amp;rsquo;t legally be redeveloped later. Before, that land was undeveloped because no one had developed it &amp;mdash; now it is undeveloped by force of law.&amp;rdquo;&amp;nbsp; &lt;i&gt;&lt;span style=&quot;FONT-STYLE: italic&quot;&gt;That &lt;u&gt;is&lt;/u&gt; a conservation benefit.]&lt;/span&gt;&lt;/i&gt;&lt;?xml:namespace prefix =&quot;&quot; o ns =&quot;&quot; &quot;urn:schemas-microsoft-com:office:office&quot; /&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/font&gt;&lt;/p&gt;
&lt;p&gt;&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Not that I oppose development.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;img alt=&quot;Against_picketing&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagesagainst-picketing-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Rather, I think you get little credit for using a zoning override to create higher density than the town allows, only to pat yourself for having left undeveloped what your permit required you to leave undeveloped. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Residents will build and maintain trails for public use.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;More future-tense verbs.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Building and maintaining trails is hard work. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Hardworking&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imageshardworking-small.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Blogging&amp;#8217;s even harder&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;When we&amp;#8217;re young, we read and write science fiction, because the imagined worlds are more interesting than the experienced ones.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;When we&amp;#8217;re old, we read and write history, because what has happened is both remarkable in itself, and real.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;This month, Maki will be moving into her three-bedroom unit with her family. In addition to her husband and two young children, her mother will be there.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;And her younger brother, Ethan Bickford, was able to buy a reduced-rate unit in the community because his income falls within the 40B guidelines.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;I&amp;#8217;m all for income-mixing.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;(You can see details of the affordable units, designed by &lt;a href=&quot;http://www.s-e-b.com/lottery/forsale.php&quot;&gt;Stockard &amp;amp; Engler &amp;amp; Brigham&lt;/a&gt;, here.)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Maki said her children are ecstatic about their future home and she loves that Sawyer Hill is multigenerational. After the death of her sister eight years ago, she said, she realized even more the importance of a tight-knit community and being close to loved ones.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt 0.5in&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&amp;#8220;Once something like that has happened in your life,&amp;#8221; she said, &amp;#8220;it makes you take stock and remember what&amp;#8217;s important.&amp;#8221;&amp;nbsp;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;I wish them luck.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Travel hopefully, but read the signs.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span style=&quot;FONT-SIZE: 10pt; BACKGROUND: aqua; FONT-FAMILY: Arial; mso-highlight: aqua&quot;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img alt=&quot;Trouble_ahead&quot; src=&quot;http://affordablehousinginstitute.org/blogs/us/wp-content/uploads/imagestrouble-ahead-small1.jpg&quot; border=&quot;0&quot; /&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;font style=&quot;BACKGROUND-COLOR: #00ffff&quot;&gt;&lt;/font&gt;&lt;/o:p&gt;&lt;/span&gt;&amp;nbsp;&lt;/p&gt;
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		<title>Political zugzwang and the OMB passback</title>
		<link>http://affordablehousinginstitute.org/blogs/us/2005/11/political_zugzw.html</link>
		<comments>http://affordablehousinginstitute.org/blogs/us/2005/11/political_zugzw.html#comments</comments>
		<pubDate>Tue, 29 Nov 2005 16:24:11 +0000</pubDate>
		<dc:creator>David Smith</dc:creator>
				<category><![CDATA[Concepts in housing]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Local taxation]]></category>

		<guid isPermaLink="false">http://69.89.27.248/~affordc6/blogs/us/?p=301</guid>
		<description><![CDATA[A few weeks back, the Administration made a puzzling move whose deftness is becoming clearer the more I reflect on it.&#160; By tabling a proposal to overhaul the tax code, the Administration has placed many other political players into political zugzwang: whatever they do, the Administration gains.
&#160;
In chess, the German word zugzwang (&#8221;compulsion to move&#8221;) [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">A few weeks back, the Administration made a puzzling move whose deftness is becoming clearer the more I reflect on it.<span style="mso-spacerun: yes">&nbsp; </span>By tabling a proposal to overhaul the tax code, the Administration has placed many other political players into political <a href="http://www.bartleby.com/61/86/Z0028600.html">zugzwang</a>: whatever they do, the Administration gains.<?xml:namespace prefix ="" o /><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">In chess, the German word <i style="mso-bidi-font-style: normal">zugzwang</i> (&#8221;compulsion to move&#8221;) describes a situation where a position is tenable but any move fatally weakens it.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p></o:p></span>&nbsp;</p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img style="WIDTH: 210px; HEIGHT: 208px" height="318" alt="Zugzwang_simple_example" src="http://www.affordablehousinginstitute.org/blogs/us/Zugzwang_simple_example_small.jpg" width="320" border="0" />&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">Mutual zugzwang: the player to move loses.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">To understand who&#8217;s in zugzwang, and why, we must take a stroll through budget arcana. <o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p></o:p></span>&nbsp;</p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img style="WIDTH: 249px; HEIGHT: 431px" height="480" alt="Tarot_rider_magus" src="http://www.affordablehousinginstitute.org/blogs/us/Tarot_rider_magus.gif" width="282" border="0" />&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">&#8220;I hold the passback and can hold it infinitely.&#8221;<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><b style="mso-bidi-font-weight: normal"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">The OMB passback</span></b><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">.<span style="mso-spacerun: yes">&nbsp; </span>Even before calendar 2006 begins, the Federal fiscal year 2007 (FY 07) budget cycle will start, with a Washington-insider event known as the <a href="http://www.budgetanalyst.com/Passback.htm">OMB passback</a>.<o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">Before Congress can enact spending legislation, you see, it adopts a budget resolution &#8212; an agreement among the members of Congress as to how much they intend to spend <i style="mso-bidi-font-style: normal">in total </i>for the upcoming fiscal year.<span style="mso-spacerun: yes">&nbsp; </span>The budget is then allocated into spending caps for the respective committees, and under Congressional procedural rules, appropriations bills may move forward only if they are under the caps.<span style="mso-spacerun: yes">&nbsp; </span>(In this Congressional spending is akin to <a href="http://www.recapadvisors.com/learn/scoringparable.asp">Supermarket Sweepstakes</a>.)<span style="mso-spacerun: yes">&nbsp; </span><o:p></o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p></o:p></span>&nbsp;</p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 10pt; FONT-FAMILY: Arial"><o:p><img height="240" alt="Supermarket_sweepstakes_1" src="http://www.affordablehousinginstitute.org/blogs/us/Supermarket_sweepstakes_1_small.jpg" width="320" border="0" />&nbsp;</o:p></span></p>
<p class="MsoNormal" style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt">&#8220;I&#8217;m terribly sorry, Madam Chair, your <A href="http://www.thearc.org/ppc/accessingtheport.doc">appropriations earmarks</A> are over the spending caps &hellip;</SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt">so you don&rsquo;t get any <EM>money</EM>, but let&rsquo;s give her a big round of applause.&rdquo;</SPAN><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN>&nbsp;</P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">Before <A href="http://www.affordablehousinginstitute.org/blogs/us/2005/02/can_you_say_bud.html">the budget</A> can be adopted, it must be <I style="mso-bidi-font-style: normal"><A href="http://www.affordablehousinginstitute.org/blogs/us/2005/02/the_cry_of_the.html">proposed <SPAN style="font-style: normal">by the President</SPAN></A></I>, roughly around <A href="http://www.affordablehousinginstitute.org/blogs/us/2005/02/budgetomics_the.html">the State of the Union Address</A>.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>So the Administration, like white in chess, always has the first move advantage.<o:p></o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">And before the budget can be <I style="mso-bidi-font-style: normal">proposed</I>, it must clear review by the <A href="http://www.whitehouse.gov/omb/">Office of Management and Budget</A> (OMB), which demands that each cabinet department or agency submit its budget request for <A href="http://www.whitehouse.gov/omb/circulars/a019/a019.html">OMB clearance</A>.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>OMB, after consulting with its economist wizard&#8217;s cabal, issues the <I style="mso-bidi-font-style: normal">passback</I>, in which it reviews each agency request, line item by line item, and advises the agency what it (and therefore the Administration) will support, and what OMB will not support.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN><o:p></o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN>&nbsp;</P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;<IMG height=240 alt=Judge src="http://www.affordablehousinginstitute.org/blogs/us/judge_small2.jpg" width=320 border=0>&nbsp;</o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt"><A href="http://www.desertusa.com/mag98/aug/papr/du_roybean.html">Judge Roy Bean</A> (tearing a page from a law book): &#8220;That&#8217;s a bad law.<span style="mso-spacerun: yes">&nbsp; </span>I just repealed it.&#8221;</SPAN><SPAN style="font-size: 10pt; mso-bidi-font-size: 12.0pt"><o:p></o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">Agencies or departments receiving the passback have two choices:<o:p></o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<OL style="margin-top: 0in" type=1><br />
<LI class=MsoNormal style="margin: 0in 0in 0pt; mso-list: l1 level1 lfo1; tab-stops: list .5in"><SPAN style="font-size: 10pt; font-family: arial">Go along, grin sickly, be good soldiers, and support the passback.<SPAN style="mso-spacerun: yes">&nbsp;&nbsp; </SPAN><I style="mso-bidi-font-style: normal">OR</I><o:p></o:p></SPAN></LI><br />
<LI class=MsoNormal style="margin: 0in 0in 0pt; mso-list: l1 level1 lfo1; tab-stops: list .5in"><SPAN style="font-size: 10pt; font-family: arial">Fight the passback, in which case OMB will implacably oppose virtually everything the agency or department wants to do.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN><o:p></o:p></SPAN></LI></OL><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">Since OMB must sign off on just about everything a department does (Anti-Deficiency Act notwithstanding), including the issuance of regulations, in practice wise department secretaries learn to fall in line.<o:p></o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN>&nbsp;</P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p><IMG height=206 alt=Hercules src="http://www.affordablehousinginstitute.org/blogs/us/hercules_small.jpg" width=320 border=0>&nbsp;</o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt">&#8220;Thank you sir, may I have another?&#8221;<o:p></o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><B style="mso-bidi-font-weight: normal"><SPAN style="font-size: 10pt; font-family: arial">The passback and the budget cycle</SPAN></B><SPAN style="font-size: 10pt; font-family: arial">.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>In the pre-Cambrian era (before email), the passback was a hush-hush document (passed from hand to hand via bad photocopies and worse faxes), but in recent years the speed of e-leakery has so accelerated that all parties now tacitly treat the passback as effectively a public document.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN><o:p></o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">Thus the passback becomes a series of editorials: &#8220;Department, you asked for this, you have obviously erred, we are supporting <i style="mso-bidi-font-style: normal">that.</i>&#8220;<SPAN style="mso-spacerun: yes">&nbsp; </SPAN><o:p></o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=MsoNormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">Unlike <A href="http://www.cbo.gov/showdoc.cfm?index=" 1944&amp;sequence='0""'>CBO&#8217;s baseline</A>, which must assume continuation of present law, the passback can loftily assume whatever it wants, <I style="mso-bidi-font-style: normal">including legislative change not even introduced</I>.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>If the President wills it, then it will be so (for passback purposes).<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN>&nbsp;</P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p><IMG height=240 alt=Edict src="http://www.affordablehousinginstitute.org/blogs/us/edict_small.jpg" width=187 border=0>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p><FONT size=1>Slightly more comprehensible than the budget</FONT></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">The passback enhances <A href="http://www.affordablehousinginstitute.org/blogs/us/2005/11/political_vapor.html">political vaporware</A>.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>It can raise the stakes both by assuming a legislative change <I style="mso-bidi-font-style: normal">and then budgeting costs consistent with the change</I>.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN><o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">Additionally, the passback comes out in late November, and the budget is not offered until early February.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>That&#8217;s two and a half months during which the political vaporware sucks up lobbying oxygen, and where the political terrain, like <A href="http://www-tech.mit.edu/shakespeare/macbeth/macbeth.5.5.html">Birnam Wood coming to Duninsane</A>, moves in the Administration&#8217;s favor.<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><B style="mso-bidi-font-weight: normal"><SPAN style="font-size: 10pt; font-family: arial">The passback and the tax proposal</SPAN></B><SPAN style="font-size: 10pt; font-family: arial">.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>Will the passback include the tax-reform proposals?<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>I think it will, because, <A href="http://www.affordablehousinginstitute.org/blogs/us/2005/09/thinking_about_1.html">as I&#8217;ve previously posted</A>, repeal of the Alternative Minimum Tax is <A href="http://www.affordablehousinginstitute.org/blogs/us/2005/10/floating_a_mort_1.html">too big to ignore</A>, and too popular not to propose.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN><o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">So, if I&#8217;m right <I style="mso-bidi-font-style: normal">[We'll check you later! -- Ed.]</I>, the passback will propose tax reform (including AMT repeal) &#8212; maybe not the full-blown commission report, but several of its more substantial elements.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN><o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><B style="mso-bidi-font-weight: normal"><SPAN style="font-size: 10pt; font-family: arial">The tax proposal and the FY 07 budget</SPAN></B><SPAN style="font-size: 10pt; font-family: arial">.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>In January, legislators return to <?xml:namespace prefix = st1 /><st1:place w:st="on"><st1:state w:st="on">Washington</st1:state></st1:place> for the 109th Congress&#8217;s second session.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>What will they hear when the President delivers the State of the Union address?<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<DIV style="border-right: blue 1.5pt solid; padding-right: 4pt; border-top: blue 1.5pt solid; padding-left: 4pt; background: #ccffff; padding-bottom: 1pt; margin-left: 0.5in; border-left: blue 1.5pt solid; margin-right: 0.5in; padding-top: 1pt; border-bottom: blue 1.5pt solid; mso-element: para-border-div"><br />
<P class=msonormal style="border-right: medium none; padding-right: 0in; border-top: medium none; padding-left: 0in; background: #ccffff; padding-bottom: 0in; margin: 0in 0in 0pt; border-left: medium none; padding-top: 0in; border-bottom: medium none; text-align: center; mso-border-alt: solid blue 1.5pt; mso-padding-alt: 1.0pt 4.0pt 1.0pt 4.0pt" align=center><B style="mso-bidi-font-weight: normal"><SPAN style="color: blue; font-family: arial; mso-bidi-font-size: 10.0pt">A second session of Congress typically produces more legislation<o:p></o:p></SPAN></B></P><br />
<P class=msonormal style="border-right: medium none; padding-right: 0in; border-top: medium none; padding-left: 0in; background: #ccffff; padding-bottom: 0in; margin: 0in 0in 0pt; border-left: medium none; padding-top: 0in; border-bottom: medium none; mso-border-alt: solid blue 1.5pt; mso-padding-alt: 1.0pt 4.0pt 1.0pt 4.0pt"><SPAN style="font-size: 10pt; color: blue; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="border-right: medium none; padding-right: 0in; border-top: medium none; padding-left: 0in; background: #ccffff; padding-bottom: 0in; margin: 0in 0in 0pt; border-left: medium none; padding-top: 0in; border-bottom: medium none; mso-border-alt: solid blue 1.5pt; mso-padding-alt: 1.0pt 4.0pt 1.0pt 4.0pt"><SPAN style="font-size: 10pt; color: blue; font-family: arial">That&#8217;s so the legislators can all go home with freshly-minted laws for which to claim credit with the voters, the better to be re-elected.<o:p></o:p></SPAN></P></DIV><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">They hear the President say, &#8220;I propose repealing the Alternative Minimum Tax.&#8221;<SPAN style="mso-spacerun: yes">&nbsp; </SPAN><I style="mso-bidi-font-style: normal">[Applause.]<SPAN style="mso-spacerun: yes">&nbsp; </SPAN></I>&#8220;My tax reform proposal is fair, simple, and will grow our nation&#8217;s economy.&#8221;<SPAN style="mso-spacerun: yes">&nbsp; </SPAN><I style="mso-bidi-font-style: normal">[Applause.]<o:p></o:p></I></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">(See the benefits of political vaporware?<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>It can whiten breath even as it freshens teeth!)<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><B style="mso-bidi-font-weight: normal"><SPAN style="font-size: 10pt; font-family: arial">AMT repeal and elected officials</SPAN></B><SPAN style="font-size: 10pt; font-family: arial">.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>Now comes the extremely deft part.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>To pay for the AMT repeal, the tax-reform proposal will do the following:<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<UL style="margin-top: 0in" type=disc><br />
<LI class=msonormal style="margin: 0in 0in 0pt; mso-list: l0 level1 lfo2; tab-stops: list .5in"><SPAN style="font-size: 10pt; font-family: arial">Cap mortgage deductibility for millionaires.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>(You wanna be against that?)<o:p></o:p></SPAN></LI><br />
<LI class=msonormal style="margin: 0in 0in 0pt; mso-list: l0 level1 lfo2; tab-stops: list .5in"><SPAN style="font-size: 10pt; font-family: arial">Eliminate mortgage deductibility for second homes.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>(Weeping for the fat cats yet?)<o:p></o:p></SPAN></LI><br />
<LI class=msonormal style="margin: 0in 0in 0pt; mso-list: l0 level1 lfo2; tab-stops: list .5in"><SPAN style="font-size: 10pt; font-family: arial">Eliminate all tax incentives, or as it will be described, &#8220;close tax loopholes.&#8221;<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>(Find anything to oppose yet?)<o:p></o:p></SPAN></LI></UL><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; background: aqua; font-family: arial; mso-highlight: aqua"></SPAN><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN></P><br />
<P><SPAN style="font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt"></SPAN></P><SPAN style="font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt"><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt"></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt"><o:p><IMG height=184 alt=Cat src="http://www.affordablehousinginstitute.org/blogs/us/cat_small1.jpg" width=320 border=0></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt">&#8220;Oh, I am struck down by the moral force of your arguments.&#8221;<o:p></o:p></SPAN></P></SPAN><br />
<P></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">So it&#8217;s the morning after the State of the <st1:place w:st="on">Union</st1:place>, and the media are running stories about AMT repeal: &#8220;<a href="http://www.aicpa.org/pubs/jofa/oct1999/kern.html">The AMT trap</a>.&#8221;<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>&#8220;<a href="http://www.house.leg.state.mn.us/hrd/issinfo/amttax.htm">Who pays the AMT</a>?&#8221;<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>(Hint: a lot of middle-class Americans.)<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">There will be wonderful graphics showing that in ten years, thirty million households will be in the AMT.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN><o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">(Horrors! <SPAN style="mso-spacerun: yes">&nbsp;</SPAN>Economic pandemic!<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>An eco-demic!)<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN>&nbsp;</P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p><IMG height=478 alt=panic_in_the_streets_title src="http://www.affordablehousinginstitute.org/blogs/us/panic_in_the_streets_title_small.jpg" width=640 border=0>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">Someone will shove a microphone in front of Mrs. Elma Suggs, eighty-three years old, from Wet Blanket, Ohio, who has had to send additional tax to Washington because her charitable donations have thrown her &#8212; <I style="mso-bidi-font-style: normal">flung her</I> &#8212; into the AMT.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN><o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN>&nbsp;</P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p><IMG height=240 alt=who_flung_poo src="http://www.affordablehousinginstitute.org/blogs/us/who_flung_poo_small.jpg" width=320 border=0>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">&#8220;It&#8217;s not fair!&#8221; cries Widow Suggs.&nbsp;&nbsp;&#8221;People who own big beach houses aren&#8217;t paying their fair share of tax.&#8221;<SPAN style="mso-spacerun: yes">&nbsp; </SPAN><I style="mso-bidi-font-style: normal">[Cut to picture of big beach house.]<o:p></o:p></I></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">You just let me know what part of that your elected official wants to oppose, okay?<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><B style="mso-bidi-font-weight: normal"><SPAN style="font-size: 10pt; font-family: arial">Stakeholders and political zugzwang</SPAN></B><SPAN style="font-size: 10pt; font-family: arial">.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>Now, you&#8217;re a current tax-code beneficiary (hereinafter a &#8220;special interest group&#8221; &#8212; ack!).<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>You&#8217;re well aware that <I style="mso-bidi-font-style: normal">many </I>tax deductions are indeed loopholes (that is, your members don&#8217;t benefit from them) but <I style="mso-bidi-font-style: normal">your </I>tax expenditure is a critical economic stimulus (that is, your members benefit from it).<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>So what do you do?<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN>&nbsp;</P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p><IMG style="width: 273px; height: 174px" height=218 alt=Hostage src="http://www.affordablehousinginstitute.org/blogs/us/hostage_small1.jpg" width=320 border=0>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt"></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt">&#8220;What do you <i style="mso-bidi-font-style: normal">do</i>?&#8221; <o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt">&#8220;Shoot the hostage.&#8221;<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">Remember, you <I style="mso-bidi-font-style: normal">cannot </I>do nothing &#8212; you&#8217;re a <A href="http://www.affordablehousinginstitute.org/blogs/us/2005/07/housing_lobbies.html">lobbyist</A>, for heaven&#8217;s sake!<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>You <I style="mso-bidi-font-style: normal">must </I>lobby!<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">Welcome to political zugzwang.<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">So you do the following:<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<UL style="margin-top: 0in" type=disc><br />
<LI class=msonormal style="margin: 0in 0in 0pt; mso-list: l2 level1 lfo3; tab-stops: list .5in"><SPAN style="font-size: 10pt; font-family: arial">Defend your program, and <I style="mso-bidi-font-style: normal">only </I>your program, because that&#8217;s what you&#8217;re being paid to defend. <o:p></o:p></SPAN></LI><br />
<LI class=msonormal style="margin: 0in 0in 0pt; mso-list: l2 level1 lfo3; tab-stops: list .5in"><SPAN style="font-size: 10pt; font-family: arial">Stop talking about anyone else&#8217;s tax expenditure &#8212; that&#8217;s for <I style="mso-bidi-font-style: normal">them</I> to worry about.<o:p></o:p></SPAN></LI><br />
<LI class=msonormal style="margin: 0in 0in 0pt; mso-list: l2 level1 lfo3; tab-stops: list .5in"><SPAN style="font-size: 10pt; font-family: arial">Rally your members to go see <I style="mso-bidi-font-style: normal">their </I>members of Congress, and bring along <A href="http://www.campaignfinancesite.org/structure/terms/m.html">the mother&#8217;s milk of politics</A>, those campaign-contribution checkbooks.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>(Because you don&#8217;t want to be left in the cold during the political endgame.)<o:p></o:p></SPAN></LI></UL><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">In other words, high-grade political vaporware seizes the initiative, scatters opponents and puts them on the defensive, energizes the base, and fills the campaign coffers.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>All this from <I style="mso-bidi-font-style: normal">purest vaporware</I>.<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">Because it is vaporware, the Administration retains the further initiative to decide whether to invest further political capital in its pursuit.<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">Quality political vaporware <I style="mso-bidi-font-style: normal">creates political capital</I>.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>It is the <A href="http://en.wikipedia.org/wiki/philosopher's_stone">Philosopher&#8217;s Stone</A> of politics.<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial">If, in the end, the reform proposal goes away &hellip; <I style="mso-bidi-font-style: normal">the Administration can bring it back again next year</I>.<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p></o:p></SPAN>&nbsp;</P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p><IMG height=320 alt=Zugzwang src="http://www.affordablehousinginstitute.org/blogs/us/zugzwang_small1.jpg" width=320 border=0>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt">The most famous <I style="mso-bidi-font-style: normal">zugzwang</I> ever: Samisch-Nimzovich 1923, White to move and lose<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0.5in 0pt"><SPAN style="font-size: 11pt; color: blue; font-family: georgia">&#8220;If you can&#8217;t drink a lobbyist&#8217;s whiskey, take his money, sleep with his women and still vote against him in the morning, you don&#8217;t belong in politics.&#8221;<o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0.5in 0pt; text-align: right" align=right><SPAN style="font-size: 11pt; color: blue; font-family: georgia">&#8211; <A href="http://www.nndb.com/people/870/000047729/">Jesse Unruh</A>, 1974</SPAN><SPAN style="font-size: 11pt; color: blue; font-family: georgia; mso-bidi-font-family: arial"><o:p></o:p></SPAN></P><br />
<P class=msonormal style="margin: 0in 0in 0pt"><SPAN style="font-size: 10pt; font-family: arial"><o:p>&nbsp;</o:p></SPAN></P></p>
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<input type="hidden" name="postContent_0" value="&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;A few weeks back, the Administration made a puzzling move whose deftness is becoming clearer the more I reflect on it.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;By tabling a proposal to overhaul the tax code, the Administration has placed many other political players into political &lt;a href=&quot;http://www.bartleby.com/61/86/Z0028600.html&quot;&gt;zugzwang&lt;/a&gt;: whatever they do, the Administration gains.&lt;?xml:namespace prefix =&quot;&quot; o /&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;In chess, the German word &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;zugzwang&lt;/i&gt; (&amp;#8221;compulsion to move&amp;#8221;) describes a situation where a position is tenable but any move fatally weakens it.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&amp;nbsp;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img style=&quot;WIDTH: 210px; HEIGHT: 208px&quot; height=&quot;318&quot; alt=&quot;Zugzwang_simple_example&quot; src=&quot;http://www.affordablehousinginstitute.org/blogs/us/Zugzwang_simple_example_small.jpg&quot; width=&quot;320&quot; border=&quot;0&quot; /&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;Mutual zugzwang: the player to move loses.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;To understand who&amp;#8217;s in zugzwang, and why, we must take a stroll through budget arcana. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&amp;nbsp;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img style=&quot;WIDTH: 249px; HEIGHT: 431px&quot; height=&quot;480&quot; alt=&quot;Tarot_rider_magus&quot; src=&quot;http://www.affordablehousinginstitute.org/blogs/us/Tarot_rider_magus.gif&quot; width=&quot;282&quot; border=&quot;0&quot; /&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;&amp;#8220;I hold the passback and can hold it infinitely.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;The OMB passback&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;Even before calendar 2006 begins, the Federal fiscal year 2007 (FY 07) budget cycle will start, with a Washington-insider event known as the &lt;a href=&quot;http://www.budgetanalyst.com/Passback.htm&quot;&gt;OMB passback&lt;/a&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;Before Congress can enact spending legislation, you see, it adopts a budget resolution &amp;#8212; an agreement among the members of Congress as to how much they intend to spend &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;in total &lt;/i&gt;for the upcoming fiscal year.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;The budget is then allocated into spending caps for the respective committees, and under Congressional procedural rules, appropriations bills may move forward only if they are under the caps.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;(In this Congressional spending is akin to &lt;a href=&quot;http://www.recapadvisors.com/learn/scoringparable.asp&quot;&gt;Supermarket Sweepstakes&lt;/a&gt;.)&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&amp;nbsp;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 10pt; FONT-FAMILY: Arial&quot;&gt;&lt;o:p&gt;&lt;img height=&quot;240&quot; alt=&quot;Supermarket_sweepstakes_1&quot; src=&quot;http://www.affordablehousinginstitute.org/blogs/us/Supermarket_sweepstakes_1_small.jpg&quot; width=&quot;320&quot; border=&quot;0&quot; /&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;MARGIN: 0in 0in 0pt&quot;&gt;&lt;span style=&quot;FONT-SIZE: 8pt; FONT-FAMILY: Arial; mso-bidi-font-size: 10.0pt&quot;&gt;&amp;#8220;I&amp;#8217;m terribly sorry, Madam Chair, your &lt;A href=&quot;http://www.thearc.org/ppc/accessingtheport.doc&quot;&gt;appropriations earmarks&lt;/A&gt; are over the spending caps &amp;hellip;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;so you don&amp;rsquo;t get any &lt;EM&gt;money&lt;/EM&gt;, but let&amp;rsquo;s give her a big round of applause.&amp;rdquo;&lt;/SPAN&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Before &lt;A href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2005/02/can_you_say_bud.html&quot;&gt;the budget&lt;/A&gt; can be adopted, it must be &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;&lt;A href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2005/02/the_cry_of_the.html&quot;&gt;proposed &lt;SPAN style=&quot;font-style: normal&quot;&gt;by the President&lt;/SPAN&gt;&lt;/A&gt;&lt;/I&gt;, roughly around &lt;A href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2005/02/budgetomics_the.html&quot;&gt;the State of the Union Address&lt;/A&gt;.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;So the Administration, like white in chess, always has the first move advantage.&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;And before the budget can be &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;proposed&lt;/I&gt;, it must clear review by the &lt;A href=&quot;http://www.whitehouse.gov/omb/&quot;&gt;Office of Management and Budget&lt;/A&gt; (OMB), which demands that each cabinet department or agency submit its budget request for &lt;A href=&quot;http://www.whitehouse.gov/omb/circulars/a019/a019.html&quot;&gt;OMB clearance&lt;/A&gt;.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;OMB, after consulting with its economist wizard&amp;#8217;s cabal, issues the &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;passback&lt;/I&gt;, in which it reviews each agency request, line item by line item, and advises the agency what it (and therefore the Administration) will support, and what OMB will not support.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;IMG height=240 alt=Judge src=&quot;http://www.affordablehousinginstitute.org/blogs/us/judge_small2.jpg&quot; width=320 border=0&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;&lt;A href=&quot;http://www.desertusa.com/mag98/aug/papr/du_roybean.html&quot;&gt;Judge Roy Bean&lt;/A&gt; (tearing a page from a law book): &amp;#8220;That&amp;#8217;s a bad law.&lt;span style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/span&gt;I just repealed it.&amp;#8221;&lt;/SPAN&gt;&lt;SPAN style=&quot;font-size: 10pt; mso-bidi-font-size: 12.0pt&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Agencies or departments receiving the passback have two choices:&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;OL style=&quot;margin-top: 0in&quot; type=1&gt;&lt;br /&gt;
&lt;LI class=MsoNormal style=&quot;margin: 0in 0in 0pt; mso-list: l1 level1 lfo1; tab-stops: list .5in&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Go along, grin sickly, be good soldiers, and support the passback.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/SPAN&gt;&lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;OR&lt;/I&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/LI&gt;&lt;br /&gt;
&lt;LI class=MsoNormal style=&quot;margin: 0in 0in 0pt; mso-list: l1 level1 lfo1; tab-stops: list .5in&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Fight the passback, in which case OMB will implacably oppose virtually everything the agency or department wants to do.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/LI&gt;&lt;/OL&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Since OMB must sign off on just about everything a department does (Anti-Deficiency Act notwithstanding), including the issuance of regulations, in practice wise department secretaries learn to fall in line.&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;IMG height=206 alt=Hercules src=&quot;http://www.affordablehousinginstitute.org/blogs/us/hercules_small.jpg&quot; width=320 border=0&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;&amp;#8220;Thank you sir, may I have another?&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;B style=&quot;mso-bidi-font-weight: normal&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;The passback and the budget cycle&lt;/SPAN&gt;&lt;/B&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;In the pre-Cambrian era (before email), the passback was a hush-hush document (passed from hand to hand via bad photocopies and worse faxes), but in recent years the speed of e-leakery has so accelerated that all parties now tacitly treat the passback as effectively a public document.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Thus the passback becomes a series of editorials: &amp;#8220;Department, you asked for this, you have obviously erred, we are supporting &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;that.&lt;/i&gt;&amp;#8220;&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=MsoNormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Unlike &lt;A href=&quot;http://www.cbo.gov/showdoc.cfm?index=&quot; 1944&amp;amp;sequence='0&quot;&quot;'&gt;CBO&amp;#8217;s baseline&lt;/A&gt;, which must assume continuation of present law, the passback can loftily assume whatever it wants, &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;including legislative change not even introduced&lt;/I&gt;.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;If the President wills it, then it will be so (for passback purposes).&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;IMG height=240 alt=Edict src=&quot;http://www.affordablehousinginstitute.org/blogs/us/edict_small.jpg&quot; width=187 border=0&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;FONT size=1&gt;Slightly more comprehensible than the budget&lt;/FONT&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;The passback enhances &lt;A href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2005/11/political_vapor.html&quot;&gt;political vaporware&lt;/A&gt;.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;It can raise the stakes both by assuming a legislative change &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;and then budgeting costs consistent with the change&lt;/I&gt;.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Additionally, the passback comes out in late November, and the budget is not offered until early February.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;That&amp;#8217;s two and a half months during which the political vaporware sucks up lobbying oxygen, and where the political terrain, like &lt;A href=&quot;http://www-tech.mit.edu/shakespeare/macbeth/macbeth.5.5.html&quot;&gt;Birnam Wood coming to Duninsane&lt;/A&gt;, moves in the Administration&amp;#8217;s favor.&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;B style=&quot;mso-bidi-font-weight: normal&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;The passback and the tax proposal&lt;/SPAN&gt;&lt;/B&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;Will the passback include the tax-reform proposals?&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;I think it will, because, &lt;A href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2005/09/thinking_about_1.html&quot;&gt;as I&amp;#8217;ve previously posted&lt;/A&gt;, repeal of the Alternative Minimum Tax is &lt;A href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2005/10/floating_a_mort_1.html&quot;&gt;too big to ignore&lt;/A&gt;, and too popular not to propose.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;So, if I&amp;#8217;m right &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;[We'll check you later! -- Ed.]&lt;/I&gt;, the passback will propose tax reform (including AMT repeal) &amp;#8212; maybe not the full-blown commission report, but several of its more substantial elements.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;B style=&quot;mso-bidi-font-weight: normal&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;The tax proposal and the FY 07 budget&lt;/SPAN&gt;&lt;/B&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;In January, legislators return to &lt;?xml:namespace prefix = st1 /&gt;&lt;st1:place w:st=&quot;on&quot;&gt;&lt;st1:state w:st=&quot;on&quot;&gt;Washington&lt;/st1:state&gt;&lt;/st1:place&gt; for the 109th Congress&amp;#8217;s second session.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;What will they hear when the President delivers the State of the Union address?&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;DIV style=&quot;border-right: blue 1.5pt solid; padding-right: 4pt; border-top: blue 1.5pt solid; padding-left: 4pt; background: #ccffff; padding-bottom: 1pt; margin-left: 0.5in; border-left: blue 1.5pt solid; margin-right: 0.5in; padding-top: 1pt; border-bottom: blue 1.5pt solid; mso-element: para-border-div&quot;&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;border-right: medium none; padding-right: 0in; border-top: medium none; padding-left: 0in; background: #ccffff; padding-bottom: 0in; margin: 0in 0in 0pt; border-left: medium none; padding-top: 0in; border-bottom: medium none; text-align: center; mso-border-alt: solid blue 1.5pt; mso-padding-alt: 1.0pt 4.0pt 1.0pt 4.0pt&quot; align=center&gt;&lt;B style=&quot;mso-bidi-font-weight: normal&quot;&gt;&lt;SPAN style=&quot;color: blue; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;A second session of Congress typically produces more legislation&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/B&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;border-right: medium none; padding-right: 0in; border-top: medium none; padding-left: 0in; background: #ccffff; padding-bottom: 0in; margin: 0in 0in 0pt; border-left: medium none; padding-top: 0in; border-bottom: medium none; mso-border-alt: solid blue 1.5pt; mso-padding-alt: 1.0pt 4.0pt 1.0pt 4.0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; color: blue; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;border-right: medium none; padding-right: 0in; border-top: medium none; padding-left: 0in; background: #ccffff; padding-bottom: 0in; margin: 0in 0in 0pt; border-left: medium none; padding-top: 0in; border-bottom: medium none; mso-border-alt: solid blue 1.5pt; mso-padding-alt: 1.0pt 4.0pt 1.0pt 4.0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; color: blue; font-family: arial&quot;&gt;That&amp;#8217;s so the legislators can all go home with freshly-minted laws for which to claim credit with the voters, the better to be re-elected.&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;/DIV&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;They hear the President say, &amp;#8220;I propose repealing the Alternative Minimum Tax.&amp;#8221;&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;[Applause.]&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;/I&gt;&amp;#8220;My tax reform proposal is fair, simple, and will grow our nation&amp;#8217;s economy.&amp;#8221;&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;[Applause.]&lt;o:p&gt;&lt;/o:p&gt;&lt;/I&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;(See the benefits of political vaporware?&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;It can whiten breath even as it freshens teeth!)&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;B style=&quot;mso-bidi-font-weight: normal&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;AMT repeal and elected officials&lt;/SPAN&gt;&lt;/B&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;Now comes the extremely deft part.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;To pay for the AMT repeal, the tax-reform proposal will do the following:&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;UL style=&quot;margin-top: 0in&quot; type=disc&gt;&lt;br /&gt;
&lt;LI class=msonormal style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo2; tab-stops: list .5in&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Cap mortgage deductibility for millionaires.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;(You wanna be against that?)&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/LI&gt;&lt;br /&gt;
&lt;LI class=msonormal style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo2; tab-stops: list .5in&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Eliminate mortgage deductibility for second homes.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;(Weeping for the fat cats yet?)&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/LI&gt;&lt;br /&gt;
&lt;LI class=msonormal style=&quot;margin: 0in 0in 0pt; mso-list: l0 level1 lfo2; tab-stops: list .5in&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Eliminate all tax incentives, or as it will be described, &amp;#8220;close tax loopholes.&amp;#8221;&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;(Find anything to oppose yet?)&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; background: aqua; font-family: arial; mso-highlight: aqua&quot;&gt;&lt;/SPAN&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P&gt;&lt;SPAN style=&quot;font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;SPAN style=&quot;font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;&lt;o:p&gt;&lt;IMG height=184 alt=Cat src=&quot;http://www.affordablehousinginstitute.org/blogs/us/cat_small1.jpg&quot; width=320 border=0&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;&amp;#8220;Oh, I am struck down by the moral force of your arguments.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;/SPAN&gt;&lt;br /&gt;
&lt;P&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;So it&amp;#8217;s the morning after the State of the &lt;st1:place w:st=&quot;on&quot;&gt;Union&lt;/st1:place&gt;, and the media are running stories about AMT repeal: &amp;#8220;&lt;a href=&quot;http://www.aicpa.org/pubs/jofa/oct1999/kern.html&quot;&gt;The AMT trap&lt;/a&gt;.&amp;#8221;&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&amp;#8220;&lt;a href=&quot;http://www.house.leg.state.mn.us/hrd/issinfo/amttax.htm&quot;&gt;Who pays the AMT&lt;/a&gt;?&amp;#8221;&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;(Hint: a lot of middle-class Americans.)&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;There will be wonderful graphics showing that in ten years, thirty million households will be in the AMT.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;(Horrors! &lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp;&lt;/SPAN&gt;Economic pandemic!&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;An eco-demic!)&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;IMG height=478 alt=panic_in_the_streets_title src=&quot;http://www.affordablehousinginstitute.org/blogs/us/panic_in_the_streets_title_small.jpg&quot; width=640 border=0&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Someone will shove a microphone in front of Mrs. Elma Suggs, eighty-three years old, from Wet Blanket, Ohio, who has had to send additional tax to Washington because her charitable donations have thrown her &amp;#8212; &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;flung her&lt;/I&gt; &amp;#8212; into the AMT.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;IMG height=240 alt=who_flung_poo src=&quot;http://www.affordablehousinginstitute.org/blogs/us/who_flung_poo_small.jpg&quot; width=320 border=0&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&amp;#8220;It&amp;#8217;s not fair!&amp;#8221; cries Widow Suggs.&amp;nbsp;&amp;nbsp;&amp;#8221;People who own big beach houses aren&amp;#8217;t paying their fair share of tax.&amp;#8221;&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;&lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;[Cut to picture of big beach house.]&lt;o:p&gt;&lt;/o:p&gt;&lt;/I&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;You just let me know what part of that your elected official wants to oppose, okay?&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;B style=&quot;mso-bidi-font-weight: normal&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Stakeholders and political zugzwang&lt;/SPAN&gt;&lt;/B&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;Now, you&amp;#8217;re a current tax-code beneficiary (hereinafter a &amp;#8220;special interest group&amp;#8221; &amp;#8212; ack!).&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;You&amp;#8217;re well aware that &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;many &lt;/I&gt;tax deductions are indeed loopholes (that is, your members don&amp;#8217;t benefit from them) but &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;your &lt;/I&gt;tax expenditure is a critical economic stimulus (that is, your members benefit from it).&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;So what do you do?&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;IMG style=&quot;width: 273px; height: 174px&quot; height=218 alt=Hostage src=&quot;http://www.affordablehousinginstitute.org/blogs/us/hostage_small1.jpg&quot; width=320 border=0&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;&amp;#8220;What do you &lt;i style=&quot;mso-bidi-font-style: normal&quot;&gt;do&lt;/i&gt;?&amp;#8221; &lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;&amp;#8220;Shoot the hostage.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Remember, you &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;cannot &lt;/I&gt;do nothing &amp;#8212; you&amp;#8217;re a &lt;A href=&quot;http://www.affordablehousinginstitute.org/blogs/us/2005/07/housing_lobbies.html&quot;&gt;lobbyist&lt;/A&gt;, for heaven&amp;#8217;s sake!&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;You &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;must &lt;/I&gt;lobby!&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Welcome to political zugzwang.&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;So you do the following:&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;UL style=&quot;margin-top: 0in&quot; type=disc&gt;&lt;br /&gt;
&lt;LI class=msonormal style=&quot;margin: 0in 0in 0pt; mso-list: l2 level1 lfo3; tab-stops: list .5in&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Defend your program, and &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;only &lt;/I&gt;your program, because that&amp;#8217;s what you&amp;#8217;re being paid to defend. &lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/LI&gt;&lt;br /&gt;
&lt;LI class=msonormal style=&quot;margin: 0in 0in 0pt; mso-list: l2 level1 lfo3; tab-stops: list .5in&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Stop talking about anyone else&amp;#8217;s tax expenditure &amp;#8212; that&amp;#8217;s for &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;them&lt;/I&gt; to worry about.&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/LI&gt;&lt;br /&gt;
&lt;LI class=msonormal style=&quot;margin: 0in 0in 0pt; mso-list: l2 level1 lfo3; tab-stops: list .5in&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Rally your members to go see &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;their &lt;/I&gt;members of Congress, and bring along &lt;A href=&quot;http://www.campaignfinancesite.org/structure/terms/m.html&quot;&gt;the mother&amp;#8217;s milk of politics&lt;/A&gt;, those campaign-contribution checkbooks.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;(Because you don&amp;#8217;t want to be left in the cold during the political endgame.)&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/LI&gt;&lt;/UL&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;In other words, high-grade political vaporware seizes the initiative, scatters opponents and puts them on the defensive, energizes the base, and fills the campaign coffers.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;All this from &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;purest vaporware&lt;/I&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Because it is vaporware, the Administration retains the further initiative to decide whether to invest further political capital in its pursuit.&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;Quality political vaporware &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;creates political capital&lt;/I&gt;.&lt;SPAN style=&quot;mso-spacerun: yes&quot;&gt;&amp;nbsp; &lt;/SPAN&gt;It is the &lt;A href=&quot;http://en.wikipedia.org/wiki/philosopher's_stone&quot;&gt;Philosopher&amp;#8217;s Stone&lt;/A&gt; of politics.&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;If, in the end, the reform proposal goes away &amp;hellip; &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;the Administration can bring it back again next year&lt;/I&gt;.&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&amp;nbsp;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&lt;IMG height=320 alt=Zugzwang src=&quot;http://www.affordablehousinginstitute.org/blogs/us/zugzwang_small1.jpg&quot; width=320 border=0&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 8pt; font-family: arial; mso-bidi-font-size: 10.0pt&quot;&gt;The most famous &lt;I style=&quot;mso-bidi-font-style: normal&quot;&gt;zugzwang&lt;/I&gt; ever: Samisch-Nimzovich 1923, White to move and lose&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0.5in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 11pt; color: blue; font-family: georgia&quot;&gt;&amp;#8220;If you can&amp;#8217;t drink a lobbyist&amp;#8217;s whiskey, take his money, sleep with his women and still vote against him in the morning, you don&amp;#8217;t belong in politics.&amp;#8221;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0.5in 0pt; text-align: right&quot; align=right&gt;&lt;SPAN style=&quot;font-size: 11pt; color: blue; font-family: georgia&quot;&gt;&amp;#8211; &lt;A href=&quot;http://www.nndb.com/people/870/000047729/&quot;&gt;Jesse Unruh&lt;/A&gt;, 1974&lt;/SPAN&gt;&lt;SPAN style=&quot;font-size: 11pt; color: blue; font-family: georgia; mso-bidi-font-family: arial&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;br /&gt;
&lt;P class=msonormal style=&quot;margin: 0in 0in 0pt&quot;&gt;&lt;SPAN style=&quot;font-size: 10pt; font-family: arial&quot;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;/p&gt;
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