Month: August, 2005

Zimbabwe: call it dictatorship

31 August, 2005 (10:29) | Zimbabwe |

What makes the atrocity in Zimbabwe so horrifying is that Mr. Mugabe and his kleptocratic cronies find entirely consistent ways to mock the forms of government even as they officially steal, loot, and pillage what remains of a beautiful country.  As today’s Washington Post reports:
 
JOHANNESBURG, Aug. 30 — Zimbabwe’s parliament voted Tuesday to [...]

Hurricanes, insurance, and affordable housing

30 August, 2005 (10:23) | Uncategorized |

What does a hurricane do to housing, and housing affordability? 
 

Major capital expenditures heading this way …
 
The answer’s more complex than at first it appears, and reveals much about the nature of insurance.
 
Insurance is as necessary as finance to a functioning real estate market.  Yet the insurance business lives or dies on massive disruptions. 
 
Property [...]

Why I started AHI: Part 2

29 August, 2005 (18:02) | Admin, Personal |

So there I was, sitting atop Arthur’s Seat in Edinburgh, with the long-suffering (and equally wind-chilled) wife beside me, wondering why did anyone build that wretched public housing?
 

Fast-forward to December, 1999. While the newspapers were full of Y2K (remember that?) scare stories, we had taken a wonderful vacation to Australia, with a two-day [...]

Smith’s Law of Organizational Scale

26 August, 2005 (15:58) | Uncategorized |

In nature, critters seek to make themselves look bigger than they are.
 
Puffer fish expand:

Much like trade associations with inflated membership claims
 
Insects sport large false eyes:

Like advocacy groups claiming credit for past events
 
… and companies name themselves after enormous geographies, leading to Smith’s Organizational Scale Indicator:
 

Organizational Scale Indicator
 
·         The bigger the geography referenced in a company’s [...]

Every which way but down?

25 August, 2005 (16:07) | Uncategorized |

People who go on vacation don’t buy homes.
 
 
 
That, you would think, is self-evident.  But when people aren’t buying homes, the number of homes being sold also drops.  So if home sales dip in July, is this evidence of anything?
 
On Tuesday, some analysts said the boom was definitively going south, based on a report from [...]